Gavop shows you how to buy homeowners insurance in Waialua, HI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Waialua, HI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Kaalawa St, Kanalu St, Kekauwa St, Joseph P Leong Hwy, Kanoena St, Hanapule St, Kahaone Pl, Pohaku Loa Way, Iuka Ct, Ala Hia Ct | $468,000 | $440,000 | $350,000-$400,000 | $328,000 | $290,000 | $350,000-$400,000 |
| Kupahu St, Hikina Ct, Oliana St, Kaliuna St, Puni Hele Ct, Naukana St, Kuahale Ct, Iliohu Pl, Haleki St, Lokoea Pl | $446,500 | $400,000 | $400,000-$500,000 | $305,500 | $260,000 | $300,000-$350,000 |
| Hopemanu St, Niuula Rd, au St, Puuiki, Kaluhia Pl, Mahinaai St, Crozier Loop, Kaioe Pl, Komohana Ct, Laau Paina Pl | $485,000 | $460,000 | $400,000-$500,000 | $356,000 | $290,000 | $400,000-$500,000 |
| Kuemanu St, State Hwy 82, Naoiwi Ln, Kewalo Ln, Iliohu Way, State Hwy 930, Akule St, Pea St, Nau Ane Ct, Lokea Pl | $537,000 | $460,000 | $400,000-$500,000 | $287,000 | $270,000 | $250,000-$300,000 |
| Holo Kia Ct, Niho St, Paalaa Ln, State Hwy 930, Kahaone Loop, Akoakoa Ct, Keakula St, Goodale Ave, State Hwy 82, O Pu Hue Ct | $433,500 | $360,000 | $400,000-$500,000 | $313,000 | $280,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$161 | $845 |
| Superior Protection Discount | -$90 | $915 |
| Fire & Security Discount | -$111 | $895 |
| Hail Resistant Roof Discount | -$20 | $985 |
| Newly Constructed Home Discount | -$282 | $724 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,295 |
| Hail Damage | $4,524 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $16,386 |
| Home Insurance Company Waialua, HI | Homeowners Insurance Agency Waialua, HI | Address | Popularity Score | Distance from Waialua (miles) |
|---|---|---|---|---|
| State Farm | Frelynn Kahalehili | 91-902 Fort Weaver Rd Ste 103, Ewa Beach, HI, 96706-2261 | 19.5 | |
| State Farm | Dustin Kwok | 615 Piikoi St Ste 1411, Honolulu, HI, 96814-3141 | 26.5 | |
| State Farm | Derek Sayegusa | 2851 East Manoa Rd Ste 1-200, Honolulu, HI, 96822-1858 | 27.4 | |
| State Farm | Anita Diniega | 1088 Bishop St Apt 2210, Honolulu, HI, 96813-3123 | 25.2 | |
| State Farm | Caleb Yamanaka | 99-080 Kauhale St Ste B5, Aiea, HI, 96701-4116 | 18.6 | |
| State Farm | Susan Yanabu Ihle | 95-390 Kuahelani Ave Ste 3f, Mililani, HI, 96789-1190 | 10.9 | |
| State Farm | Mark Middleton | 2176 Lauwiliwili St Ste 3, Kapolei, HI, 96707-1882 | 18.2 | |
| State Farm | Larry Welsch | 1575 S Beretania Street, Honolulu, HI, 96826-1141 | 26.8 | |
| State Farm | Rachel Rooney | 45-1123 Kam Hwy Ste B, Kaneohe, HI, 96744-3252 | 24.0 | |
| Travelers | Business Insurance Services Inc | 615 Piikoi St #1901, Honolulu, HI, 96814 | 26.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Hawaii | $563,900 | $1,619 | $1,200 | $2,360 | $1,160 |
| Honolulu County, HI | $626,400 | $1,418 | $1,050 | $2,070 | $1,020 |
| Waialua, HI | $674,400 | $1,005 | $740 | $1,470 | $730 |
| Haleiwa, HI | $641,000 | $1,779 | $1,320 | $2,600 | $1,280 |
| Makaha Valley, HI | $167,200 | $604 | $450 | $880 | $430 |
| Makaha, HI | $407,200 | $825 | $610 | $1,200 | $590 |
| Mililani Mauka, HI | $641,900 | $971 | $720 | $1,420 | $700 |
| Laie, HI | $662,100 | $1,821 | $1,350 | $2,660 | $1,310 |
| Waipio, HI | $526,100 | $1,004 | $740 | $1,470 | $730 |
| Waimalu, HI | $396,900 | $803 | $590 | $1,170 | $580 |
| Ewa Beach, HI | $474,200 | $997 | $740 | $1,460 | $720 |
| Kaneohe, HI | $697,000 | $1,274 | $940 | $1,860 | $920 |