Gavop shows you how to buy homeowners insurance in Gold Hill, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $56,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $75,500 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $155,000 | $130,000 | $175,000-$200,000 |
| 4 Bedroom | $215,000 | $200,000 | $175,000-$200,000 |
| 5 Bedroom | $311,500 | $280,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$125 | $534 |
| Superior Protection Discount | -$66 | $593 |
| Fire & Security Discount | -$59 | $600 |
| Hail Resistant Roof Discount | -$13 | $646 |
| Newly Constructed Home Discount | -$171 | $488 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Rowan County | $2,500 | $737 | $3,237 | $536 | $3,036 | $201 |
| Gold Hill, NC | $1,500 | $651 | $2,151 | $473 | $1,973 | $178 |
| Denton, NC | $400 | $584 | $984 | $424 | $824 | $160 |
| Cooleemee, NC | $700 | $547 | $1,247 | $398 | $1,098 | $150 |
| Coddle Creek, NC | $400 | $824 | $1,224 | $599 | $999 | $225 |
| Farmington, NC | $700 | $827 | $1,527 | $601 | $1,301 | $226 |
| Stallings, NC | $400 | $780 | $1,180 | $567 | $967 | $213 |
| Seagrove, NC | $1,500 | $650 | $2,150 | $472 | $1,972 | $178 |
| Claremont, NC | $200 | $856 | $1,056 | $622 | $822 | $234 |
| Deep River, NC | $700 | $895 | $1,595 | $650 | $1,350 | $244 |
| Black Jack, NC | $400 | $339 | $739 | $246 | $646 | $93 |
| Somers, NC | $1,500 | $806 | $2,306 | $586 | $2,086 | $220 |
| Home Insurance Company Gold Hill, NC | Homeowners Insurance Agency Gold Hill, NC | Address | Popularity Score | Distance from Gold Hill (miles) |
|---|---|---|---|---|
| State Farm | Lori Robertson | 2900 N Main St Ste 105, High Point, NC, 27265-1991 | 37.9 | |
| Liberty Mutual Independent | Uwharrie Insurance Agency Llc | 134 N Highway 49, Richfield, NC, 28137 | 9.4 | |
| Allstate | Luther Carter Jr. | 10801 Johnston Rd Ste 110, Charlotte, NC, 28226 | 40.1 | |
| Travelers | Pegram Mitchell Insurance Agency | 4456-B The Plaza, Charlotte, NC, 28215 | 28.9 | |
| Travelers | Pruitt Keener Insurance Services Inc | 8832 Blakeney Professional Dr Ste 203, Charlotte, NC, 28277 | 41.7 | |
| Travelers | Pegram Mitchell Insurance Agency | 106 B W Arrowood Road, Charlotte, NC, 28217 | 39.0 | |
| Nationwide | The Goolsby Group | 638 Concord Pkwy N, Concord, NC, 28027-6034 | 14.3 | |
| State Farm | Scott Mclamb | 239 E Center St, Lexington, NC, 27292-3343 | 21.4 | |
| State Farm | Mark Byrd | 425 Faith Rd, Salisbury, NC, 28146-7009 | 8.0 | |
| Nationwide | David E Angel Jr | 4523 Park Rd, Charlotte, NC, 28209-3700 | 35.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $610 | $1,260 | $650 |
| Rowan County, NC | $130,400 | $746 | $500 | $1,050 | $550 |
| Gold Hill, NC | $117,100 | $659 | $480 | $940 | $460 |
| Denton, NC | $93,900 | $591 | $400 | $830 | $430 |
| Cooleemee, NC | $87,100 | $554 | $380 | $790 | $410 |
| Coddle Creek, NC | $189,500 | $834 | $570 | $1,150 | $580 |
| Farmington, NC | $251,100 | $838 | $560 | $1,160 | $600 |
| Stallings, NC | $227,500 | $790 | $580 | $1,090 | $510 |
| Seagrove, NC | $106,800 | $658 | $440 | $900 | $460 |
| Claremont, NC | $153,700 | $866 | $590 | $1,200 | $610 |
| Deep River, NC | $216,600 | $906 | $660 | $1,290 | $630 |
| Black Jack, NC | $53,200 | $343 | $250 | $470 | $220 |
| Somers, NC | $141,400 | $816 | $600 | $1,170 | $570 |