Gavop shows you how to buy homeowners insurance in Kenai-Cook Inlet census, AK by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $82,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $171,500 | $140,000 | $150,000-$175,000 |
| 3 Bedroom | $272,500 | $240,000 | $250,000-$300,000 |
| 4 Bedroom | $403,000 | $330,000 | $300,000-$350,000 |
| 5 Bedroom | $499,000 | $470,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$67 | $678 |
| Home and Two Car | -$119 | $626 |
| Home and Three Car | -$179 | $566 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kenai Peninsula Borough | $700 | $850 | $1,550 | $618 | $1,318 | $232 |
| Cook Inlet, AK | $2,000 | $736 | $2,736 | $535 | $2,535 | $201 |
| Kenai Peninsula, AK | $500 | $850 | $1,350 | $618 | $1,118 | $232 |
| Ninilchik, AK | $400 | $788 | $1,188 | $573 | $973 | $215 |
| Salamatof, AK | $1,500 | $839 | $2,339 | $610 | $2,110 | $229 |
| Happy Valley, AK | $100 | $822 | $922 | $597 | $697 | $225 |
| Kenai, AK | $700 | $864 | $1,564 | $628 | $1,328 | $236 |
| Nikiski, AK | $500 | $825 | $1,325 | $600 | $1,100 | $225 |
| Nikolaevsk, AK | $1,500 | $610 | $2,110 | $443 | $1,943 | $167 |
| Ridgeway, AK | $500 | $895 | $1,395 | $651 | $1,151 | $245 |
| Anchor Point, AK | $2,000 | $778 | $2,778 | $565 | $2,565 | $212 |
| Home Insurance Company Cook Inlet, AK | Homeowners Insurance Agency Cook Inlet, AK | Address | Popularity Score | Distance from Cook Inlet (miles) |
|---|---|---|---|---|
| State Farm | Kristie Babcock | 10735 Kenai Spur Hwy Ste 1, Kenai, AK, 99611-7859 | 39.2 | |
| Allstate | 1st Alaska Insurance | 35681 Kenai Spur Hwy, Soldotna, AK, 99669 | 43.7 | |
| Allstate | Waterbury Agency Llc | 44539 Sterling Hwy Ste 207, Soldotna, AK, 99669 | 43.5 | |
| Allstate | 1st Alaska Insurance | 35681 Spur Highway Soldotna, Kenai, AK, 99669 | 43.7 | |
| State Farm | Nancy Field | 35202 Spur Hwy Ste 1, Soldotna, AK, 99669-7645 | 43.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alaska | $261,900 | $931 | $630 | $1,330 | $700 |
| Kenai Peninsula Borough, AK | $234,600 | $860 | $590 | $1,230 | $640 |
| Cook Inlet, AK | $235,000 | $745 | $510 | $1,070 | $560 |
| Kenai Peninsula, AK | $234,600 | $860 | $590 | $1,230 | $640 |
| Ninilchik, AK | $184,600 | $798 | $540 | $1,140 | $600 |
| Salamatof, AK | $212,000 | $849 | $580 | $1,210 | $630 |
| Happy Valley, AK | $202,800 | $832 | $570 | $1,190 | $620 |
| Kenai, AK | $226,600 | $874 | $590 | $1,250 | $660 |
| Nikiski, AK | $204,400 | $835 | $570 | $1,190 | $620 |
| Nikolaevsk, AK | $114,200 | $617 | $420 | $880 | $460 |
| Ridgeway, AK | $246,400 | $906 | $620 | $1,300 | $680 |
| Anchor Point, AK | $179,200 | $787 | $540 | $1,130 | $590 |