Gavop's guide to buying homeowners insurance in Chenango, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Chenango, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Prentice Rd, Ellen St, Pembroke Dr, Fernwood Ln, Daniel Dr, Thistle Way, Bishop Rd, Lolita St, Co Rd 72, Oak Dr | $124,500 | $110,000 | $125,000-$150,000 | $75,000 | $70,000 | $50,000-$75,000 |
| Rozelle Rd, White St, Palmer St, Sundew Way, Banford Rd, Prentice Rd, Mitch Ave, Hill Rd, Upper Stella Ireland Rd, Quinn Rd | $156,500 | $140,000 | $175,000-$200,000 | $118,000 | $110,000 | $75,000-$100,000 |
| Sunset Way, Green Meadow Ln, Clearview Pl, Forest Hills Blvd, Van Etten Rd, Lake Ave, David Ave, Grant Rd, Smith Hill Rd, Oak Hill Rd | $154,000 | $140,000 | $150,000-$175,000 | $76,000 | $60,000 | $75,000-$100,000 |
| Kelly Rd, Mountainview Dr, Norman Rd, Riverview Rd, Mill Rd, Savitch Rd, Clark Ave, Hemlock Ln, Columbine Dr, Skyview Ln | $209,000 | $170,000 | $200,000-$250,000 | $131,500 | $120,000 | $150,000-$175,000 |
| Hoffman Dr, Stever Dr, Mathews Rd, Pine Dr, Puffer Dr, Hyde St, Co Rd 113, Keeler Ave, Kolb Rd, Hill St | $114,500 | $100,000 | $125,000-$150,000 | $124,000 | $110,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$52 | $531 |
| Home and Two Car | -$93 | $490 |
| Home and Three Car | -$134 | $449 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Broome County | $2,500 | $1,190 | $3,690 | $865 | $3,365 | $325 |
| Chenango, NY | $700 | $576 | $1,276 | $419 | $1,119 | $157 |
| Lanesboro, PA | $100 | $549 | $649 | $399 | $499 | $150 |
| Nichols, NY | $1,500 | $584 | $2,084 | $424 | $1,924 | $160 |
| Dryden, NY | $100 | $623 | $723 | $453 | $553 | $170 |
| Ararat, PA | $1,500 | $721 | $2,221 | $524 | $2,024 | $197 |
| Ulysses, NY | $100 | $780 | $880 | $567 | $667 | $213 |
| Fabius, NY | $2,000 | $619 | $2,619 | $450 | $2,450 | $169 |
| Wellsburg, NY | $100 | $585 | $685 | $425 | $525 | $160 |
| Hamilton, NY | $700 | $630 | $1,330 | $458 | $1,158 | $172 |
| Odessa, NY | $100 | $589 | $689 | $428 | $528 | $161 |
| Waverly, PA | $700 | $1,189 | $1,889 | $864 | $1,564 | $325 |
| Home Insurance Company Chenango, NY | Homeowners Insurance Agency Chenango, NY | Address | Popularity Score | Distance from Chenango (miles) |
|---|---|---|---|---|
| Erie | Hussar Insurance Agency Inc. | 178 Oakdale Road, Johnson City, NY, 13790 | 7.4 | |
| Allstate | Ernest Landers | 591 Conklin Rd, Binghamton, NY, 13903 | 8.2 | |
| Liberty Mutual Independent | Neighbors Insurance | 288 State Highway 7, Sidney, NY, 13838 | 26.9 | |
| State Farm | Frances Traficante | 138 Front St, Binghamton, NY, 13905-3197 | 8.0 | |
| Allstate | Adam J. Roux | 1250 Upper Front St, Binghamton, NY, 13901 | 4.1 | |
| Travelers | Kolcun Insurance Agency Inc | 144 N Jensen Rd , Vestal, NY, 13850 | 9.4 | |
| Travelers | Joseph P Gaetani | 32 W State St Ste 201, Binghamton, NY, 13901 | 7.3 | |
| Allstate | Michael Butler | 205 Clinton St, Binghamton, NY, 13905 | 7.7 | |
| State Farm | Diane Meeker | 4501 Vestal Pkwy E Ste 2, Vestal, NY, 13850-3534 | 8.9 | |
| Travelers | Rick Bongiorno Insurance | 1309 1/2 Monroe St, Endicott, NY, 13760 | 10.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $790 | $1,620 | $830 |
| Broome County, NY | $113,100 | $1,205 | $810 | $1,710 | $900 |
| Chenango, NY | $139,600 | $583 | $400 | $830 | $430 |
| Lanesboro, PA | $85,300 | $556 | $380 | $770 | $390 |
| Nichols, NY | $99,500 | $591 | $410 | $810 | $400 |
| Dryden, NY | $166,800 | $631 | $430 | $880 | $450 |
| Ararat, PA | $162,500 | $730 | $500 | $1,040 | $540 |
| Ulysses, NY | $206,200 | $789 | $530 | $1,100 | $570 |
| Fabius, NY | $140,000 | $627 | $460 | $860 | $400 |
| Wellsburg, NY | $81,200 | $592 | $430 | $820 | $390 |
| Hamilton, NY | $170,000 | $638 | $430 | $870 | $440 |
| Odessa, NY | $110,600 | $596 | $400 | $850 | $450 |
| Waverly, PA | $367,200 | $1,203 | $850 | $1,720 | $870 |