Gavop's guide to buying homeowners insurance in Nowata County, OK covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $29,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $77,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $87,500 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $103,500 | $90,000 | $100,000-$125,000 |
| 5 Bedroom | $274,000 | $230,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$152 | $650 |
| Superior Protection Discount | -$80 | $722 |
| Fire & Security Discount | -$56 | $746 |
| Hail Resistant Roof Discount | -$16 | $786 |
| Newly Constructed Home Discount | -$209 | $593 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Nowata County | $1,500 | $792 | $2,292 | $576 | $2,076 | $217 |
| Nowata County, OK | $2,500 | $792 | $3,292 | $576 | $3,076 | $217 |
| South Coffeyville, OK | $200 | $990 | $1,190 | $719 | $919 | $271 |
| Washington County, OK | $1,500 | $1,232 | $2,732 | $896 | $2,396 | $337 |
| Dewey, OK | $200 | $1,040 | $1,240 | $756 | $956 | $284 |
| Skiatook, OK | $400 | $1,040 | $1,440 | $756 | $1,156 | $284 |
| Tiawah, OK | $2,500 | $2,125 | $4,625 | $1,544 | $4,044 | $581 |
| Dotyville, OK | $400 | $1,646 | $2,046 | $1,196 | $1,596 | $450 |
| Sportsmen Acres, OK | $700 | $1,006 | $1,706 | $731 | $1,431 | $275 |
| Home Insurance Company Nowata County, OK | Homeowners Insurance Agency Nowata County, OK | Address | Popularity Score | Distance from Nowata County (miles) |
|---|---|---|---|---|
| Travelers | Tolson Agency Inc | 511 Kihekah Ave, Pawhuska, OK, 74056 | 41.3 | |
| Travelers | Tolson Agency Inc | 511 Kihekah Ave, Pawhuska, OK, 74056 | 41.3 | |
| Liberty Mutual Independent | Bomford Couch & Wilson | 12 E Central Ave, Miami, OK, 74354 | 41.3 | |
| State Farm | Stephen Garcille | 8165 E 31st St, Tulsa, OK, 74145-1712 | 48.6 | |
| Farmers | Kevin Davis | 4500 S Garnett Rd Ste 908, Tulsa, OK, 74146 | 49.5 | |
| Liberty Mutual Independent | Phoenix Insurance Inc | 316 S Shawnee Ave, Bartlesville, OK, 74003 | 20.1 | |
| Farmers | Brandon Lewis | 2448 Se Washington Blvd Ste C, Bartlesville, OK, 74006 | 18.6 | |
| State Farm | Doc Livingston | 815 N Osage Ave, Dewey, OK, 74029-1621 | 17.9 | |
| State Farm | Elizabeth Gallery | 2232 Se Wash Blvd Ste 201, Bartlesville, OK, 74006-7142 | 15.6 | |
| Farmers | B.R. Ritzhaupt | 512 S Boston Ave, Tulsa, OK, 74103 | 48.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,070 | $2,110 | $1,040 |
| Nowata County, OK | $81,600 | $802 | $570 | $1,110 | $540 |
| Nowata County, OK | $81,600 | $802 | $590 | $1,110 | $520 |
| South Coffeyville, OK | $67,400 | $1,002 | $680 | $1,420 | $740 |
| Washington County, OK | $112,600 | $1,247 | $900 | $1,770 | $870 |
| Dewey, OK | $73,100 | $1,053 | $730 | $1,510 | $780 |
| Skiatook, OK | $124,700 | $1,053 | $730 | $1,440 | $710 |
| Tiawah, OK | $227,800 | $2,151 | $1,550 | $3,080 | $1,530 |
| Dotyville, OK | $150,000 | $1,666 | $1,200 | $2,300 | $1,100 |
| Sportsmen Acres, OK | $69,200 | $1,018 | $730 | $1,440 | $710 |