Gavop shows you how to buy homeowners insurance in Bowie County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bowie County, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| NW Front St, Co Rd 28, Connella St, Terry St, S Center St, NW Pecan St, Lakeview Pl, Lydia Jane, Co Rd 1105, Sidney Dr | $105,500 | $100,000 | $100,000-$125,000 | $81,000 | $70,000 | $75,000-$100,000 |
| Duke Ln, Co Rd 4212, NW Oak St, Aspen, Pr 21051, Farmer Ln, Canadian Cir, Co Rd 2001, White Rd, Co Rd 1109 | $82,000 | $70,000 | $75,000-$100,000 | $55,500 | $50,000 | $50,000-$75,000 |
| Co Rd 4237, Lionel Ave, S Merrill St, Carroll Ave, Co Rd 2102, Co Rd 4222, Co Rd 2101, 14th St, Arizona Ave, Celeeste St | $134,500 | $120,000 | $100,000-$125,000 | $105,500 | $90,000 | $100,000-$125,000 |
| Page St, W 31st St, Pacific Ave, Will Smith Rd, Blanton St, S Lelia Ave, Spivey St, Oak St, Hollywood St, Redwater Blvd W | $58,500 | $50,000 | $25,000-$50,000 | $68,500 | $60,000 | $50,000-$75,000 |
| Franklin Dr, Ward Ave, Redwood, Hampton Rd, Co Rd 1242, Co Rd 2312, Beaver Lake Cir, Gilliam Dr, Co Rd 4284, Jasmine Ln | $213,000 | $200,000 | $200,000-$250,000 | $139,000 | $130,000 | $150,000-$175,000 |
| Ave F, SE Fannin St, Gazola St, Martin St, Co Rd 2219, W County St, Co Rd 4252, FM 990, Hillview St, Sabine Ave | $145,000 | $120,000 | $125,000-$150,000 | $72,000 | $60,000 | $50,000-$75,000 |
| Forrest Grove St, Davis St, Lyons St, Co Rd 1117, FM 992, Ware St, Washington St, Mc Cormick St, Springridge Dr, E Crockett Dr | $71,000 | $60,000 | $50,000-$75,000 | $69,500 | $60,000 | $50,000-$75,000 |
| Mockingbird Ln, Morton Ln, Co Rd 3403, W Front St, Landsdell Rd, Sunny Ln, FM 2302, Co Rd 2110, S Elm St, Haskell Way | $62,000 | $60,000 | $50,000-$75,000 | $74,500 | $70,000 | $75,000-$100,000 |
| Guitar Rd, W Midway Dr, Ponderosa Dr, FM 1326, Alumax Dr, Arbor Dr, Deer Creek Ln, Farm Rd 991 E, Forsyth Cir, Potomac Ave | $169,500 | $150,000 | $150,000-$175,000 | $88,500 | $80,000 | $50,000-$75,000 |
| Barfield, Carla Ln, Co Rd 4109, Co Rd 4305, Richill Dr, Fair Oaks Ln, Spaatz St, Woodridge Dr, N Kenwood Rd, Co Rd 1211 | $117,500 | $100,000 | $100,000-$125,000 | $60,000 | $50,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$239 | $1,165 |
| Superior Protection Discount | -$140 | $1,264 |
| Fire & Security Discount | -$154 | $1,250 |
| Hail Resistant Roof Discount | -$42 | $1,362 |
| Newly Constructed Home Discount | -$323 | $1,081 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bowie County | $1,000 | $1,387 | $2,387 | $1,008 | $2,008 | $379 |
| Bowie County, TX | $2,500 | $1,387 | $3,887 | $1,008 | $3,508 | $379 |
| Miller County, AR | $200 | $987 | $1,187 | $718 | $918 | $270 |
| Fouke, AR | $1,500 | $815 | $2,315 | $592 | $2,092 | $223 |
| Idabel, OK | $100 | $792 | $892 | $576 | $676 | $217 |
| County Line, AR | $2,000 | $919 | $2,919 | $668 | $2,668 | $251 |
| Roane, AR | $500 | $814 | $1,314 | $592 | $1,092 | $222 |
| Hempstead County, AR | $1,000 | $731 | $1,731 | $531 | $1,531 | $200 |
| Lafayette County, AR | $400 | $687 | $1,087 | $499 | $899 | $188 |
| Manchester, TX | $700 | $1,382 | $2,082 | $1,004 | $1,704 | $378 |
| Ore City, TX | $400 | $982 | $1,382 | $714 | $1,114 | $268 |
| Franklin County, TX | $1,000 | $925 | $1,925 | $672 | $1,672 | $253 |
| Home Insurance Company Bowie County, TX | Homeowners Insurance Agency Bowie County, TX | Address | Popularity Score | Distance from Bowie County (miles) |
|---|---|---|---|---|
| Farmers | April Starnes | 4526 Summerhill Rd, Texarkana, TX, 75503 | 20.6 | |
| Allstate | Jeffrey Kesler | 3415 New Boston Rd, Texarkana, TX, 75501 | 19.3 | |
| State Farm | Kelli Ashbrook | 3410 Moores Ln, Texarkana, TX, 75503-2211 | 19.6 | |
| Farmers | Maria Moya | 3101 Kennedy Ln Ste 400, Texarkana, TX, 75503 | 20.0 | |
| Liberty Mutual Independent | Bockmon-Andrews Insurance Agency | 133 Us Highway 259 N, Ore City, TX, 75683 | 42.1 | |
| Travelers | Goodman Insurance Agency Inc | 300 E Broadway, Clarksville, TX, 75426 | 37.9 | |
| Allstate | Keith Walley Agency | 4115 N Kings Hwy Ste 119, Texarkana, TX, 75503 | 16.9 | |
| Farmers | Lisa White | 101 E North Front St, New Boston, TX, 75570 | 1.1 | |
| Farmers | Jason Hawkins | 309 W Grizzley St, De Kalb, TX, 75559 | 12.2 | |
| Farmers | Reginald Pree | 301 Westlawn Dr Ste B, Texarkana, TX, 75501 | 19.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Bowie County, TX | $109,400 | $1,404 | $930 | $2,160 | $1,230 |
| Bowie County, TX | $109,400 | $1,404 | $930 | $2,160 | $1,230 |
| Miller County, AR | $108,500 | $999 | $690 | $1,420 | $730 |
| Fouke, AR | $65,400 | $825 | $560 | $1,180 | $620 |
| Idabel, OK | $81,600 | $802 | $590 | $1,150 | $560 |
| County Line, AR | $85,800 | $930 | $620 | $1,290 | $670 |
| Roane, AR | $65,300 | $824 | $590 | $1,150 | $560 |
| Hempstead County, AR | $76,200 | $740 | $530 | $1,040 | $510 |
| Lafayette County, AR | $65,900 | $696 | $510 | $950 | $440 |
| Manchester, TX | $76,000 | $1,399 | $920 | $2,150 | $1,230 |
| Ore City, TX | $116,300 | $994 | $660 | $1,530 | $870 |
| Franklin County, TX | $130,300 | $936 | $620 | $1,440 | $820 |