Gavop's guide to buying homeowners insurance in Auburn, KY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Auburn, KY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Woodward Rd, W F Hall Rd, Brown Ln, Bowling Green Rd, Morgantown Rd, Angus Rd, Liberty Church Rd, Cave Spring Rd, E R London Rd, Sharp Garden Rd | $133,500 | $130,000 | $150,000-$175,000 | $89,500 | $80,000 | $100,000-$125,000 |
| Sycamor-Duncan Rd, Wm White Rd, L Anderson Rd, Bellaire Dr, Cherry St, Woodard Rd, Walnut St, P Kinkade Rd, Epperson Rd, Washer Rd | $80,500 | $80,000 | $75,000-$100,000 | $72,000 | $60,000 | $50,000-$75,000 |
| Montgomery Ct, Summers Rd, Landrum Rd, Al Bedel Rd, Ayers Rd, C Ashby Rd, Lincoln St, Watson Rd, Downey Rd, Rogers Dr | $149,000 | $130,000 | $125,000-$150,000 | $119,500 | $100,000 | $125,000-$150,000 |
| Felts Cemetery Rd, State Hwy 100, Suttle Ln, Old 68 Loop, Cave Springs Church Rd, M Miller Rd, Auburn-Richelieu Rd, Echo Valley Rd, Pleasant View Rd, Roosevelt St | $168,500 | $150,000 | $175,000-$200,000 | $79,500 | $70,000 | $50,000-$75,000 |
| Sycamore Church Rd, Carter Spr, Maxwell Ln, Ashby Rd, Morganton Rd, Clear Fork Rd, Shaker Museum Rd, Hoskins Rd, Maple St, Bratton Ln | $150,000 | $120,000 | $125,000-$150,000 | $111,000 | $100,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$107 | $605 |
| Superior Protection Discount | -$71 | $640 |
| Fire & Security Discount | -$57 | $655 |
| Hail Resistant Roof Discount | -$21 | $690 |
| Newly Constructed Home Discount | -$199 | $512 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,163 |
| Hail Damage | $5,587 |
| Wind Damage | $10,316 |
| Expensive Claims | |
| Fire | $37,132 |
| Accidental Discharge/Leakage | $9,056 |
| Optional Coverage Losses | $7,991 |
| Home Insurance Company Auburn, KY | Homeowners Insurance Agency Auburn, KY | Address | Popularity Score | Distance from Auburn (miles) |
|---|---|---|---|---|
| State Farm | D C Clement | 430 Us 31w Byp Ste 108, Bowling Green, KY, 42101-1705 | 17.7 | |
| State Farm | David Graves | 262 Three Springs Rd, Bowling Green, KY, 42104-7519 | 17.1 | |
| State Farm | Baker Gardner | 101 Ashley Plaza Cir Ste 1, Morgantown, KY, 42261-7236 | 21.1 | |
| State Farm | Amanda Gossett | 597 E 4th St, Russellville, KY, 42276-1855 | 9.4 | |
| State Farm | Kyle Woosley | 804 Campbell Ln Ste 105, Bowling Green, KY, 42104-4130 | 15.2 | |
| Travelers | Davis Insurance Inc | 602 Mill St, Leitchfield, KY, 42754 | 46.8 | |
| Travelers | Noland Insurance Agency | 1111 Shive Ln Ste 101, Bowling Green, KY, 42103 | 17.2 | |
| Allstate | B. R. Knuckles Insurance Agency | 55 Public Sq, Elkton, KY, 42220 | 24.6 | |
| Allstate | John Sells | 1520 Westpark Dr, Bowling Green, KY, 42104 | 16.2 | |
| Travelers | Peoples Insurance Inc | 114 S English St, Leitchfield, KY, 42754 | 46.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $650 | $1,270 | $620 |
| Logan County, KY | $105,400 | $678 | $460 | $970 | $510 |
| Auburn, KY | $115,800 | $711 | $510 | $970 | $460 |
| Logan County, KY | $105,400 | $678 | $490 | $940 | $450 |
| Rockport, KY | $40,800 | $487 | $330 | $700 | $370 |
| Graball, TN | $105,200 | $891 | $650 | $1,230 | $580 |
| Cottontown, TN | $294,000 | $1,364 | $970 | $1,920 | $950 |
| Sumner County, TN | $194,900 | $1,069 | $770 | $1,520 | $750 |
| Edmonson County, KY | $87,100 | $680 | $470 | $960 | $490 |
| Nortonville, KY | $84,400 | $719 | $520 | $1,020 | $500 |
| Barren County, KY | $110,400 | $802 | $540 | $1,150 | $610 |
| Short Creek, KY | $100,800 | $789 | $540 | $1,130 | $590 |
| Fordsville, KY | $85,500 | $724 | $520 | $1,010 | $490 |