Gavop's guide to buying homeowners insurance in DeKalb County, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $46,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $160,000 | $140,000 | $175,000-$200,000 |
| 3 Bedroom | $208,000 | $170,000 | $200,000-$250,000 |
| 4 Bedroom | $240,500 | $210,000 | $200,000-$250,000 |
| 5 Bedroom | $442,000 | $360,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$139 | $856 |
| Superior Protection Discount | -$90 | $906 |
| Fire & Security Discount | -$80 | $915 |
| Hail Resistant Roof Discount | -$20 | $975 |
| Newly Constructed Home Discount | -$239 | $756 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| DeKalb County | $2,000 | $983 | $2,983 | $714 | $2,714 | $269 |
| DeKalb County, GA | $700 | $983 | $1,683 | $714 | $1,414 | $269 |
| Mountain Park, GA | $500 | $870 | $1,370 | $632 | $1,132 | $238 |
| Sandy Springs, GA | $700 | $1,285 | $1,985 | $934 | $1,634 | $351 |
| Conyers, GA | $200 | $930 | $1,130 | $676 | $876 | $254 |
| North Rockdale, GA | $2,500 | $940 | $3,440 | $683 | $3,183 | $257 |
| Henry County, GA | $300 | $948 | $1,248 | $689 | $989 | $259 |
| Douglasville, GA | $1,500 | $943 | $2,443 | $685 | $2,185 | $258 |
| Locust Grove, GA | $300 | $926 | $1,226 | $673 | $973 | $253 |
| Cumming, GA | $2,500 | $1,183 | $3,683 | $859 | $3,359 | $323 |
| Fairplay, GA | $100 | $829 | $929 | $602 | $702 | $227 |
| Villa Rica, GA | $2,000 | $695 | $2,695 | $505 | $2,505 | $190 |
| Home Insurance Company DeKalb County, GA | Homeowners Insurance Agency DeKalb County, GA | Address | Popularity Score | Distance from DeKalb County (miles) |
|---|---|---|---|---|
| Travelers | Williams Turner & Mathis Inc | 2009 Montreal Rd Ste B, Tucker, GA, 30084 | 5.3 | |
| Travelers | Abbey Insurance Services | 3545 Memorial Drive Belvedere Plaza, Decatur, GA, 30032 | 2.7 | |
| State Farm | John Lewis | 1905 Beaver Ruin Rd Ste 165, Norcross, GA, 30071-3848 | 11.8 | |
| Travelers | Securerisk | 2009 Montreal Rd, Tucker, GA, 30084 | 5.3 | |
| Allstate | Keiona Stewart | 2200 Northlake Pkwy Ste 234, Tucker, GA, 30084 | 5.5 | |
| Nationwide | The Henry Agency | 2754 North Decatur Road Suite 110, Decatur, GA, 30033 | 3.5 | |
| Allstate | Joe Rehonic | 35 W Midland Ave, Winder, GA, 30680 | 32.9 | |
| State Farm | Lem Howard | 2716 Evans Mill Rd, Lithonia, GA, 30058-7417 | 7.9 | |
| Allstate | Jim E. Johnson | 2771 Lawrenceville Hwy Ste 2, Decatur, GA, 30033 | 4.2 | |
| Allstate | Danny Rodriguez | 1536 Monroe Dr Ne Ste G, Atlanta, GA, 30324 | 8.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $680 | $1,430 | $750 |
| DeKalb County, GA | $176,000 | $995 | $730 | $1,370 | $640 |
| DeKalb County, GA | $176,000 | $995 | $690 | $1,380 | $690 |
| Mountain Park, GA | $169,100 | $880 | $590 | $1,220 | $630 |
| Sandy Springs, GA | $440,500 | $1,301 | $880 | $1,810 | $930 |
| Conyers, GA | $150,100 | $942 | $640 | $1,290 | $650 |
| North Rockdale, GA | $142,400 | $951 | $680 | $1,350 | $670 |
| Henry County, GA | $154,900 | $959 | $650 | $1,310 | $660 |
| Douglasville, GA | $153,500 | $954 | $700 | $1,310 | $610 |
| Locust Grove, GA | $148,700 | $937 | $650 | $1,280 | $630 |
| Cumming, GA | $285,300 | $1,197 | $800 | $1,660 | $860 |
| Fairplay, GA | $216,500 | $839 | $600 | $1,170 | $570 |
| Villa Rica, GA | $117,200 | $704 | $510 | $1,010 | $500 |