Gavop's guide to buying homeowners insurance in Fair Oaks, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Fair Oaks, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Water Elm Way, Meadow Field Ct, Cavalier Landing Ct, Weatherington Ln, Royal Lytham Ct, Garden Grove Cir, Market Commons Dr, Federalist Way, Fawn Wood Ln, Fairfax Woods Way | $410,500 | $380,000 | $350,000-$400,000 | $420,000 | $380,000 | $400,000-$500,000 |
| Thornbury Dr, Lisa Marie Ct, Lady Somerset Ln, Aristotle Dr, River Forth Dr, Jermantown Rd, Caldicot Ln, Kieland Ridge Rd, Tribune St, Westbrook Mill Ln | $249,000 | $230,000 | $200,000-$250,000 | $236,500 | $190,000 | $200,000-$250,000 |
| Glen Alden Rd, Laurel Lake Sq, Monmouth St, Kerrigan Ln, Summit Manor Dr, Runabout Ln, Derring Ln, Glostonbury Way, Jefferson Oaks Cir, N Lake Ct | $416,000 | $360,000 | $400,000-$500,000 | $280,500 | $250,000 | $300,000-$350,000 |
| Jasper Rd, Timber Meadow Dr, Castlecary Ln, Johns Pl, Caronia Way, Phoenix Dr, Stevens Battle Ln, Gregg Ct, Overbridge Ln, Rose Path Cir | $333,000 | $280,000 | $250,000-$300,000 | $219,000 | $180,000 | $200,000-$250,000 |
| Crewshore Dr, Flatwood Cir, Co Rd 655, Quiet Crossing Ct, Monument Dr, Rugby Rd, Camborne Ter, Park Green Dr, Valley Rd, Ridge Top Rd | $267,000 | $220,000 | $300,000-$350,000 | $301,000 | $250,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$169 | $824 |
| Superior Protection Discount | -$99 | $894 |
| Fire & Security Discount | -$89 | $904 |
| Hail Resistant Roof Discount | -$30 | $963 |
| Newly Constructed Home Discount | -$209 | $785 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Fairfax County | $2,000 | $1,370 | $3,370 | $996 | $2,996 | $374 |
| Fair Oaks, VA | $1,000 | $981 | $1,981 | $713 | $1,713 | $268 |
| Dulles Town Center, VA | $500 | $844 | $1,344 | $614 | $1,114 | $231 |
| Travilah, MD | $1,500 | $861 | $2,361 | $626 | $2,126 | $235 |
| Haymarket, VA | $200 | $1,236 | $1,436 | $898 | $1,098 | $338 |
| Bryans Road, MD | $700 | $769 | $1,469 | $559 | $1,259 | $210 |
| Marshall, VA | $500 | $962 | $1,462 | $699 | $1,199 | $263 |
| Mount Airy, MD | $2,500 | $837 | $3,337 | $608 | $3,108 | $229 |
| Hughesville, MD | $200 | $1,234 | $1,434 | $897 | $1,097 | $337 |
| Arden on the Severn, MD | $700 | $1,178 | $1,878 | $856 | $1,556 | $322 |
| Middleway, WV | $100 | $793 | $893 | $576 | $676 | $217 |
| Opequon, VA | $1,500 | $754 | $2,254 | $548 | $2,048 | $206 |
| Home Insurance Company Fair Oaks, VA | Homeowners Insurance Agency Fair Oaks, VA | Address | Popularity Score | Distance from Fair Oaks (miles) |
|---|---|---|---|---|
| Allstate | Christine Angles | 9834 Liberia Ave, Manassas, VA, 20110 | 9.7 | |
| State Farm | Matt Smith | 7925 Jones Branch Dr Ste Ll300, Mclean, VA, 22102-3380 | 8.9 | |
| Erie | The Mccartney Insurance Group Llc | 108 W Washington Street Suite 204, Middleburg, VA, 20117 | 21.6 | |
| State Farm | Andre Arjun | 795 Center St Unit 6, Herndon, VA, 20170-4684 | 7.5 | |
| Allstate | Spiro Souliotis | 1020 Elden St Ste 201, Herndon, VA, 20170 | 7.3 | |
| Erie | Tango Insurance | 10759 A Ambassador Dr , Manassas, VA, 20109 | 9.9 | |
| State Farm | Rick Mikszan | 1521 Westbranch Dr Ste 520, Mclean, VA, 22102-3213 | 8.6 | |
| State Farm | Gary Frantz | 3302 Old Bridge Rd Ste E, Lake Ridge, VA, 22192-5262 | 12.7 | |
| State Farm | Ali Syed | 3913 Old Lee Highway Suite 32-B, Fairfax, VA, 22030-2429 | 3.3 | |
| Erie | Nanak Insurance Agency Inc. | 2841 Hartland Road Suite 205, Falls Church, VA, 22043 | 7.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $640 | $1,320 | $680 |
| Fairfax County, VA | $534,800 | $1,387 | $930 | $1,960 | $1,030 |
| Fair Oaks, VA | $452,100 | $993 | $680 | $1,360 | $680 |
| Dulles Town Center, VA | $402,600 | $855 | $620 | $1,200 | $580 |
| Travilah, MD | $1,072,600 | $871 | $690 | $1,100 | $410 |
| Haymarket, VA | $417,300 | $1,251 | $840 | $1,760 | $920 |
| Bryans Road, MD | $260,400 | $779 | $620 | $980 | $360 |
| Marshall, VA | $446,400 | $974 | $710 | $1,330 | $620 |
| Mount Airy, MD | $361,500 | $847 | $670 | $1,070 | $400 |
| Hughesville, MD | $378,400 | $1,249 | $990 | $1,570 | $580 |
| Arden on the Severn, MD | $361,700 | $1,192 | $940 | $1,500 | $560 |
| Middleway, WV | $205,900 | $802 | $570 | $1,130 | $560 |
| Opequon, VA | $222,900 | $763 | $530 | $1,060 | $530 |