Gavop's guide to buying homeowners insurance in Pike County, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $33,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $78,500 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $108,500 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $188,500 | $160,000 | $150,000-$175,000 |
| 5 Bedroom | $116,000 | $90,000 | $125,000-$150,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$52 | $528 |
| Home and Two Car | -$99 | $482 |
| Home and Three Car | -$145 | $435 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Pike County | $2,000 | $573 | $2,573 | $417 | $2,417 | $157 |
| Pike County, OH | $2,500 | $573 | $3,073 | $417 | $2,917 | $157 |
| Andersonville, OH | $2,500 | $729 | $3,229 | $530 | $3,030 | $199 |
| Logan Elm Village, OH | $500 | $642 | $1,142 | $467 | $967 | $176 |
| Concord, KY | $2,500 | $421 | $2,921 | $306 | $2,806 | $115 |
| Elizabeth, OH | $200 | $567 | $767 | $412 | $612 | $155 |
| Hamer, OH | $2,500 | $514 | $3,014 | $373 | $2,873 | $140 |
| Manchester, OH | $100 | $556 | $656 | $404 | $504 | $152 |
| Mount Orab, OH | $400 | $676 | $1,076 | $491 | $891 | $185 |
| Fayetteville, OH | $2,500 | $643 | $3,143 | $467 | $2,967 | $176 |
| Home Insurance Company Pike County, OH | Homeowners Insurance Agency Pike County, OH | Address | Popularity Score | Distance from Pike County (miles) |
|---|---|---|---|---|
| State Farm | Shane Mcmahon | 1165 Clinton Avenue, Washington Court House, OH, 43160-1214 | 38.3 | |
| State Farm | Herbie Strange | 223 Western Ave, Chillicothe, OH, 45601-2331 | 18.5 | |
| State Farm | Dave Strickland | 22 E Water St, Chillicothe, OH, 45601-2534 | 18.6 | |
| Erie | Gustin Insurance Agency Inc. | 110 W 2nd Street, Chillicothe, OH, 45601 | 18.5 | |
| Allstate | Portia Spradlin | 327 Vernon St, Ironton, OH, 45638 | 42.1 | |
| State Farm | Peggy Royster | 104 W Emmitt Ave, Waverly, OH, 45690-1310 | 5.3 | |
| Nationwide | Sherman Birkhimer | 410 W Emmitt Ave, Waverly, OH, 45690-0109 | 4.8 | |
| State Farm | Jeff Lehner | 165 E Main St, Chillicothe, OH, 45601 | 18.6 | |
| State Farm | Kip Nungester | 150 W Main St, Circleville, OH, 43113-1620 | 37.1 | |
| State Farm | Jp Schmitt | 230 Ford Ave, Waverly, OH, 45690-1024 | 5.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $480 | $980 | $500 |
| Pike County, OH | $100,100 | $580 | $410 | $820 | $410 |
| Pike County, OH | $100,100 | $580 | $400 | $800 | $400 |
| Andersonville, OH | $147,300 | $738 | $540 | $1,030 | $490 |
| Logan Elm Village, OH | $109,600 | $650 | $470 | $890 | $420 |
| Concord, KY | $31,300 | $426 | $290 | $590 | $300 |
| Elizabeth, OH | $83,000 | $574 | $410 | $820 | $410 |
| Hamer, OH | $66,700 | $520 | $350 | $740 | $390 |
| Manchester, OH | $79,600 | $563 | $400 | $800 | $400 |
| Mount Orab, OH | $123,200 | $684 | $500 | $950 | $450 |
| Fayetteville, OH | $109,800 | $651 | $460 | $920 | $460 |