Gavop's guide to buying homeowners insurance in Dalton, MA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Dalton, MA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Ruby Ter, Broadview Ter, E Housatonic St, River Birch Ln, Hillside Ave, Orchard Rd, Curtis Ave, Deming St Exd, Melissa Way, Ensign St | $175,000 | $160,000 | $150,000-$175,000 | $149,500 | $120,000 | $150,000-$175,000 |
| Kimberly Dr, Norwich Dr, Red Barn Rd, Sunset Dr, Raymond Dr, Old Windsor Rd, Crane Ave Exd, Bruce Dr, Pinecrest Dr, Gertrude Rd | $200,000 | $190,000 | $150,000-$175,000 | $414,500 | $330,000 | $400,000-$500,000 |
| Haworth St, Daly Ave, Dalton Division Rd, Braeburn Rd, Off Main St, N Mountain Rd, Deming St, Hemlock Hill, Holiday Cottage Rd, Greenridge Dr | $218,500 | $210,000 | $200,000-$250,000 | $273,500 | $220,000 | $250,000-$300,000 |
| Birchwood Ter, Park Ave, Caratina Ave, Kirchner Rd, Washington Mountain Rd, Holiday Rd, Old Dalton Rd, Off Hinsdale Rd, Johnson Rd, Flansburg Ave | $243,500 | $200,000 | $250,000-$300,000 | $289,000 | $250,000 | $300,000-$350,000 |
| Hubbard Ave, Wahconah Falls Rd, Fox Rd, Edward Dr, Judith Dr, E Deming St, Mobile Ter, Anthony Rd, Jarvis St, Weston Ave | $179,500 | $160,000 | $200,000-$250,000 | $264,500 | $230,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$69 | $702 |
| Home and Two Car | -$123 | $648 |
| Home and Three Car | -$193 | $578 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Berkshire County | $2,000 | $910 | $2,910 | $661 | $2,661 | $249 |
| Dalton, MA | $2,500 | $762 | $3,262 | $554 | $3,054 | $208 |
| Middlefield, MA | $300 | $1,012 | $1,312 | $735 | $1,035 | $276 |
| Becket, MA | $1,000 | $1,062 | $2,062 | $772 | $1,772 | $290 |
| Nassau, NY | $200 | $712 | $912 | $518 | $718 | $195 |
| Petersburgh, NY | $1,500 | $622 | $2,122 | $452 | $1,952 | $170 |
| Troy, NY | $500 | $608 | $1,108 | $442 | $942 | $166 |
| Northfield, MA | $2,000 | $1,057 | $3,057 | $768 | $2,768 | $289 |
| Dummerston, VT | $200 | $782 | $982 | $569 | $769 | $214 |
| West Simsbury, CT | $1,000 | $1,532 | $2,532 | $1,114 | $2,114 | $419 |
| Stanford, NY | $400 | $1,186 | $1,586 | $862 | $1,262 | $324 |
| Somers, CT | $2,000 | $952 | $2,952 | $692 | $2,692 | $260 |
| Home Insurance Company Dalton, MA | Homeowners Insurance Agency Dalton, MA | Address | Popularity Score | Distance from Dalton (miles) |
|---|---|---|---|---|
| Travelers | Phykitt Insurance Agency | 85 Main Street, North Adams, MA, 1247 | 15.3 | |
| Liberty Mutual Independent | Smith Bros - Mcandrews | 45 Park St, Adams, MA, 1220 | 10.0 | |
| Travelers | Sumner & Toner Insurance Agency Inc | 813 Williams St, Longmeadow, MA, 1116 | 42.8 | |
| Liberty Mutual Independent | Moulton Insurance Agency Inc | 143 West St, Ware, MA, 1082 | 48.7 | |
| Liberty Mutual Independent | Smith Bros - Mcandrews | 45 Park St, Adams, MA, 1220 | 10.0 | |
| Liberty Mutual Independent | Berkshire Insurance Group | 66 West St Fl 4, Pittsfield, MA, 1201 | 5.6 | |
| Travelers | Coakley Pierpan Dolan & Collins | 1 Commercial St, Adams, MA, 1220 | 9.8 | |
| Travelers | Mayes Insurance | 1102 State St, Springfield, MA, 1109 | 39.7 | |
| Travelers | Bates Fullam Insurance Agency | 975 Elm Street , West Springfield, MA, 1089 | 36.8 | |
| Travelers | Peoples United Ins Agency Inc | 1441 Main St Sis Building 9th Fl, Springfield, MA, 1103 | 38.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $1,020 | $1,990 | $970 |
| Berkshire County, MA | $203,300 | $921 | $640 | $1,300 | $660 |
| Dalton, MA | $184,600 | $771 | $560 | $1,090 | $530 |
| Middlefield, MA | $231,100 | $1,024 | $740 | $1,410 | $670 |
| Becket, MA | $251,200 | $1,075 | $730 | $1,540 | $810 |
| Nassau, NY | $183,900 | $721 | $510 | $990 | $480 |
| Petersburgh, NY | $141,900 | $630 | $430 | $890 | $460 |
| Troy, NY | $144,400 | $615 | $440 | $850 | $410 |
| Northfield, MA | $249,000 | $1,070 | $770 | $1,530 | $760 |
| Dummerston, VT | $226,600 | $792 | $540 | $1,100 | $560 |
| West Simsbury, CT | $375,500 | $1,551 | $1,050 | $2,120 | $1,070 |
| Stanford, NY | $299,900 | $1,200 | $800 | $1,700 | $900 |
| Somers, CT | $308,500 | $963 | $660 | $1,330 | $670 |