Gavop's guide to buying homeowners insurance in Central Falls, RI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Central Falls, RI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Conduit St, Hood St, Sheridan St, Belmont St, Richmond St, Garfield St, Foundry St, Clinton St, Hawes St, Cowden St | $188,000 | $150,000 | $150,000-$175,000 | $173,000 | $160,000 | $200,000-$250,000 |
| Hawley St, Kendall St, Claremont St, Emmett St, Madeira Ave, Chases Ln, Foundry St, Tremont St, E Wood St, Fuller Ave | $209,000 | $190,000 | $200,000-$250,000 | $188,500 | $160,000 | $200,000-$250,000 |
| Verdun St, Wetmore St, Tucker St, Higginson Ave, Ayr St, Shawmut Ave, Eben Brown Ln, Earle St, Darling St, Clifton St | $169,000 | $150,000 | $125,000-$150,000 | $142,000 | $120,000 | $125,000-$150,000 |
| Hunt St, Fuller Ave, Evaleen St, Ledge St, Shawmut Ave, Crossman St, Binford St, Garfield St, Pacific St, Hadwin St | $120,000 | $100,000 | $125,000-$150,000 | $106,500 | $90,000 | $100,000-$125,000 |
| Mary St, Rand St, Illinois St, Crossman St, Aetna St, Hollie St, Prime St, Sumner Ave, Beacon St, Hunt St | $189,000 | $160,000 | $200,000-$250,000 | $178,000 | $160,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$153 | $653 |
| Superior Protection Discount | -$81 | $725 |
| Fire & Security Discount | -$56 | $749 |
| Hail Resistant Roof Discount | -$16 | $789 |
| Newly Constructed Home Discount | -$218 | $588 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Providence County | $1,500 | $1,120 | $2,620 | $814 | $2,314 | $306 |
| Central Falls, RI | $2,000 | $796 | $2,796 | $578 | $2,578 | $218 |
| Portsmouth, RI | $200 | $979 | $1,179 | $712 | $912 | $268 |
| Killingly, CT | $2,500 | $829 | $3,329 | $603 | $3,103 | $227 |
| Stow, MA | $300 | $1,126 | $1,426 | $818 | $1,118 | $308 |
| Union, CT | $700 | $1,295 | $1,995 | $941 | $1,641 | $354 |
| Hull, MA | $300 | $959 | $1,259 | $697 | $997 | $262 |
| Wakefield, MA | $1,500 | $1,027 | $2,527 | $747 | $2,247 | $281 |
| Mystic, CT | $100 | $1,675 | $1,775 | $1,217 | $1,317 | $458 |
| Monson Center, MA | $2,000 | $971 | $2,971 | $706 | $2,706 | $265 |
| Tolland County, CT | $500 | $1,094 | $1,594 | $795 | $1,295 | $299 |
| Peabody, MA | $2,000 | $1,267 | $3,267 | $921 | $2,921 | $346 |
| Home Insurance Company Central Falls, RI | Homeowners Insurance Agency Central Falls, RI | Address | Popularity Score | Distance from Central Falls (miles) |
|---|---|---|---|---|
| Allstate | Cesar Loaiza | 187 Douglas Ave, Providence, RI, 2908 | 3.9 | |
| Travelers | Blais Insurance | 1 Walker Street, Lincoln, RI, 2865 | 0.7 | |
| Allstate | Kerri A. Lawton | 151 Douglas Pike, Smithfield, RI, 2917 | 4.3 | |
| Travelers | Burns & Cotter | 206 Waterman St, Providence, RI, 2906 | 4.3 | |
| Travelers | Damiano Agency | 121 Phenix Ave, Cranston, RI, 2920 | 8.5 | |
| Travelers | W A Capuano Inc | 1020 Park Ave, Cranston, RI, 2910 | 7.9 | |
| Allstate | Cara Benjamin | 125 Eddie Dowling Hwy, N Smithfield, RI, 2896 | 8.8 | |
| Nationwide | Gaulin Insurance Agency | One Rolfe Square, Cranston, RI, 02910-2809 | 8.0 | |
| Travelers | Gates Insurance Agency Inc | 238 Robinson St, Wakefield, RI, 2879 | 31.6 | |
| Liberty Mutual Independent | Cross Insurance Inc - Rhode Island | 376 Newport Ave, Rumford, RI, 2916 | 3.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Rhode Island | $242,200 | $1,321 | $950 | $1,820 | $870 |
| Providence County, RI | $214,400 | $1,134 | $780 | $1,560 | $780 |
| Central Falls, RI | $149,100 | $806 | $590 | $1,110 | $520 |
| Portsmouth, RI | $363,700 | $991 | $720 | $1,420 | $700 |
| Killingly, CT | $184,000 | $839 | $570 | $1,160 | $590 |
| Stow, MA | $474,800 | $1,140 | $790 | $1,610 | $820 |
| Union, CT | $292,100 | $1,311 | $900 | $1,850 | $950 |
| Hull, MA | $377,000 | $971 | $660 | $1,330 | $670 |
| Wakefield, MA | $448,000 | $1,040 | $740 | $1,490 | $750 |
| Mystic, CT | $416,100 | $1,695 | $1,170 | $2,420 | $1,250 |
| Monson Center, MA | $213,800 | $983 | $660 | $1,350 | $690 |
| Tolland County, CT | $247,500 | $1,108 | $790 | $1,520 | $730 |
| Peabody, MA | $356,200 | $1,283 | $940 | $1,830 | $890 |