Gavop's guide to buying homeowners insurance in Draper, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Draper, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Elizebeth Ln, Erin Dr, Claytor Dam Rd, Blockplant Rd, Davis Rd, Tanglewood Dr, 4th St, Slaughter St, Mebane Ave, Patterson St | $140,000 | $130,000 | $150,000-$175,000 | $114,000 | $100,000 | $100,000-$125,000 |
| Chestnut Aly, S Shore, Sylvan Dr, McFall Hollow Rd, Burleigh Horton Rd, Valley Rd, State Rd 657, State Rd 709, Wilderness Rd, Case Knife Ridge Rd | $107,000 | $90,000 | $100,000-$125,000 | $109,500 | $100,000 | $100,000-$125,000 |
| State Rd 763, Longview Rd, Borman St, Old Giles Rd, Lakeland Rd, Upland Dr, Triangle Rd, Surrey Rd, McCoy Ln, Pulaski Ter | $101,500 | $90,000 | $75,000-$100,000 | $73,500 | $60,000 | $75,000-$100,000 |
| Sharon Dr, State Rte 662, State Rd F-065, Wish Ln, State Rte 639, Rhodedendron Dr, Dunkard Rd, McAdam Crossing Dr, Riggs St, Redd Budd Ln | $212,500 | $170,000 | $175,000-$200,000 | $143,500 | $120,000 | $125,000-$150,000 |
| Powell Ave, Front St, Mountain View Dr, Bear Dr, State Rd 768, Madison Ave S, Woodlyn St, Blue Sky Ln, Maple St, Sherwood Forest Dr | $77,500 | $70,000 | $50,000-$75,000 | $87,500 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$118 | $501 |
| Superior Protection Discount | -$62 | $557 |
| Fire & Security Discount | -$62 | $557 |
| Hail Resistant Roof Discount | -$19 | $600 |
| Newly Constructed Home Discount | -$173 | $445 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,513 |
| Hail Damage | $4,900 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $16,553 |
| Home Insurance Company Draper, VA | Homeowners Insurance Agency Draper, VA | Address | Popularity Score | Distance from Draper (miles) |
|---|---|---|---|---|
| Nationwide | Shelton Insurance And Financial Inc | 223 Central Ave Ste A, Christiansburg, VA, 24068 | 20.6 | |
| Allstate | Snow Insurance | 708 N Main St, Hillsville, VA, 24343 | 16.8 | |
| Liberty Mutual Independent | Marsh & Mclennan Agency Llc | 1 S Jefferson St, Roanoke, VA, 24011 | 47.9 | |
| Nationwide | Ryan Harris Insurance And Financial Services Inc | 603 Apperson Dr, Salem, VA, 24153-7022 | 42.5 | |
| Erie | Castle-Rock Insurance Agency | 128 Oaktree Blvd, Christiansburg, VA, 24073 | 20.5 | |
| Nationwide | Wm Adkins Agency Inc | 3565 Electric Rd Ste G, Roanoke, VA, 24018-4449 | 43.9 | |
| Erie | Commonwealth Insurance Advisors | 1215 Stafford Drive, Christiansburg, VA, 24073 | 20.3 | |
| Nationwide | Mitchell Agency Inc The | 4712 Brambleton Ave, Roanoke, VA, 24018-3403 | 42.7 | |
| Erie | Brogan Insurance | 3224 Peters Creek Road, Roanoke, VA, 24019 | 46.4 | |
| State Farm | Chance Miller | 3555 Electric Rd Ste J, Roanoke, VA, 24018-4437 | 43.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $650 | $1,300 | $650 |
| Pulaski County, VA | $139,600 | $695 | $470 | $990 | $520 |
| Draper, VA | $125,600 | $618 | $450 | $880 | $430 |
| Old Town, VA | $97,300 | $540 | $380 | $760 | $380 |
| Independence, VA | $82,700 | $462 | $340 | $660 | $320 |
| Patrick County, VA | $116,000 | $582 | $400 | $800 | $400 |
| Glade Creek, NC | $135,300 | $791 | $550 | $1,080 | $530 |
| Sparta, NC | $104,800 | $648 | $470 | $910 | $440 |
| Bluestone River, WV | $101,800 | $690 | $500 | $950 | $450 |
| Bryan, NC | $114,300 | $695 | $510 | $950 | $440 |
| Cave Spring, VA | $200,300 | $732 | $500 | $1,050 | $550 |
| Pilot Mountain, NC | $147,900 | $843 | $610 | $1,160 | $550 |