Gavop's guide to buying homeowners insurance in Dover, MA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $198,000 | $180,000 | $150,000-$175,000 |
| 2 Bedroom | $621,500 | $530,000 | $600,000-$700,000 |
| 3 Bedroom | $713,000 | $610,000 | $700,000-$800,000 |
| 4 Bedroom | $887,000 | $810,000 | $700,000-$800,000 |
| 5 Bedroom | $1,227,500 | $1,000,000 | More than 10,000,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$194 | $827 |
| Superior Protection Discount | -$92 | $930 |
| Fire & Security Discount | -$72 | $950 |
| Hail Resistant Roof Discount | -$31 | $991 |
| Newly Constructed Home Discount | -$245 | $776 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,295 |
| Hail Damage | $4,476 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $16,218 |
| Home Insurance Company Dover, MA | Homeowners Insurance Agency Dover, MA | Address | Popularity Score | Distance from Dover (miles) |
|---|---|---|---|---|
| Travelers | Rodman Insurance Agency Inc | 145 Roseamary Street #A, Needham, MA, 2494 | 4.5 | |
| Allstate | John Greaney | 2041 Centre St, West Roxbury, MA, 2132 | 7.3 | |
| Travelers | Kaplansky Insurance Agency | 10 Kearney Rd 2nd Fl, Needham, MA, 2494 | 5.8 | |
| Liberty Mutual Independent | Capstone Insurance Llc | 300 Washington St Ste 551, Newton, MA, 2458 | 9.9 | |
| Travelers | Renaissance Alliance Ins Svc | 981 Worcester St, Wellesley, MA, 2482 | 5.1 | |
| Travelers | Telamon Insurance & Financial Network Llc | 150 Wells Ave, Newton, MA, 2459 | 6.1 | |
| Travelers | W T Flynn Insurance Agency Inc | 40 Fenwood St, Framingham, MA, 1701 | 8.1 | |
| Travelers | L & S Boule Insurance Agency Inc | 158 Main Street Marlboro, Marlborough, MA, 1752 | 15.4 | |
| Travelers | Kw Insurance Agency Llc | 414 Washington Street , Dedham, MA, 2026 | 5.9 | |
| Travelers | Aronson Insurance | 950 Highland Ave, Needham, MA, 2494 | 4.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $1,000 | $2,020 | $1,020 |
| Norfolk County, MA | $433,000 | $1,224 | $890 | $1,750 | $860 |
| Dover, MA | $1,006,800 | $1,022 | $740 | $1,420 | $680 |
| Dedham, MA | $416,500 | $980 | $680 | $1,360 | $680 |
| Millis-Clicquot, MA | $321,200 | $1,290 | $930 | $1,780 | $850 |
| Cordaville, MA | $531,200 | $2,234 | $1,590 | $3,110 | $1,520 |
| Stoughton, MA | $323,500 | $923 | $620 | $1,260 | $640 |
| Randolph, MA | $283,100 | $1,083 | $740 | $1,540 | $800 |
| Stow, MA | $474,800 | $1,140 | $790 | $1,570 | $780 |
| Webster, MA | $211,800 | $822 | $600 | $1,140 | $540 |
| Wareham, MA | $257,200 | $916 | $630 | $1,270 | $640 |