Gavop's guide to buying homeowners insurance in Jackson County, IN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $50,500 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $123,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $171,500 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $199,000 | $160,000 | $200,000-$250,000 |
| 5 Bedroom | $262,000 | $220,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$140 | $636 |
| Superior Protection Discount | -$78 | $698 |
| Fire & Security Discount | -$78 | $698 |
| Hail Resistant Roof Discount | -$23 | $752 |
| Newly Constructed Home Discount | -$171 | $605 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jackson County | $2,000 | $766 | $2,766 | $556 | $2,556 | $209 |
| Jackson County, IN | $1,000 | $766 | $1,766 | $556 | $1,556 | $209 |
| Vallonia, IN | $400 | $746 | $1,146 | $542 | $942 | $204 |
| Graham, IN | $1,000 | $743 | $1,743 | $540 | $1,540 | $203 |
| Pierce, IN | $300 | $802 | $1,102 | $583 | $883 | $219 |
| Henryville, IN | $700 | $865 | $1,565 | $629 | $1,329 | $237 |
| Van Buren, IN | $100 | $720 | $820 | $524 | $624 | $197 |
| Richland, IN | $2,000 | $748 | $2,748 | $543 | $2,543 | $204 |
| Milton, KY | $200 | $811 | $1,011 | $589 | $789 | $222 |
| Hendricks, IN | $1,000 | $796 | $1,796 | $579 | $1,579 | $218 |
| Druid Hills, KY | $400 | $1,484 | $1,884 | $1,078 | $1,478 | $406 |
| Home Insurance Company Jackson County, IN | Homeowners Insurance Agency Jackson County, IN | Address | Popularity Score | Distance from Jackson County (miles) |
|---|---|---|---|---|
| Travelers | Diversified Insurance Group | 1602 E 8th St, Jeffersonville, IN, 47130 | 46.4 | |
| Erie | Edinburgh Insurance Agency | 15430 N Us Highway 31, Edinburgh, IN, 46124 | 29.8 | |
| Travelers | Reedy Insurance Services | 703 N Ewing St, Seymour, IN, 47274 | 9.0 | |
| Travelers | Reedy Insurance Services | 703 N Ewing, Seymour, IN, 47274 | 9.0 | |
| State Farm | James Aycock | 825 N Madison Ave, Greenwood, IN, 46142-4128 | 49.4 | |
| Erie | Richard E Hawes Insurance Inc. | 1428 Franklin Street, Columbus, IN, 47201 | 21.8 | |
| Travelers | Renita Canfield Insurance Services | 2905 Mitchell Rd, Bedford, IN, 47421 | 24.8 | |
| State Farm | John Robinson | 2733 Charlestown Rd, New Albany, IN, 47150-1980 | 42.7 | |
| Allstate | Mike Young | 200 N Emerson Ave Ste A, Greenwood, IN, 46143 | 49.0 | |
| Travelers | Dan Ellis Insurance Agency | 717-B Lincoln Ave, Bedford, IN, 47421 | 24.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $610 | $1,200 | $590 |
| Jackson County, IN | $114,600 | $775 | $530 | $1,080 | $550 |
| Jackson County, IN | $114,600 | $775 | $550 | $1,100 | $550 |
| Vallonia, IN | $101,500 | $755 | $520 | $1,040 | $520 |
| Graham, IN | $100,700 | $752 | $530 | $1,060 | $530 |
| Pierce, IN | $118,600 | $812 | $560 | $1,120 | $560 |
| Henryville, IN | $140,700 | $876 | $600 | $1,200 | $600 |
| Van Buren, IN | $137,600 | $729 | $520 | $1,010 | $490 |
| Richland, IN | $150,100 | $757 | $510 | $1,070 | $560 |
| Milton, KY | $108,900 | $821 | $580 | $1,140 | $560 |
| Hendricks, IN | $116,600 | $806 | $560 | $1,150 | $590 |
| Druid Hills, KY | $359,000 | $1,502 | $1,020 | $2,130 | $1,110 |