Gavop shows you how to buy homeowners insurance in Toisnot, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Toisnot, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 2nd Rd, Etheridge Rd, State Rd 1514, State Rd 1002, la Finca Rd, State Rd 1367, State Rd 1554, Harts Acres Ct, Homestead Rd, State Rd 1508 | $154,500 | $140,000 | $125,000-$150,000 | $64,000 | $60,000 | $50,000-$75,000 |
| Good News Church Rd, Jones Rd, Janice Ct, US Hwy 264 Alt E, North St, Farmer Ct, Dixon St NW, S Pender St, County Line Rd, State Rd 1506 | $82,000 | $80,000 | $50,000-$75,000 | $91,500 | $90,000 | $100,000-$125,000 |
| Bottoms Dairy Rd, Emma St, Redmond Rd, N Lynnhaven Dr, Old US Hwy 301, SE Railroad St, Wade Ave, State Rd 1400, State Rd 1146, Piute Rd | $131,500 | $120,000 | $125,000-$150,000 | $76,500 | $60,000 | $50,000-$75,000 |
| State Rd 1521, Tall Oak Ct, Ervin Pl, Edgecombe Rd, Holden Cross Rd, E Church St, N Parker St, State Rd 1563, Watson Ln, Ferrell Rd | $73,500 | $70,000 | $75,000-$100,000 | $48,000 | $40,000 | $25,000-$50,000 |
| Tonya Rd, Wilson St, Dempsey Pl, Van Slyke Rd, Oak Crest Dr, State Rd 1419, Reedy Branch Rd, State Rd 1338, Sherrod Rd, State Rd 1403 | $81,500 | $70,000 | $50,000-$75,000 | $76,000 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$164 | $700 |
| Superior Protection Discount | -$86 | $777 |
| Fire & Security Discount | -$69 | $795 |
| Hail Resistant Roof Discount | -$26 | $838 |
| Newly Constructed Home Discount | -$225 | $639 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wilson County | $1,000 | $689 | $1,689 | $501 | $1,501 | $188 |
| Toisnot, NC | $2,000 | $853 | $2,853 | $620 | $2,620 | $233 |
| Macclesfield, NC | $500 | $504 | $1,004 | $366 | $866 | $138 |
| Saratoga, NC | $700 | $547 | $1,247 | $398 | $1,098 | $150 |
| Stony Creek, NC | $400 | $661 | $1,061 | $480 | $880 | $181 |
| Cross Roads, NC | $1,000 | $544 | $1,544 | $396 | $1,396 | $149 |
| Ferrells, NC | $400 | $544 | $944 | $396 | $796 | $149 |
| Halifax County, NC | $1,000 | $967 | $1,967 | $702 | $1,702 | $264 |
| Wayne County, NC | $200 | $679 | $879 | $493 | $693 | $185 |
| Wilson's Mills, NC | $700 | $674 | $1,374 | $490 | $1,190 | $184 |
| La Grange, NC | $500 | $654 | $1,154 | $475 | $975 | $179 |
| Beargrass, NC | $1,500 | $504 | $2,004 | $366 | $1,866 | $138 |
| Home Insurance Company Toisnot, NC | Homeowners Insurance Agency Toisnot, NC | Address | Popularity Score | Distance from Toisnot (miles) |
|---|---|---|---|---|
| State Farm | Wayne Cottrell | 5910 Duraleigh Rd Ste 135, Raleigh, NC, 27612-2581 | 49.8 | |
| State Farm | Jana Lake | 2421a Airport Blvd Nw, Wilson, NC, 27896-9696 | 8.8 | |
| State Farm | Sandy Frazier | 219 W Washington St, Nashville, NC, 27856-1263 | 13.7 | |
| Allstate | Peter Birkner | 133 E Main St Ste 200, Youngsville, NC, 27596 | 39.1 | |
| State Farm | Wesley Wilder | 100 W Main St Ste C, Youngsville, NC, 27596-9101 | 39.2 | |
| Erie | Matt Roberts Agency Inc. | 1151 Falls River Avenue Suite 105a, Raleigh, NC, 27614 | 43.2 | |
| State Farm | Shaun Amato | 3710 Peppermill Dr N Ste D, Wilson, NC, 27896-9536 | 6.9 | |
| Allstate | Phil Edmundson | 2702 Forest Hills Rd Sw, Wilson, NC, 27893 | 9.8 | |
| Allstate | Donald Rains | 5638 Hwy 42 W Ste 206, Garner, NC, 27529 | 44.2 | |
| Allstate | Rusty Allen | 5816 Creedmoor Rd Ste 103b, Raleigh, NC, 27612 | 48.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $600 | $1,230 | $630 |
| Wilson County, NC | $119,200 | $697 | $470 | $990 | $520 |
| Toisnot, NC | $96,800 | $864 | $610 | $1,230 | $620 |
| Macclesfield, NC | $79,500 | $510 | $370 | $710 | $340 |
| Saratoga, NC | $87,200 | $554 | $400 | $790 | $390 |
| Stony Creek, NC | $136,500 | $669 | $450 | $960 | $510 |
| Cross Roads, NC | $86,700 | $551 | $370 | $770 | $400 |
| Ferrells, NC | $86,600 | $551 | $400 | $760 | $360 |
| Halifax County, NC | $86,500 | $978 | $690 | $1,390 | $700 |
| Wayne County, NC | $117,000 | $687 | $470 | $950 | $480 |
| Wilson's Mills, NC | $111,600 | $682 | $500 | $930 | $430 |
| La Grange, NC | $107,500 | $662 | $460 | $950 | $490 |
| Beargrass, NC | $79,500 | $510 | $370 | $710 | $340 |