Gavop shows you how to buy homeowners insurance in Eaton, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Eaton, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Hwy 106, Pratts Rd, White Corners Rd, School St, Leach Rd, N Lake Rd, Union St, Mechanic St, Funk Rd, Corkinsville Rd | $163,000 | $150,000 | $150,000-$175,000 | $156,000 | $130,000 | $150,000-$175,000 |
| Crow Hill Rd, Woodcock Rd, Hill St, Hillside Dr, Candy Ln, Co Hwy 79, Eatonbrook Acres Dr, Swamp Rd, Larson Rd, Malloy Rd | $138,500 | $120,000 | $100,000-$125,000 | $103,500 | $90,000 | $75,000-$100,000 |
| Sanford Rd, Sanderson Rd, Old Rte 20, Bear Path Rd, Brunel Rd, Markowski Rd, Camp Rd, Cambridge Ave, Martin Rd, Hagman Rd | $223,000 | $200,000 | $200,000-$250,000 | $113,500 | $110,000 | $100,000-$125,000 |
| Thomas Rd, Evergreen Ln, Old Scout Rd, Tainter Rd, Kelsey Ln, Eastview Dr, Huntington Camp Rd, Evans Rd, Parsonage Rd, Westland Dr | $159,000 | $140,000 | $150,000-$175,000 | $93,500 | $80,000 | $75,000-$100,000 |
| Maple Ave E, Sunrise Blvd, West Rd, John Trush Blvd, Torpy Pond Rd, Hamilton Hill Rd, Neihardt Rd, Co Hwy 73, Frost Rd, Hardscrabble Rd | $186,000 | $150,000 | $175,000-$200,000 | $133,000 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$155 | $813 |
| Superior Protection Discount | -$87 | $881 |
| Fire & Security Discount | -$68 | $900 |
| Hail Resistant Roof Discount | -$29 | $939 |
| Newly Constructed Home Discount | -$242 | $726 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Madison County | $700 | $1,180 | $1,880 | $857 | $1,557 | $322 |
| Eaton, NY | $1,000 | $957 | $1,957 | $695 | $1,695 | $261 |
| Canastota, NY | $100 | $591 | $691 | $429 | $529 | $161 |
| Verona, NY | $2,000 | $957 | $2,957 | $695 | $2,695 | $261 |
| Westmoreland, NY | $300 | $594 | $894 | $431 | $731 | $162 |
| Homer, NY | $2,500 | $577 | $3,077 | $419 | $2,919 | $158 |
| Freetown, NY | $500 | $583 | $1,083 | $424 | $924 | $159 |
| Butternuts, NY | $700 | $613 | $1,313 | $445 | $1,145 | $167 |
| Brewerton, NY | $100 | $625 | $725 | $454 | $554 | $171 |
| Summerhill, NY | $1,500 | $593 | $2,093 | $431 | $1,931 | $162 |
| Harford, NY | $100 | $585 | $685 | $425 | $525 | $160 |
| Redfield, NY | $2,000 | $584 | $2,584 | $424 | $2,424 | $160 |
| Home Insurance Company Eaton, NY | Homeowners Insurance Agency Eaton, NY | Address | Popularity Score | Distance from Eaton (miles) |
|---|---|---|---|---|
| Travelers | Masterpole Murphy Agency Inc | 1524 W Fayette St, Syracuse, NY, 13204 | 30.1 | |
| Travelers | Mcdowell Insurance Agency | 133 Albany Street , Cazenovia, NY, 13035 | 11.5 | |
| Liberty Mutual Independent | Wilbert-Wenner Agency | 995 State Route 26, West Leyden, NY, 13489 | 39.9 | |
| Nationwide | Mark Malvaso Llc | 106 East Main St., Elbridge, NY, 13060-0700 | 42.6 | |
| Allstate | Miles B. Marshall | 11 Maple Ave, Hamilton, NY, 13346 | 6.2 | |
| State Farm | Mike Callan | 102 Genesee St, New Hartford, NY, 13413-2328 | 21.2 | |
| Liberty Mutual Independent | The Armada Insurance Agency L | 29 W Park Row, Clinton, NY, 13323 | 16.8 | |
| Travelers | C H Insurance Brokerage Services Co Inc | 731 James St, Syracuse, NY, 13202 | 28.4 | |
| State Farm | Rose Smith | 288 State Highway 7, Sidney, NY, 13838-2716 | 41.3 | |
| Travelers | The Frigault Agency Inc | 136 Clinton Road , New Hartford, NY, 13413 | 19.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $780 | $1,660 | $880 |
| Madison County, NY | $132,800 | $1,194 | $850 | $1,640 | $790 |
| Eaton, NY | $122,500 | $968 | $670 | $1,350 | $680 |
| Canastota, NY | $113,300 | $598 | $430 | $830 | $400 |
| Verona, NY | $113,300 | $968 | $700 | $1,340 | $640 |
| Westmoreland, NY | $151,100 | $601 | $430 | $820 | $390 |
| Homer, NY | $140,500 | $584 | $400 | $800 | $400 |
| Freetown, NY | $87,900 | $590 | $410 | $840 | $430 |
| Butternuts, NY | $135,000 | $620 | $450 | $860 | $410 |
| Brewerton, NY | $143,900 | $633 | $460 | $870 | $410 |
| Summerhill, NY | $116,000 | $600 | $410 | $820 | $410 |
| Harford, NY | $101,000 | $592 | $420 | $830 | $410 |
| Redfield, NY | $100,000 | $591 | $400 | $830 | $430 |