Gavop shows you how to buy homeowners insurance in Colbert, WA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$186 | $502 |
| 30 year old | +$10 | $698 |
| 40 year old | +$18 | $706 |
| 50 year old | +$26 | $714 |
| Above 50 year old | +$33 | $721 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$131 | $557 |
| Superior Protection Discount | -$62 | $626 |
| Fire & Security Discount | -$55 | $633 |
| Hail Resistant Roof Discount | -$14 | $674 |
| Newly Constructed Home Discount | -$186 | $502 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Spokane County | $1,000 | $665 | $1,665 | $483 | $1,483 | $182 |
| Colbert, WA | $2,000 | $680 | $2,680 | $494 | $2,494 | $186 |
| Otis Orchards-East Farms, WA | $300 | $680 | $980 | $494 | $794 | $186 |
| Clayton, WA | $1,000 | $670 | $1,670 | $487 | $1,487 | $183 |
| Spirit Lake, ID | $300 | $576 | $876 | $419 | $719 | $157 |
| Hayden, ID | $2,500 | $625 | $3,125 | $454 | $2,954 | $171 |
| Springdale, WA | $2,500 | $600 | $3,100 | $436 | $2,936 | $164 |
| Kootenai County, ID | $500 | $645 | $1,145 | $469 | $969 | $176 |
| Cusick, WA | $2,500 | $366 | $2,866 | $266 | $2,766 | $100 |
| Hunters-Gifford, WA | $300 | $652 | $952 | $474 | $774 | $178 |
| Pend Oreille County, WA | $2,500 | $625 | $3,125 | $454 | $2,954 | $171 |
| Home Insurance Company Colbert, WA | Homeowners Insurance Agency Colbert, WA | Address | Popularity Score | Distance from Colbert (miles) |
|---|---|---|---|---|
| Farmers | Gina Lanza | 1717 W Garland Ave Ste A, Spokane, WA, 99205 | 15.8 | |
| State Farm | Kathie Doyle-Lipe | 4704 N Maple St, Spokane, WA, 99205-5518 | 15.3 | |
| Travelers | Mount Spokane Insurance | 4025 E Mt Spokane Park Dr, Mead, WA, 99021 | 8.1 | |
| State Farm | Jack Praxel | 1507 S Grand Blvd, Spokane, WA, 99203-2248 | 18.3 | |
| Allstate | Kevin Riordan | 21502 E George Gee Ave, Liberty Lake, WA, 99019 | 16.1 | |
| Travelers | Mount Spokane Insurance | 4025 E Mt Spokane Park Dr, Mead, WA, 99021 | 8.1 | |
| State Farm | Mike Boutz Jr | 9222 N Newport Hwy Ste D1, Spokane, WA, 99218-1235 | 12.3 | |
| Allstate | Greg Schlagel | 1300 N Mullan Rd # 1310a, Spokane Valley, WA, 99206 | 15.0 | |
| Allstate | Nancy Yohe | 2817 N Argonne Rd, Spokane, WA, 99212 | 14.1 | |
| State Farm | David Christy | 707 W Main Ave Ste B-8, Spokane, WA, 99201-0643 | 17.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $580 | $1,110 | $530 |
| Spokane County, WA | $195,500 | $673 | $460 | $940 | $480 |
| Colbert, WA | $294,300 | $688 | $490 | $940 | $450 |
| Otis Orchards-East Farms, WA | $191,200 | $688 | $490 | $980 | $490 |
| Clayton, WA | $184,200 | $678 | $480 | $960 | $480 |
| Spirit Lake, ID | $148,600 | $583 | $390 | $820 | $430 |
| Hayden, ID | $219,200 | $632 | $430 | $870 | $440 |
| Springdale, WA | $168,000 | $607 | $440 | $860 | $420 |
| Kootenai County, ID | $212,900 | $653 | $450 | $930 | $480 |
| Cusick, WA | $52,500 | $370 | $270 | $510 | $240 |
| Hunters-Gifford, WA | $172,700 | $660 | $480 | $940 | $460 |
| Pend Oreille County, WA | $186,000 | $632 | $420 | $900 | $480 |