How Can I Make My Bruce, NC Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Bruce, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Bruce, NC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $78,000 $60,000 $75,000-$100,000
2 Bedroom $186,500 $150,000 $175,000-$200,000
3 Bedroom $217,000 $180,000 $175,000-$200,000
4 Bedroom $408,500 $360,000 $300,000-$350,000
5 Bedroom $616,000 $510,000 $600,000-$700,000

Choose the Best Bruce, NC Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 800-850 Credit Score <$25,000 No Pets, Smoker $780
Retired 600-649 Credit Score No Income More than 3 Pets at home, Smoker $430
Full Time Job 750-799 Credit Score $25 to 50,000 1 Pet, Non-Smoker $670

Choose the Right Deductible for your Bruce, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
North Carolina $300 $830 $1,130 $730 $1,030 $100
Guilford County, NC $700 $690 $1,190 $600 $1,300 $-110
Bruce, NC $2,000 $920 $1,420 $780 $2,780 $-1,360
Sumner, NC $500 $620 $1,120 $520 $1,020 $100
Forest Oaks, NC $700 $1,030 $1,530 $890 $1,590 $-60
Rock Creek, NC $500 $650 $1,150 $540 $1,040 $110
Clay, NC $1,000 $1,060 $1,560 $890 $1,890 $-330
Clemmonsville, NC $500 $870 $1,370 $740 $1,240 $130
Patrick Springs, VA $700 $620 $1,120 $530 $1,230 $-110
Cedar Grove, NC $200 $510 $710 $440 $640 $70
Hightowers, NC $1,500 $470 $970 $400 $1,900 $-930
Efland, NC $300 $590 $890 $480 $780 $110
Carrboro, NC $2,500 $1,050 $1,550 $890 $3,390 $-1,840

Identify Top Home Insurance Agents near Bruce, NC | Back to Top

Home Insurance Company Bruce, NC Homeowners Insurance Agency Bruce, NC Address Popularity Score Distance from Bruce (miles)
State Farm Steven Dennis 1558 Freeway Dr Ste B, Reidsville, NC, 27320-7166
15.6
Travelers The Hassell Insurance Group Inc 1365 Westgate Ctr Dr Ste J-1, Winston-Salem, NC, 27103
24.1
State Farm Walter Ciucevich 1609 E 11th St, Siler City, NC, 27344-2823
41.8
Travelers Harry E Bray Insurance 6926 Old Nc Hwy 86 N, Providence, NC, 27315
36.6
Nationwide Jenkins Insurance Agency Inc 3907a W. Market Street, Greensboro, NC, 27407-0000
9.8
Allstate Terry Williams 2109 New Garden Rd, Greensboro, NC, 27410
6.0
Nationwide Gail Moseley Agency Inc. 2502 Lawndale Dr, Greensboro, NC, 27408-7222
8.7
Travelers Southeastern Agency Group 1501 Highwoods Blvd Ste 301, Greensboro, NC, 27410
6.8
Allstate Tamara Holloway 3920 Battleground Ave Ste 106, Greensboro, NC, 27410
4.8
Nationwide Jim Annas Agency Inc. 3447 Robinhood Rd Suite 207, Winston Salem, NC, 27106-4701
23.4

Compare Rates for Bruce, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $740 $510 $1,060 $550
Guilford County, NC $155,600 $790 $540 $1,120 $580
Bruce, NC $301,600 $1,210 $880 $1,710 $830
Sumner, NC $146,000 $800 $580 $1,140 $560
Forest Oaks, NC $210,200 $990 $670 $1,360 $690
Rock Creek, NC $161,200 $810 $550 $1,160 $610
Clay, NC $197,800 $1,070 $760 $1,490 $730
Clemmonsville, NC $232,500 $1,090 $770 $1,540 $770
Patrick Springs, VA $124,200 $730 $520 $1,010 $490
Cedar Grove, NC $128,400 $600 $410 $830 $420
Hightowers, NC $116,200 $480 $350 $660 $310
Efland, NC $106,400 $480 $350 $690 $340
Carrboro, NC $348,300 $1,530 $1,060 $2,100 $1,040