Gavop shows you how to buy homeowners insurance in Upper Allen, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $57,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $130,500 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $183,500 | $160,000 | $200,000-$250,000 |
| 4 Bedroom | $357,500 | $320,000 | $350,000-$400,000 |
| 5 Bedroom | $384,500 | $350,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $553 |
| Superior Protection Discount | -$67 | $607 |
| Fire & Security Discount | -$61 | $614 |
| Hail Resistant Roof Discount | -$20 | $654 |
| Newly Constructed Home Discount | -$196 | $479 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cumberland County | $2,000 | $755 | $2,755 | $549 | $2,549 | $206 |
| Upper Allen, PA | $2,500 | $666 | $3,166 | $484 | $2,984 | $182 |
| Shiloh, PA | $300 | $687 | $987 | $499 | $799 | $188 |
| Springettsbury, PA | $1,500 | $674 | $2,174 | $489 | $1,989 | $184 |
| Yoe, PA | $500 | $634 | $1,134 | $461 | $961 | $173 |
| Quentin, PA | $700 | $695 | $1,395 | $505 | $1,205 | $190 |
| Glen Rock, PA | $500 | $731 | $1,231 | $531 | $1,031 | $200 |
| Winterstown, PA | $2,000 | $728 | $2,728 | $529 | $2,529 | $199 |
| Hubley, PA | $400 | $644 | $1,044 | $468 | $868 | $176 |
| Tulpehocken, PA | $1,500 | $786 | $2,286 | $572 | $2,072 | $215 |
| East Cocalico, PA | $400 | $649 | $1,049 | $472 | $872 | $177 |
| Siglerville, PA | $1,000 | $667 | $1,667 | $485 | $1,485 | $182 |
| Home Insurance Company Upper Allen, PA | Homeowners Insurance Agency Upper Allen, PA | Address | Popularity Score | Distance from Upper Allen (miles) |
|---|---|---|---|---|
| Travelers | The Glatfelter Agency | 221 W Philadelphia St 4th Fl, York, PA, 17401 | 20.0 | |
| Travelers | Alltypes Insurance & Financial Services Inc | 35 E State St, Quarryville, PA, 17566 | 47.6 | |
| Erie | Fetrow Insurance Associates Llc | 5299 E Trindle Rd , Mechanicsburg, PA, 17050 | 2.7 | |
| Travelers | Reilly Insurance Llc | 3030 Gettysburg Rd, Camp Hill, PA, 17011 | 4.4 | |
| State Farm | Amy Clement | 362 Hershey Road, Elizabethtown, PA, 17022-9795 | 20.1 | |
| Travelers | Lauer-Mann Insurance Agency Inc | 39 Old Farm Ln, Shrewsbury, PA, 17361 | 33.6 | |
| State Farm | Tim Wagner | 127 E Main St, Palmyra, PA, 17078-1730 | 22.4 | |
| Farmers | Deron Scheidler | 5000 Ritter Rd Ste 202, Mechanicsburg, PA, 17055 | 2.2 | |
| Erie | Strock Insurance | 34 W Penn Avenue, Cleona, PA, 17042 | 28.9 | |
| Nationwide | Adamik Insurance Agency Inc | 5356a Baltimore Pike, Littlestown, PA, 17340-9709 | 30.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,030 | $490 |
| Cumberland County, PA | $194,100 | $764 | $510 | $1,090 | $580 |
| Upper Allen, PA | $201,900 | $675 | $460 | $920 | $460 |
| Shiloh, PA | $172,000 | $696 | $490 | $990 | $500 |
| Springettsbury, PA | $164,200 | $682 | $480 | $970 | $490 |
| Yoe, PA | $120,100 | $642 | $440 | $920 | $480 |
| Quentin, PA | $148,600 | $703 | $500 | $990 | $490 |
| Glen Rock, PA | $167,900 | $740 | $500 | $1,050 | $550 |
| Winterstown, PA | $166,100 | $737 | $540 | $1,050 | $510 |
| Hubley, PA | $124,400 | $652 | $480 | $930 | $450 |
| Tulpehocken, PA | $198,400 | $796 | $540 | $1,090 | $550 |
| East Cocalico, PA | $190,600 | $657 | $480 | $940 | $460 |
| Siglerville, PA | $135,000 | $675 | $490 | $950 | $460 |