Gavop tells you how to get the best homeowners insurance in Carroll County, MD by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Carroll County, MD - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Kimjo Dr, Charter Ct, Greenwood Church Rd, Leisters Church Rd, Golfview Ln, Trevanion Rd, Falling Leaf Ct, Ridgewood Ct, Buttonwood Ct, Swallow Rd | $352,000 | $290,000 | $300,000-$350,000 | $527,500 | $460,000 | $400,000-$500,000 |
| Sioux Dr, Brookmead Ct, Schoolhouse Rd, Candle Ct, Patton Dr, E Elger St, Oakland Mills Rd, Peace and Plenty Rd, Gladmar Ct, Jocks Dr | $296,000 | $250,000 | $200,000-$250,000 | $575,500 | $500,000 | $600,000-$700,000 |
| Skidmore Rd, Mc Curley Dr, Chantilly Rd, Schoolhouse Rd, S Cranberry Rd, Cross St, Clover Meadow Ct, Palatial Park Dr, E Nicodemus Rd, Henry Ave | $261,500 | $220,000 | $250,000-$300,000 | $621,000 | $510,000 | $600,000-$700,000 |
| Hycrest Dr, Old Fort Schoolhouse Rd, Terrace Ct, York Rd, Inverness Close, Elderberry Ln, Bedford Dr, 3rd St, Ridgleigh Ct, Dumphries Dr | $244,000 | $200,000 | $250,000-$300,000 | $500,000 | $460,000 | $500,000-$600,000 |
| Baltimore National Pike, Dawn Dr, Gablehammer Rd, Lehigh Rd, Orchid Ln, Berry Ct, Ring Dancer Dr, Hampstead Mexico Rd, Trump Rd, Hoover Mill Rd | $391,500 | $360,000 | $300,000-$350,000 | $496,500 | $470,000 | $400,000-$500,000 |
| Century St, Eclipse Dr, E George St, Walkerwood Ct, Crowl Rd, Forest and Stream Club Rd, Poplar Run Rd, Hammond Ct, Hodges Rd, John St | $391,000 | $350,000 | $350,000-$400,000 | $379,000 | $330,000 | $400,000-$500,000 |
| Braddock Rd, Brilhart Mill Rd, Footpath Ct, Alumni Dr, E Mayer Dr, Band Hall Hill Rd, Stillwater Ct, Mumma Ford Rd, Moss Stone Dr, Panther Dr | $348,000 | $300,000 | $300,000-$350,000 | $282,000 | $240,000 | $300,000-$350,000 |
| Slacks Rd, Calvins Dr, Halston Dr, Klees Mill Rd, High Earls Ct, Hoffman Mill Rd, Vance Dr, Gracie Dr, Hattie Dr, Snowden Creek Rd | $186,000 | $180,000 | $200,000-$250,000 | $376,500 | $340,000 | $400,000-$500,000 |
| Band Shell St, Alesia Lineboro Rd, Ebbvale Rd, Carroll Highlands Rd, Shining Sword Dr, Linzee Dr, Bevridge Dr, E Broadway St, Long Valley Rd, Legacy Dr | $308,000 | $290,000 | $250,000-$300,000 | $338,000 | $310,000 | $350,000-$400,000 |
| Cedar Dr, Robinwood Dr, Tea Mint Dr, Lafayette Dr, Dabkowski Dr, Grey Friars Rd, Theseus Dr, French Ct, Lare St, Rose Dr | $193,500 | $170,000 | $200,000-$250,000 | $423,000 | $370,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$152 | $862 |
| Superior Protection Discount | -$101 | $913 |
| Fire & Security Discount | -$91 | $923 |
| Hail Resistant Roof Discount | -$30 | $984 |
| Newly Constructed Home Discount | -$294 | $720 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Carroll County | $2,000 | $1,002 | $3,002 | $729 | $2,729 | $274 |
| Carroll County, MD | $1,000 | $1,002 | $2,002 | $729 | $1,729 | $274 |
| Bartonsville, MD | $200 | $1,134 | $1,334 | $824 | $1,024 | $310 |
| Laytonsville, MD | $2,500 | $1,796 | $4,296 | $1,305 | $3,805 | $491 |
| White Marsh, MD | $500 | $780 | $1,280 | $567 | $1,067 | $213 |
| Calverton, MD | $700 | $910 | $1,610 | $662 | $1,362 | $249 |
| Cottage City, MD | $700 | $832 | $1,532 | $605 | $1,305 | $227 |
| Aberdeen, MD | $400 | $670 | $1,070 | $487 | $887 | $183 |
| Lake Arbor, MD | $1,500 | $832 | $2,332 | $605 | $2,105 | $227 |
| St. Thomas, PA | $300 | $662 | $962 | $481 | $781 | $181 |
| Bailey's Crossroads, VA | $700 | $891 | $1,591 | $647 | $1,347 | $243 |
| Home Insurance Company Carroll County, MD | Homeowners Insurance Agency Carroll County, MD | Address | Popularity Score | Distance from Carroll County (miles) |
|---|---|---|---|---|
| State Farm | Lauren Kolberg | 13126 Pennsylvania Ave Ste 101, Hagerstown, MD, 21742-2757 | 38.4 | |
| Allstate | Kirby Agency Inc | Jck Ctr 332 140 Vlg Rd, Westminster, MD, 21157 | 1.9 | |
| State Farm | Kyle Tomlinson | 2014 S Tollgate Rd Ste 207, Bel Air, MD, 21015-5904 | 36.8 | |
| Erie | Matney Insurance Services | 4311 Ridge Road, Mount Airy, MD, 21771 | 8.3 | |
| Erie | A To Z Insurance Services Llc | 10226 Governor Lane Blvd # 4007, Williamsport, MD, 21795 | 42.2 | |
| Travelers | Mcdole Edge Corporation | 2977b Manchester Rd, Manchester, MD, 21102 | 9.6 | |
| Liberty Mutual Independent | Advantage Group Inc | 205 E Main St 2nd Fl, Westminster, MD, 21157 | 1.4 | |
| Farmers | Chandira Hickson | 2333 Baltimore Blvd Ste B, Finksburg, MD, 21048 | 6.3 | |
| Travelers | Mcdole Edge Corporation | 2977b Manchester Road, Manchester, MD, 21102 | 9.6 | |
| State Farm | Dorothy Kemper | 1372 N Main St, Hampstead, MD, 21074-2151 | 9.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Carroll County, MD | $328,100 | $1,015 | $800 | $1,280 | $480 |
| Carroll County, MD | $328,100 | $1,015 | $800 | $1,280 | $480 |
| Bartonsville, MD | $347,700 | $1,148 | $910 | $1,450 | $540 |
| Laytonsville, MD | $537,500 | $1,818 | $1,440 | $2,290 | $850 |
| White Marsh, MD | $266,800 | $790 | $620 | $990 | $370 |
| Calverton, MD | $330,400 | $921 | $730 | $1,160 | $430 |
| Cottage City, MD | $217,000 | $842 | $670 | $1,060 | $390 |
| Aberdeen, MD | $197,800 | $678 | $540 | $850 | $310 |
| Lake Arbor, MD | $294,200 | $843 | $670 | $1,060 | $390 |
| St. Thomas, PA | $157,500 | $670 | $480 | $920 | $440 |
| Bailey's Crossroads, VA | $348,000 | $901 | $640 | $1,230 | $590 |