Gavop's guide to buying homeowners insurance in Allendale County, SC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Allendale County, SC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| E Railroad Ave, Barnwell Hwy, Chess Loop, Cr-57, St Marks Rd, Charleston Ave, Maner Dr, Bush Rd, Gadson Morris Rd, Cow Pen Branch Rd | $118,000 | $100,000 | $75,000-$100,000 | $57,000 | $50,000 | $50,000-$75,000 |
| S-3-600, Mixson St, Aiken Ave N, School Bus Rd, Warren St, Cedar Dr, Wallace St, Butler St, 7th St, Flat St E | $94,500 | $80,000 | $75,000-$100,000 | $112,000 | $90,000 | $125,000-$150,000 |
| Mahogany Ln, College St Exd, 1st St, Booker T St, R R Ave, Union Ave, Hayfield Loop, Co Rd 11, Bradley-Meyers Ln, Brunson Dr | $96,000 | $80,000 | $75,000-$100,000 | $96,500 | $80,000 | $100,000-$125,000 |
| Cohens Bluff Rd, St Nicholas Church Rd, Saluda Ave, Furse Mill Rd, S-3-48, Butterfly Ln, Crawford Rd, Big Buck Loop, Pat Ln, Branch Rd | $111,500 | $100,000 | $75,000-$100,000 | $91,000 | $90,000 | $100,000-$125,000 |
| S-3-431, Raysor Rd, Cherry St, C R 47, Co Rd 68, S-3-98, Spruce St, Debbies Rd, Sanders St, E Creech St | $112,000 | $90,000 | $100,000-$125,000 | $104,000 | $80,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$179 | $763 |
| Superior Protection Discount | -$85 | $857 |
| Fire & Security Discount | -$66 | $876 |
| Hail Resistant Roof Discount | -$19 | $923 |
| Newly Constructed Home Discount | -$236 | $707 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Allendale County | $2,000 | $931 | $2,931 | $677 | $2,677 | $254 |
| Allendale County, SC | $2,500 | $931 | $3,431 | $677 | $3,177 | $254 |
| Fairfax, SC | $200 | $340 | $540 | $247 | $447 | $93 |
| Lodge, SC | $2,000 | $487 | $2,487 | $354 | $2,354 | $133 |
| Sardis, GA | $500 | $535 | $1,035 | $388 | $888 | $146 |
| Burke County, GA | $700 | $611 | $1,311 | $444 | $1,144 | $167 |
| Colleton County, SC | $200 | $1,045 | $1,245 | $759 | $959 | $286 |
| Wilkinson Heights, SC | $1,000 | $541 | $1,541 | $393 | $1,393 | $148 |
| Burnettown, SC | $300 | $827 | $1,127 | $601 | $901 | $226 |
| Orangeburg, SC | $1,500 | $771 | $2,271 | $561 | $2,061 | $211 |
| Midville, GA | $400 | $513 | $913 | $373 | $773 | $140 |
| Augusta, GA | $1,000 | $721 | $1,721 | $524 | $1,524 | $197 |
| Home Insurance Company Allendale County, SC | Homeowners Insurance Agency Allendale County, SC | Address | Popularity Score | Distance from Allendale County (miles) |
|---|---|---|---|---|
| Allstate | Aaron Myers | 306 West Ave, North Augusta, SC, 29841 | 49.9 | |
| Allstate | Andrew Siders | 556 Silver Bluff Rd, Aiken, SC, 29803 | 42.7 | |
| Allstate | Walker Crosby | 1890 Huntsman Dr, Aiken, SC, 29803 | 44.3 | |
| Allstate | Wayne Lorick | 1388 Broughton St, Orangeburg, SC, 29115 | 45.4 | |
| Allstate | Mccain-Atkinson | 18478 Heritage Hwy, Denmark, SC, 29042 | 27.2 | |
| Allstate | Branchville Insurance Agency | 7643 Freedom Rd, Branchville, SC, 29432 | 36.8 | |
| Travelers | The Steadman Agency | 465 Spruce St, Walterboro, SC, 29488 | 40.3 | |
| Nationwide | Olen Berry Jr | 219 Silver Bluff Rd, Aiken, SC, 29803-7325 | 43.0 | |
| Liberty Mutual Independent | Wbi & Associates | 2972 Sidneys Rd, Walterboro, SC, 29488 | 43.9 | |
| Liberty Mutual Independent | C T Lowndes & Company | 330 N Lucas St, Walterboro, SC, 29488 | 41.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $680 | $1,360 | $680 |
| Allendale County, SC | $52,100 | $942 | $640 | $1,330 | $690 |
| Allendale County, SC | $52,100 | $942 | $630 | $1,350 | $720 |
| Fairfax, SC | $55,200 | $344 | $240 | $490 | $250 |
| Lodge, SC | $73,200 | $493 | $350 | $700 | $350 |
| Sardis, GA | $68,200 | $541 | $380 | $750 | $370 |
| Burke County, GA | $86,500 | $618 | $440 | $850 | $410 |
| Colleton County, SC | $84,600 | $1,058 | $720 | $1,510 | $790 |
| Wilkinson Heights, SC | $80,300 | $548 | $390 | $750 | $360 |
| Burnettown, SC | $122,300 | $837 | $570 | $1,160 | $590 |
| Orangeburg, SC | $117,300 | $781 | $560 | $1,120 | $560 |
| Midville, GA | $65,200 | $519 | $370 | $740 | $370 |
| Augusta, GA | $101,000 | $729 | $520 | $1,000 | $480 |