Gavop shows you how to buy homeowners insurance in Jackson County, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $56,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $144,000 | $130,000 | $125,000-$150,000 |
| 3 Bedroom | $129,000 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $273,000 | $220,000 | $200,000-$250,000 |
| 5 Bedroom | $407,500 | $340,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $837 |
| Superior Protection Discount | -$97 | $876 |
| Fire & Security Discount | -$78 | $895 |
| Hail Resistant Roof Discount | -$29 | $944 |
| Newly Constructed Home Discount | -$195 | $778 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jackson County | $2,500 | $961 | $3,461 | $698 | $3,198 | $263 |
| Jackson County, MO | $2,500 | $961 | $3,461 | $698 | $3,198 | $263 |
| Fort Osage, MO | $200 | $856 | $1,056 | $622 | $822 | $234 |
| Kaw, MO | $700 | $917 | $1,617 | $666 | $1,366 | $251 |
| Overland Park, KS | $500 | $1,372 | $1,872 | $997 | $1,497 | $375 |
| Kingsville, MO | $2,000 | $985 | $2,985 | $716 | $2,716 | $269 |
| Lake Quivira, KS | $100 | $2,685 | $2,785 | $1,952 | $2,052 | $734 |
| Olathe, KS | $2,000 | $1,441 | $3,441 | $1,047 | $3,047 | $394 |
| Tracy, MO | $400 | $1,007 | $1,407 | $732 | $1,132 | $275 |
| Simpson, MO | $700 | $1,047 | $1,747 | $761 | $1,461 | $286 |
| Elkhart, MO | $200 | $1,092 | $1,292 | $793 | $993 | $298 |
| Braymer, MO | $1,500 | $798 | $2,298 | $580 | $2,080 | $218 |
| Home Insurance Company Jackson County, MO | Homeowners Insurance Agency Jackson County, MO | Address | Popularity Score | Distance from Jackson County (miles) |
|---|---|---|---|---|
| State Farm | Chad Mitchell | 3600 S Noland Rd Suite A, Independence, MO, 64055-1569 | 5.1 | |
| Farmers | Brian Owens | 1040 Nw South Outer Rd, Blue Springs, MO, 64015 | 3.9 | |
| Travelers | Twin Lakes Insurance Agency | 608 Sw 3rd St, Lees Summit, MO, 64063 | 7.1 | |
| Liberty Mutual Independent | Summit Insurance Group | 300 Se Wilson St, Lees Summit, MO, 64063 | 6.5 | |
| State Farm | Kim Downey Noble | 221 W Lexington Ave Ste 101, Independence, MO, 64050-3719 | 7.1 | |
| State Farm | Matt Kelly | 888 Haines Drive, Liberty, MO, 64068-1008 | 18.2 | |
| Allstate | Don Graves | 710 W Main St Ste I, Blue Springs, MO, 64015 | 3.8 | |
| State Farm | Bret Farrar | 6406 E 87th St Ste 103, Kansas City, MO, 64138-2779 | 9.7 | |
| Allstate | Bob Pippin | 1483 Sw Market St, Lees Summit, MO, 64081 | 8.1 | |
| State Farm | Steve Shipman | 2690 S 7 Hwy, Blue Springs, MO, 64014-4845 | 4.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $790 | $1,510 | $720 |
| Jackson County, MO | $131,500 | $973 | $710 | $1,380 | $670 |
| Jackson County, MO | $131,500 | $973 | $660 | $1,380 | $720 |
| Fort Osage, MO | $126,700 | $867 | $590 | $1,190 | $600 |
| Kaw, MO | $153,400 | $928 | $620 | $1,290 | $670 |
| Overland Park, KS | $248,100 | $1,388 | $1,080 | $1,870 | $790 |
| Kingsville, MO | $115,500 | $997 | $730 | $1,410 | $680 |
| Lake Quivira, KS | $583,300 | $2,718 | $2,120 | $3,670 | $1,550 |
| Olathe, KS | $211,600 | $1,459 | $1,140 | $1,970 | $830 |
| Tracy, MO | $122,400 | $1,019 | $690 | $1,450 | $760 |
| Simpson, MO | $136,500 | $1,060 | $710 | $1,450 | $740 |
| Elkhart, MO | $153,200 | $1,105 | $740 | $1,520 | $780 |
| Braymer, MO | $64,600 | $808 | $560 | $1,140 | $580 |