Gavop tells you how to get the best homeowners insurance in Sterling, MA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $100,000 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $180,500 | $160,000 | $200,000-$250,000 |
| 3 Bedroom | $263,000 | $250,000 | $200,000-$250,000 |
| 4 Bedroom | $420,500 | $340,000 | $350,000-$400,000 |
| 5 Bedroom | $900,500 | $750,000 | $900,000-$1,000,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$77 | $891 |
| Home and Two Car | -$155 | $813 |
| Home and Three Car | -$242 | $726 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Worcester County | $2,000 | $1,012 | $3,012 | $735 | $2,735 | $276 |
| Sterling, MA | $1,000 | $957 | $1,957 | $695 | $1,695 | $261 |
| Worcester, MA | $300 | $926 | $1,226 | $673 | $973 | $253 |
| Lincoln, MA | $1,500 | $1,032 | $2,532 | $750 | $2,250 | $282 |
| Norfolk County, MA | $400 | $1,210 | $1,610 | $879 | $1,279 | $331 |
| Milton, MA | $700 | $1,178 | $1,878 | $856 | $1,556 | $322 |
| North Andover, MA | $100 | $1,062 | $1,162 | $772 | $872 | $290 |
| Quincy, MA | $200 | $1,381 | $1,581 | $1,004 | $1,204 | $377 |
| Topsfield, MA | $1,500 | $1,017 | $2,517 | $739 | $2,239 | $278 |
| Abington, MA | $200 | $901 | $1,101 | $654 | $854 | $246 |
| Home Insurance Company Sterling, MA | Homeowners Insurance Agency Sterling, MA | Address | Popularity Score | Distance from Sterling (miles) |
|---|---|---|---|---|
| Travelers | Marshall Insurance Agency Inc | 2 South Bolton St Ext, Marlborough, MA, 1752 | 13.7 | |
| Travelers | Broadway Insurance Agency | 810 Broadway, Everett, MA, 2149 | 37.4 | |
| Travelers | Burgin Platner & Hurley Ins Agcy Llc | 14 Franklin St, Quincy, MA, 2169 | 42.0 | |
| Travelers | Messinger Ins Agency Inc | 475 Broadway, Everett, MA, 2149 | 37.0 | |
| Travelers | Charles River Insurance Brokerage | 5 Whittier St 4th Fl, Framingham, MA, 1701 | 21.8 | |
| Travelers | Admiralty Insurance Agency Inc | 10 Mount Vernon St, Winchester, MA, 1890 | 32.7 | |
| Travelers | North American Ins Agency Inc | 414 Main Street, Worcester, MA, 1608 | 12.8 | |
| Travelers | Welsh & Parker Insurance | 131 Coolidge Street 131 Coolidge Street, Hudson, MA, 1749 | 9.5 | |
| Travelers | D Francis Murphy Insurance Agency | 739 Main St , Bolton, MA, 1740 | 8.5 | |
| Liberty Mutual Independent | Platinum Insurance Agency Inc | 418 Massachusetts Ave, Arlington, MA, 2474 | 32.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $1,020 | $1,930 | $910 |
| Worcester County, MA | $260,800 | $1,024 | $690 | $1,460 | $770 |
| Sterling, MA | $340,500 | $968 | $700 | $1,340 | $640 |
| Worcester, MA | $210,600 | $937 | $640 | $1,300 | $660 |
| Lincoln, MA | $837,200 | $1,045 | $750 | $1,430 | $680 |
| Norfolk County, MA | $433,000 | $1,224 | $820 | $1,680 | $860 |
| Milton, MA | $558,700 | $1,192 | $870 | $1,680 | $810 |
| North Andover, MA | $457,800 | $1,075 | $740 | $1,470 | $730 |
| Quincy, MA | $384,600 | $1,398 | $1,010 | $1,980 | $970 |
| Topsfield, MA | $566,700 | $1,030 | $710 | $1,430 | $720 |
| Abington, MA | $319,200 | $911 | $660 | $1,250 | $590 |