Gavop shows you how to buy homeowners insurance in Jefferson, IA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Jefferson, IA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| NW 76th Pl, NW 93rd St, Briston Ln, NW 113th St, Prairie Dr, W Jester Park Dr, N Ewing St, 140th St, Westbrook Dr, NW Towner Dr | $196,000 | $180,000 | $175,000-$200,000 | $318,500 | $300,000 | $300,000-$350,000 |
| N 12th St, NW 2nd Street Pl, N Jacob St, 139th St, Burma Rd, NW 146th Ave, NW 111th Pl, NW County Line Rd, Wild Flower Pl, Crabapple Ln | $184,500 | $160,000 | $175,000-$200,000 | $372,500 | $330,000 | $300,000-$350,000 |
| Foxtail Cir, NW 102nd Ct, Airline Dr, Mark Twain Ct, Deer Haven St, N Chevalia Ct, NW 118th Ave, Eagle Pointe Dr, NW 13th St Pl, NW Woods Ln | $145,500 | $130,000 | $125,000-$150,000 | $374,000 | $340,000 | $400,000-$500,000 |
| 142nd St, S 3rd St, 132nd Ct, James Francis Pl, N Apache St, 128th St, 134th St, NW 48th St, Sapphire Cir, E Pine Ridge Dr | $238,500 | $200,000 | $200,000-$250,000 | $293,000 | $240,000 | $200,000-$250,000 |
| 120th St, Brook Ridge Ct, Chapel Ridge Way, Brook Ridge Dr, Lyndale Dr, S Glenstone Ct, Glen Cir, Forest Dr, NW 82nd Ave, Woodbine Dr | $294,500 | $260,000 | $300,000-$350,000 | $424,500 | $350,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$128 | $785 |
| Superior Protection Discount | -$91 | $821 |
| Fire & Security Discount | -$91 | $821 |
| Hail Resistant Roof Discount | -$27 | $885 |
| Newly Constructed Home Discount | -$201 | $712 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,319 |
| Hail Damage | $4,665 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $17,389 |
| Home Insurance Company Jefferson, IA | Homeowners Insurance Agency Jefferson, IA | Address | Popularity Score | Distance from Jefferson (miles) |
|---|---|---|---|---|
| Travelers | Krist Insurance Services | 6600 Westown Pkwy Ste 250, West Des Moines, IA, 50266 | 9.5 | |
| Travelers | Fortress Wealth Management | 2894 - 106th St Ste 120, Urbandale, IA, 50322 | 7.1 | |
| Travelers | Advantage Insurance | 8421 University Blvd Ste G, Clive, IA, 50325 | 8.6 | |
| Allstate | Charles Webb | 1355 50th St Ste 300, West Des Moines, IA, 50266 | 9.4 | |
| Allstate | Janel Ketelsen | 110 N Ankeny Blvd # 700, Ankeny, IA, 50023 | 8.2 | |
| Allstate | David Rayer | 4446 128th St, Urbandale, IA, 50323 | 6.2 | |
| Allstate | Timothy Brehm | 10888 Hickman Rd Ste 3c, Clive, IA, 50325 | 7.8 | |
| State Farm | Tim Ford | 2217 Beaver Ave, Des Moines, IA, 50310-3959 | 9.0 | |
| State Farm | Chad Kuehl | 409 N Jefferson Way, Indianola, IA, 50125-1713 | 27.2 | |
| State Farm | Julie Helps | 8818 Swanson Blvd., Clive, IA, 50325 | 8.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $610 | $1,170 | $560 |
| Polk County, IA | $165,500 | $869 | $620 | $1,240 | $620 |
| Jefferson, IA | $261,600 | $912 | $620 | $1,270 | $650 |
| Polk County, IA | $165,500 | $869 | $630 | $1,240 | $610 |
| Slater, IA | $160,900 | $894 | $600 | $1,260 | $660 |
| Douglas, IA | $213,300 | $845 | $620 | $1,200 | $580 |
| Elkhart, IA | $164,200 | $902 | $660 | $1,270 | $610 |
| Mitchellville, IA | $126,800 | $796 | $540 | $1,140 | $600 |
| Gilbert, IA | $187,800 | $956 | $660 | $1,360 | $700 |
| Sandyville, IA | $122,500 | $782 | $570 | $1,090 | $520 |
| Grand Junction, IA | $59,500 | $512 | $370 | $700 | $330 |
| Roland, IA | $143,400 | $847 | $570 | $1,190 | $620 |
| Bagley, IA | $59,200 | $511 | $340 | $710 | $370 |