Gavop shows you how to buy homeowners insurance in Hazlet, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $135,500 | $110,000 | $100,000-$125,000 |
| 2 Bedroom | $249,000 | $230,000 | $250,000-$300,000 |
| 3 Bedroom | $414,000 | $340,000 | $400,000-$500,000 |
| 4 Bedroom | $541,500 | $490,000 | $400,000-$500,000 |
| 5 Bedroom | $601,000 | $560,000 | $700,000-$800,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$80 | $809 |
| Home and Two Car | -$142 | $747 |
| Home and Three Car | -$222 | $667 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,295 |
| Hail Damage | $4,524 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $16,386 |
| Home Insurance Company Hazlet, NJ | Homeowners Insurance Agency Hazlet, NJ | Address | Popularity Score | Distance from Hazlet (miles) |
|---|---|---|---|---|
| Travelers | Bay Agency Insurance Group Inc | 93 E River Rd, Rumson, NJ, 7760 | 9.6 | |
| Allstate | Brian Fisher | 1016 Rte 34 Ste 5, Matawan, NJ, 7747 | 3.6 | |
| Travelers | Daven Agency Inc | 266 State Route 34, Matawan, NJ, 7747 | 5.8 | |
| State Farm | Alberto Santana | 1755 John F Kennedy Blvd Apt 1, Jersey City, NJ, 07305-1900 | 19.4 | |
| Travelers | Julius A Rose Inc | 611 Broadway, Bayonne, NJ, 7002 | 17.0 | |
| Farmers | Leslie Lassen | 1915 Morris Ave Fl 2, Union, NJ, 7083 | 19.3 | |
| Travelers | The Rosell Insurance Agency Inc | 647 Newman Springs Road, Lincroft, NJ, 7738 | 7.0 | |
| Travelers | Chibbaro Bros Central Jersey Group | 1151 Broad St Ste 218, Shrewsbury, NJ, 8902 | 9.5 | |
| State Farm | Ed Mahn | 31 Church St, Flemington, NJ, 08822-1537 | 36.8 | |
| Liberty Mutual Independent | Napco Llc | 517 Us Highway 1 S, Iselin, NJ, 8830 | 11.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $780 | $1,490 | $710 |
| Monmouth County, NJ | $396,200 | $1,189 | $840 | $1,690 | $850 |
| Hazlet, NJ | $310,600 | $890 | $600 | $1,230 | $630 |
| Spotswood, NJ | $294,300 | $864 | $590 | $1,190 | $600 |
| Highland Park, NJ | $360,000 | $833 | $570 | $1,180 | $610 |
| Garwood, NJ | $365,600 | $1,187 | $820 | $1,670 | $850 |
| Leisure Village East, NJ | $173,100 | $799 | $540 | $1,090 | $550 |
| Verona, NJ | $435,000 | $1,013 | $730 | $1,390 | $660 |
| North Valley Stream, NY | $365,800 | $1,589 | $1,060 | $2,260 | $1,200 |
| Plandome Manor, NY | $1,557,700 | $1,006 | $710 | $1,400 | $690 |
| Haworth, NJ | $645,500 | $2,045 | $1,370 | $2,900 | $1,530 |
| Pompton Lakes, NJ | $303,300 | $878 | $630 | $1,210 | $580 |
| Saddle River, NJ | $1,883,500 | $878 | $600 | $1,220 | $620 |