How Can I Make My Falling Creek, NC Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Falling Creek, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Falling Creek, NC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
2 Bedroom $86,500 $70,000 $75,000-$100,000
3 Bedroom $166,000 $140,000 $150,000-$175,000
4 Bedroom $173,500 $140,000 $150,000-$175,000
5 Bedroom $264,000 $220,000 $250,000-$300,000

Choose the Best Falling Creek, NC Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 550-599 Credit Score $25 to 50,000 2 Pets, Smoker $50
Part Time Job Up to 499 Credit Score $25 to 50,000 1 Pet, Non-Smoker $410
Full Time Job 750-799 Credit Score >$150,000 No Pets, Non-Smoker $130

Choose the Right Deductible for your Falling Creek, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
North Carolina $400 $640 $1,040 $550 $950 $90
Lenoir County, NC $2,000 $470 $970 $400 $2,400 $-1,430
Falling Creek, NC $1,000 $470 $970 $390 $1,390 $-420
Albertson, NC $200 $410 $610 $340 $540 $70
Shine, NC $2,000 $450 $950 $380 $2,380 $-1,430
Mount Olive, NC $500 $380 $880 $320 $820 $60
Grimesland, NC $1,000 $590 $1,090 $480 $1,480 $-390
Elm City, NC $100 $350 $450 $300 $400 $50
Conetoe, NC $2,000 $400 $900 $340 $2,340 $-1,440
Clinton, NC $200 $460 $660 $400 $600 $60
Vann Crossroads, NC $2,000 $290 $790 $250 $2,250 $-1,460
Four Oaks, NC $300 $520 $820 $440 $740 $80
Benson, NC $2,000 $420 $920 $350 $2,350 $-1,430

Identify Top Home Insurance Agents near Falling Creek, NC | Back to Top

Home Insurance Company Falling Creek, NC Homeowners Insurance Agency Falling Creek, NC Address Popularity Score Distance from Falling Creek (miles)
Liberty Mutual Independent Conway & Co. Insurers 2914 N Herritage St, Kinston, NC, 28501
5.8
Travelers The Insurance Center 1320 Commerce Drive New Bern, New Bern, NC, 28562
35.2
Travelers Jake A Parrott Insurance Agency Inc 2508 North Herritage St, Kinston, NC, 28501
5.5
State Farm Philip Thomas 3024 Zebulon Rd, Rocky Mount, NC, 27804-2421
49.0
Nationwide Brian Jenkins Agency 113 Oleander Dr, Clayton, NC, 27527
48.2
Erie Barefoot Insurance Agency 102 S Railroad Street, Benson, NC, 27504
49.6
Allstate Tyson Wooten 2515 Airport Blvd Nw Ste F, Wilson, NC, 27896
36.9
State Farm Dyrke Maricle 13024 Us Hwy Bus 70w, Clayton, NC, 27520-2529
49.8
State Farm Jimmie Holmes 1407 E Ash Street, Goldsboro, NC, 27530-5201
18.4
Allstate Tom Medlin 324 N Brightleaf Blvd, Smithfield, NC, 27577
40.7

Compare Rates for Falling Creek, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $890 $630 $1,260 $630
Lenoir County, NC $96,100 $460 $320 $650 $330
Falling Creek, NC $115,300 $510 $340 $730 $390
Albertson, NC $80,800 $480 $320 $680 $360
Shine, NC $93,300 $470 $330 $660 $330
Mount Olive, NC $83,600 $460 $330 $640 $310
Grimesland, NC $154,800 $740 $530 $1,060 $530
Elm City, NC $85,300 $450 $330 $620 $290
Conetoe, NC $85,400 $380 $260 $520 $260
Clinton, NC $120,100 $490 $330 $670 $340
Vann Crossroads, NC $71,800 $300 $200 $420 $220
Four Oaks, NC $133,000 $550 $370 $790 $420
Benson, NC $111,300 $470 $310 $660 $350