Gavop shows you how to buy homeowners insurance in Iowa County, IA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $54,000 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $88,500 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $158,500 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $158,500 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $281,500 | $230,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$57 | $655 |
| Home and Two Car | -$121 | $591 |
| Home and Three Car | -$164 | $548 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Iowa County | $2,500 | $704 | $3,204 | $511 | $3,011 | $192 |
| Iowa County, IA | $1,500 | $704 | $2,204 | $511 | $2,011 | $192 |
| Ladora, IA | $400 | $499 | $899 | $363 | $763 | $136 |
| Millersburg, IA | $2,500 | $561 | $3,061 | $408 | $2,908 | $153 |
| Homestead, IA | $500 | $880 | $1,380 | $640 | $1,140 | $241 |
| Wellman, IA | $1,000 | $753 | $1,753 | $547 | $1,547 | $206 |
| Holiday Lake, IA | $100 | $853 | $953 | $620 | $720 | $233 |
| Oregon, IA | $1,000 | $743 | $1,743 | $540 | $1,540 | $203 |
| Lynnville, IA | $200 | $666 | $866 | $484 | $684 | $182 |
| Spring Creek, IA | $1,000 | $882 | $1,882 | $641 | $1,641 | $241 |
| Morley, IA | $300 | $489 | $789 | $355 | $655 | $134 |
| Coggon, IA | $1,000 | $723 | $1,723 | $526 | $1,526 | $198 |
| Home Insurance Company Iowa County, IA | Homeowners Insurance Agency Iowa County, IA | Address | Popularity Score | Distance from Iowa County (miles) |
|---|---|---|---|---|
| State Farm | Kelli Steil | 312 A Ave E, Oskaloosa, IA, 52577-2818 | 40.4 | |
| State Farm | John Leonard | 417 C Ave, Vinton, IA, 52349-1150 | 33.4 | |
| State Farm | Adam Andersen | 101 S County Rd, Toledo, IA, 52342-1053 | 34.5 | |
| State Farm | Scott Lujan | 301 S Iowa Ave, Washington, IA, 52353-1747 | 32.8 | |
| State Farm | Wyndell Campbell | 807 A Ave W, Oskaloosa, IA, 52577-2033 | 40.8 | |
| State Farm | Kari Klien | 3011 Johnson Ave Nw, Cedar Rapids, IA, 52405-4628 | 26.9 | |
| State Farm | Jerry Green | 1464 Twixt Town Rd, Marion, IA, 52302-3080 | 32.6 | |
| Allstate | David Karsjen | 2007 S Center St Ste B, Marshalltown, IA, 50158 | 49.9 | |
| State Farm | Rodger Redden | 174 E. Washington St., Marengo, IA, 52301 | 8.0 | |
| Travelers | Tulip City Agency Ltd | 700 Washington St, Pella, IA, 50219 | 48.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $560 | $1,170 | $610 |
| Iowa County, IA | $143,900 | $712 | $490 | $1,010 | $520 |
| Iowa County, IA | $143,900 | $712 | $520 | $980 | $460 |
| Ladora, IA | $58,100 | $505 | $350 | $710 | $360 |
| Millersburg, IA | $70,500 | $568 | $410 | $790 | $380 |
| Homestead, IA | $159,800 | $891 | $630 | $1,220 | $590 |
| Wellman, IA | $116,900 | $762 | $530 | $1,040 | $510 |
| Holiday Lake, IA | $149,300 | $863 | $590 | $1,220 | $630 |
| Oregon, IA | $113,900 | $752 | $500 | $1,050 | $550 |
| Lynnville, IA | $93,900 | $674 | $460 | $960 | $500 |
| Spring Creek, IA | $160,600 | $893 | $630 | $1,240 | $610 |
| Morley, IA | $56,300 | $495 | $340 | $700 | $360 |
| Coggon, IA | $108,500 | $732 | $530 | $1,050 | $520 |