Gavop's guide to buying homeowners insurance in Bruce, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $78,000 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $186,500 | $150,000 | $175,000-$200,000 |
| 3 Bedroom | $217,000 | $180,000 | $175,000-$200,000 |
| 4 Bedroom | $408,500 | $360,000 | $300,000-$350,000 |
| 5 Bedroom | $616,000 | $510,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$180 | $821 |
| Superior Protection Discount | -$100 | $902 |
| Fire & Security Discount | -$70 | $932 |
| Hail Resistant Roof Discount | -$20 | $982 |
| Newly Constructed Home Discount | -$240 | $761 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Guilford County | $700 | $854 | $1,554 | $621 | $1,321 | $233 |
| Bruce, NC | $2,000 | $990 | $2,990 | $719 | $2,719 | $270 |
| Sumner, NC | $500 | $692 | $1,192 | $503 | $1,003 | $189 |
| Forest Oaks, NC | $700 | $1,151 | $1,851 | $836 | $1,536 | $315 |
| Rock Creek, NC | $500 | $729 | $1,229 | $530 | $1,030 | $199 |
| Clay, NC | $1,000 | $783 | $1,783 | $569 | $1,569 | $214 |
| Clemmonsville, NC | $500 | $908 | $1,408 | $660 | $1,160 | $248 |
| Patrick Springs, VA | $700 | $602 | $1,302 | $437 | $1,137 | $164 |
| Cedar Grove, NC | $200 | $665 | $865 | $483 | $683 | $182 |
| Hightowers, NC | $1,500 | $773 | $2,273 | $561 | $2,061 | $211 |
| Efland, NC | $300 | $968 | $1,268 | $704 | $1,004 | $265 |
| Carrboro, NC | $2,500 | $1,002 | $3,502 | $728 | $3,228 | $274 |
| Home Insurance Company Bruce, NC | Homeowners Insurance Agency Bruce, NC | Address | Popularity Score | Distance from Bruce (miles) |
|---|---|---|---|---|
| State Farm | Steven Dennis | 1558 Freeway Dr Ste B, Reidsville, NC, 27320-7166 | 15.6 | |
| Travelers | The Hassell Insurance Group Inc | 1365 Westgate Ctr Dr Ste J-1, Winston-Salem, NC, 27103 | 24.1 | |
| State Farm | Walter Ciucevich | 1609 E 11th St, Siler City, NC, 27344-2823 | 41.8 | |
| Travelers | Harry E Bray Insurance | 6926 Old Nc Hwy 86 N, Providence, NC, 27315 | 36.6 | |
| Nationwide | Jenkins Insurance Agency Inc | 3907a W. Market Street, Greensboro, NC, 27407-0000 | 9.8 | |
| Allstate | Terry Williams | 2109 New Garden Rd, Greensboro, NC, 27410 | 6.0 | |
| Nationwide | Gail Moseley Agency Inc. | 2502 Lawndale Dr, Greensboro, NC, 27408-7222 | 8.7 | |
| Travelers | Southeastern Agency Group | 1501 Highwoods Blvd Ste 301, Greensboro, NC, 27410 | 6.8 | |
| Allstate | Tamara Holloway | 3920 Battleground Ave Ste 106, Greensboro, NC, 27410 | 4.8 | |
| Nationwide | Jim Annas Agency Inc. | 3447 Robinhood Rd Suite 207, Winston Salem, NC, 27106-4701 | 23.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $610 | $1,260 | $650 |
| Guilford County, NC | $160,200 | $864 | $610 | $1,180 | $570 |
| Bruce, NC | $329,300 | $1,002 | $730 | $1,380 | $650 |
| Sumner, NC | $145,700 | $701 | $470 | $970 | $500 |
| Forest Oaks, NC | $246,300 | $1,165 | $790 | $1,640 | $850 |
| Rock Creek, NC | $157,200 | $738 | $530 | $1,020 | $490 |
| Clay, NC | $174,800 | $793 | $530 | $1,090 | $560 |
| Clemmonsville, NC | $222,000 | $919 | $630 | $1,310 | $680 |
| Patrick Springs, VA | $112,100 | $609 | $440 | $830 | $390 |
| Cedar Grove, NC | $120,400 | $673 | $450 | $960 | $510 |
| Hightowers, NC | $133,300 | $782 | $570 | $1,110 | $540 |
| Efland, NC | $185,400 | $980 | $710 | $1,360 | $650 |
| Carrboro, NC | $334,500 | $1,014 | $730 | $1,440 | $710 |