Gavop shows you how to buy homeowners insurance in Floyds Fork, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $90,000 | $80,000 | $50,000-$75,000 |
| 2 Bedroom | $190,000 | $170,000 | $150,000-$175,000 |
| 3 Bedroom | $341,000 | $320,000 | $350,000-$400,000 |
| 4 Bedroom | $472,500 | $440,000 | $500,000-$600,000 |
| 5 Bedroom | $380,000 | $310,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$153 | $802 |
| Superior Protection Discount | -$86 | $869 |
| Fire & Security Discount | -$86 | $869 |
| Hail Resistant Roof Discount | -$29 | $926 |
| Newly Constructed Home Discount | -$191 | $764 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jefferson County | $1,000 | $933 | $1,933 | $678 | $1,678 | $255 |
| Floyds Fork, KY | $700 | $943 | $1,643 | $686 | $1,386 | $258 |
| Elk Creek, KY | $300 | $1,177 | $1,477 | $855 | $1,155 | $322 |
| South Jefferson, KY | $2,000 | $955 | $2,955 | $694 | $2,694 | $261 |
| Ten Broeck, KY | $100 | $1,759 | $1,859 | $1,278 | $1,378 | $481 |
| Pioneer Village, KY | $1,000 | $939 | $1,939 | $682 | $1,682 | $257 |
| Buckner, KY | $100 | $999 | $1,099 | $726 | $826 | $273 |
| Christianburg, KY | $2,000 | $976 | $2,976 | $709 | $2,709 | $267 |
| Lanesville, IN | $100 | $828 | $928 | $602 | $702 | $226 |
| Bald Knob, KY | $700 | $833 | $1,533 | $605 | $1,305 | $228 |
| Pleasureville, KY | $300 | $764 | $1,064 | $555 | $855 | $209 |
| Jennings, IN | $1,500 | $637 | $2,137 | $463 | $1,963 | $174 |
| Home Insurance Company Floyds Fork, KY | Homeowners Insurance Agency Floyds Fork, KY | Address | Popularity Score | Distance from Floyds Fork (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Garrett-Stotz Company | 1601 Alliant Ave, Louisville, KY, 40299 | 5.1 | |
| State Farm | Jennifer Starke | 315 N English Sta Rd, Louisville, KY, 40223-3911 | 6.4 | |
| Liberty Mutual Independent | Fusting And Dugan Insurance Llc | 9322 Taylorsville Rd Ste 4b, Louisville, KY, 40299 | 6.3 | |
| Nationwide | Brandt Davis Insurance Agency | 4229 Bardstown Rd Ste 126, Louisville, KY, 40218 | 8.5 | |
| State Farm | Robert Wiggins Jr | 1313 Lyndon Ln Ste 116, Louisville, KY, 40222-7301 | 10.4 | |
| State Farm | Terri Sparks | 6401 Dutchmans Pkwy, Louisville, KY, 40205-3339 | 9.8 | |
| Travelers | Michelle Lunsford Insurance | 9133 Fern Creek Rd, Louisville, KY, 40291 | 5.7 | |
| State Farm | Karla Lovewell | 9733 Old Third Street Rd, Louisville, KY, 40272-2603 | 19.1 | |
| State Farm | John Abernathy | 10600 Timberwood Cir Ste 9, Louisville, KY, 40223-5368 | 7.1 | |
| State Farm | Bob Mayhugh | 10116 Taylorsville Rd, Louisville, KY, 40299-3623 | 5.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $640 | $1,230 | $590 |
| Jefferson County, KY | $159,000 | $945 | $680 | $1,310 | $630 |
| Floyds Fork, KY | $310,500 | $955 | $660 | $1,370 | $710 |
| Elk Creek, KY | $247,400 | $1,191 | $810 | $1,690 | $880 |
| South Jefferson, KY | $152,800 | $967 | $690 | $1,370 | $680 |
| Ten Broeck, KY | $417,900 | $1,780 | $1,260 | $2,550 | $1,290 |
| Pioneer Village, KY | $147,000 | $950 | $670 | $1,350 | $680 |
| Buckner, KY | $336,600 | $1,011 | $680 | $1,400 | $720 |
| Christianburg, KY | $160,300 | $988 | $660 | $1,360 | $700 |
| Lanesville, IN | $127,100 | $838 | $600 | $1,200 | $600 |
| Bald Knob, KY | $114,800 | $843 | $620 | $1,150 | $530 |
| Pleasureville, KY | $96,800 | $773 | $530 | $1,070 | $540 |
| Jennings, IN | $84,900 | $644 | $430 | $890 | $460 |