Gavop shows you how to buy homeowners insurance in Person County, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Person County, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Community Vale Rd, Lake Shore Dr, Clay Thomas Rd, St George Ln, S Old Lantern Rd, Hollis Way, Doug St, Dixon Ln, Halifax Rd, Bushy Fork Rd | $124,000 | $110,000 | $100,000-$125,000 | $111,500 | $100,000 | $125,000-$150,000 |
| Turner St, Pulliam Tingen Mine Rd, Griles St, Antioch Church Rd, Family Dr, Gwyn Rd, Onnie Burton Rd, Roy Rogers Rd, State Rd 1309, Art Rd | $193,000 | $170,000 | $175,000-$200,000 | $129,500 | $120,000 | $125,000-$150,000 |
| Azalea Dr, Sourwood Ln, Granite Dr, Adams Farm Rd, McGehees Mill Rd, Willie Gray Rd, Woodsy View Ln, Jack Brann Rd, Julian Oakley Rd, Spruce Ct | $168,000 | $140,000 | $175,000-$200,000 | $124,000 | $100,000 | $100,000-$125,000 |
| Wimbledon Dr, Webb St, Countryside Dr, Maggie Ln, State Rd 1765, Cunningham Rd, Nelson Loop Rd, N Old Lantern Rd, Nora Poole Rd, Roman's Rd | $107,000 | $90,000 | $100,000-$125,000 | $67,500 | $60,000 | $50,000-$75,000 |
| Oak St, Denny's Store Rd, Neal's Store Rd, State Rd 1181, Crown Blvd, Fiddler's Run Rd, Medlin Mountain Rd, State Rd 1552, State Rd 1134, Walker Nelson Dr | $179,500 | $160,000 | $150,000-$175,000 | $95,000 | $90,000 | $75,000-$100,000 |
| State Rd 1367, Rhododendron Ln, Dee Long Rd, Harris Clayton Rd, State Rd 1536, High Plains Rd, Strawberry Springs Rd, Oak Hollow Rd, State Rd 1573, Old Surl Rd | $90,000 | $70,000 | $75,000-$100,000 | $95,500 | $80,000 | $75,000-$100,000 |
| Olive Branch Rd, Edwin Ct, Nature's Trail Ln, Thorpe Subdivision Ln, A & W Bowling Rd, Carrington Ln, Range Rd, Carver Farm Rd, Pine St, Thorncrest Dr | $115,000 | $100,000 | $75,000-$100,000 | $80,000 | $70,000 | $50,000-$75,000 |
| Sweet Bay Ct, Stumpy Hill Dr, Bowmantown Rd, Bennie Oakley Rd, State Rd 1307, State Rd 1154, Laura Ln, S Charles St, McGhees Mill Rd, Hillsborough Rd | $108,000 | $90,000 | $75,000-$100,000 | $130,500 | $120,000 | $150,000-$175,000 |
| Kiser Martin Dr, Hannah Ln, Joe Baldwin Rd, Green Mile Rd, Shady Hill Cir, Ralph Winstead Rd, State Rd 1162, Quail Hollow Dr, Tombstone Dr, State Rd 1102 | $204,000 | $180,000 | $175,000-$200,000 | $135,000 | $120,000 | $100,000-$125,000 |
| John Obie Rd, Church St, Carr Farms Rd, State Rd 1372, N Morgan St, American Rd, Pointer St, Carl Adcock Rd, Tobacco Rd, Manor Dr | $91,500 | $80,000 | $75,000-$100,000 | $91,500 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$111 | $583 |
| Superior Protection Discount | -$69 | $624 |
| Fire & Security Discount | -$55 | $638 |
| Hail Resistant Roof Discount | -$14 | $680 |
| Newly Constructed Home Discount | -$180 | $513 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Person County | $1,500 | $685 | $2,185 | $498 | $1,998 | $187 |
| Person County, NC | $1,500 | $685 | $2,185 | $498 | $1,998 | $187 |
| Woodsdale, NC | $300 | $703 | $1,003 | $511 | $811 | $192 |
| Stovall, NC | $2,000 | $604 | $2,604 | $439 | $2,439 | $165 |
| Scottsburg, VA | $100 | $453 | $553 | $329 | $429 | $124 |
| New Light, NC | $1,500 | $987 | $2,487 | $717 | $2,217 | $270 |
| Vance County, NC | $500 | $975 | $1,475 | $709 | $1,209 | $266 |
| Carrboro, NC | $700 | $1,002 | $1,702 | $728 | $1,428 | $274 |
| Ossipee, NC | $200 | $614 | $814 | $446 | $646 | $168 |
| Boydton, VA | $1,500 | $783 | $2,283 | $569 | $2,069 | $214 |
| Gibsonville, NC | $300 | $718 | $1,018 | $522 | $822 | $196 |
| Gilmer, NC | $1,500 | $623 | $2,123 | $453 | $1,953 | $170 |
| Home Insurance Company Person County, NC | Homeowners Insurance Agency Person County, NC | Address | Popularity Score | Distance from Person County (miles) |
|---|---|---|---|---|
| Travelers | Jennings Bryan-Chappell Insurance | 926 S Main St, Burlington, NC, 27215 | 33.7 | |
| State Farm | Steven Dennis | 1558 Freeway Dr Ste B, Reidsville, NC, 27320-7166 | 40.7 | |
| Erie | Walker Insurance Agency Inc. | 801 N Madison Blvd, Roxboro, NC, 27574 | 1.5 | |
| State Farm | Jackie Newkirk | 3721 Lynn Rd Ste 118, Raleigh, NC, 27613-3855 | 38.1 | |
| State Farm | Mike Shoffner | 845 S Main St, Graham, NC, 27253-3734 | 33.3 | |
| Allstate | Colin Desouza | 278 W Millbrook Rd, Raleigh, NC, 27609 | 40.7 | |
| State Farm | Lisa Echevarria | 1466 Durham Rd, Roxboro, NC, 27573-6157 | 1.2 | |
| Travelers | Winfred C Harper Agency | 1037 S Main St, Burlington, NC, 27215 | 33.8 | |
| State Farm | Leslie Miller | 105 W Nc Highway 54 Ste 255, Durham, NC, 27713-6648 | 32.8 | |
| Nationwide | Gail Moseley Agency Inc. | 5403 Frieden Church Rd, Mc Leansville, NC, 27301-9259 | 43.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $620 | $1,240 | $620 |
| Person County, NC | $118,500 | $694 | $500 | $980 | $480 |
| Person County, NC | $118,500 | $694 | $460 | $960 | $500 |
| Woodsdale, NC | $117,800 | $712 | $490 | $1,000 | $510 |
| Stovall, NC | $97,700 | $611 | $440 | $850 | $410 |
| Scottsburg, VA | $82,000 | $458 | $330 | $630 | $300 |
| New Light, NC | $380,000 | $999 | $720 | $1,370 | $650 |
| Vance County, NC | $95,500 | $987 | $660 | $1,390 | $730 |
| Carrboro, NC | $334,500 | $1,014 | $720 | $1,450 | $730 |
| Ossipee, NC | $99,500 | $621 | $450 | $880 | $430 |
| Boydton, VA | $165,000 | $793 | $540 | $1,130 | $590 |
| Gibsonville, NC | $153,400 | $727 | $520 | $1,000 | $480 |
| Gilmer, NC | $110,700 | $631 | $420 | $860 | $440 |