Gavop shows you how to buy homeowners insurance in Klamath County, OR by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Klamath County, OR - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Silva Ln, Bobwhite Dr, Walla Walla Rd, Walker St, Angle St, Falvey Rd, Knollcrest Rd, Carrol St, Sue Dr, 3rd St | $192,500 | $170,000 | $200,000-$250,000 | $122,000 | $110,000 | $125,000-$150,000 |
| Cheyne Ave, Vista Way, Stukel St, Michigan Ave, Yaney Rd, Commercial St, Muttonchop St, Daggett Ave, Big Springs Dr, Lavey St | $220,000 | $200,000 | $250,000-$300,000 | $141,000 | $130,000 | $100,000-$125,000 |
| Moccasin Ln, Primrose Ln, Fremont Hwy, Kamlow Ln, Checkrein Ln, Dixon Rd, Eberlein Ave, Lowder Rd, S Malin Rd, Chiloquin Ridge Rd | $153,000 | $130,000 | $150,000-$175,000 | $133,500 | $120,000 | $125,000-$150,000 |
| Sprague River Dr, Mitchell St, Quail Park Cir, Buesing Rd, Falcon Heights School Rd, Thrush Ln, Godowa Springs Rd, Crescent Cut Off Rd, Annie Ct, Buckmaster St | $170,500 | $140,000 | $125,000-$150,000 | $141,500 | $130,000 | $125,000-$150,000 |
| Mack Ave, Apaws Ct, Stebbins Ave, N 8th St, Sun Mountain Rd, Kincheloe Ave, Bear Valley Rd, Doran Dr, Lakeland Rd, Rainbow Cir | $164,000 | $150,000 | $125,000-$150,000 | $111,000 | $100,000 | $100,000-$125,000 |
| Rosicky Ave, Chocktoot St, Worden Ave, Piney Ct, Newman Pl, Holly Ave, Jennifer Ln, Polar Bear Ln, N 5th St, Longacre Ln | $235,500 | $190,000 | $250,000-$300,000 | $113,000 | $100,000 | $125,000-$150,000 |
| Esplanade Ave, E Forbes Rd, N Carroll St, Golden Meadow Rd, Johns Ave, Township Rd, Vale Rd, Lawanda Dr, Margi Way, Orchard Ave | $138,000 | $130,000 | $125,000-$150,000 | $130,500 | $120,000 | $125,000-$150,000 |
| Freemont Rd, Maidu Ct, Horned Lark Dr, Old Alturas Hwy, Spruce Dr, Harriette Dr, McCormick Rd, Harrier Dr, Co Hwy 671, Cottage Ave | $145,000 | $120,000 | $125,000-$150,000 | $185,000 | $160,000 | $175,000-$200,000 |
| Johnson Ave, Arthur St, Hart Ct, Mohawk Dr, Emerald St, Ponoka Ln, Reiling Rd, Jacks Way, Co Hwy 630, Motz Rd | $177,000 | $150,000 | $125,000-$150,000 | $154,500 | $140,000 | $175,000-$200,000 |
| Cresent Crk Loop, Yellowjacket Spring Rd, Cedar St, Griffith Ln, Vandenberg Rd, Yak Ln, Sportland Dr, California Ave, 7th St, Elm Ave | $152,000 | $140,000 | $150,000-$175,000 | $120,500 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $607 |
| Superior Protection Discount | -$66 | $665 |
| Fire & Security Discount | -$58 | $672 |
| Hail Resistant Roof Discount | -$22 | $709 |
| Newly Constructed Home Discount | -$212 | $519 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Klamath County | $700 | $722 | $1,422 | $525 | $1,225 | $197 |
| Klamath County, OR | $1,500 | $722 | $2,222 | $525 | $2,025 | $197 |
| Yonna Valley-Poe Valley, OR | $400 | $549 | $949 | $399 | $799 | $150 |
| Klamath Falls, OR | $2,500 | $728 | $3,228 | $529 | $3,029 | $199 |
| Keno, OR | $400 | $563 | $963 | $409 | $809 | $154 |
| Altamont, OR | $700 | $692 | $1,392 | $503 | $1,203 | $189 |
| Bonanza, OR | $500 | $422 | $922 | $307 | $807 | $115 |
| Crescent Lake, OR | $1,500 | $541 | $2,041 | $393 | $1,893 | $148 |
| Prospect, OR | $500 | $510 | $1,010 | $370 | $870 | $139 |
| Merrill, OR | $700 | $558 | $1,258 | $406 | $1,106 | $153 |
| Summer Lake, OR | $400 | $403 | $803 | $293 | $693 | $110 |
| Butte Falls, OR | $2,000 | $476 | $2,476 | $346 | $2,346 | $130 |
| Home Insurance Company Klamath County, OR | Homeowners Insurance Agency Klamath County, OR | Address | Popularity Score | Distance from Klamath County (miles) |
|---|---|---|---|---|
| Farmers | Sharleen Hutchison | 1891 Avalon St Ste B, Klamath Falls, OR, 97603 | 33.1 | |
| Liberty Mutual Independent | Webb Wilson Insurance Agency | 1889 Austin St, Klamath Falls, OR, 97603 | 33.1 | |
| State Farm | Jeff Young | 1829 Austin St, Klamath Falls, OR, 97603-4677 | 33.0 | |
| State Farm | Phill Kensler | 1307 S Alameda Ave Ste 1, Klamath Falls, OR, 97603-3601 | 32.6 | |
| Travelers | Great Basin Insurance | 826 Main St, Klamath Falls, OR, 97601 | 32.3 | |
| Farmers | Melissa Dreyer | 3820 Shasta Way, Klamath Falls, OR, 97603 | 32.8 | |
| State Farm | Chris Watkins | 4729 S 6th St, Klamath Falls, OR, 97603-4958 | 33.2 | |
| Travelers | Great Basin Insurance | 826 Main St, Klamath Falls, OR, 97601 | 32.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oregon | $265,700 | $661 | $460 | $910 | $450 |
| Klamath County, OR | $156,900 | $731 | $530 | $1,000 | $470 |
| Klamath County, OR | $156,900 | $731 | $530 | $1,020 | $490 |
| Yonna Valley-Poe Valley, OR | $175,300 | $556 | $410 | $790 | $380 |
| Klamath Falls, OR | $153,800 | $737 | $510 | $1,020 | $510 |
| Keno, OR | $186,400 | $570 | $400 | $810 | $410 |
| Altamont, OR | $136,200 | $701 | $480 | $960 | $480 |
| Bonanza, OR | $97,500 | $427 | $300 | $580 | $280 |
| Crescent Lake, OR | $169,700 | $548 | $400 | $760 | $360 |
| Prospect, OR | $147,200 | $516 | $350 | $710 | $360 |
| Merrill, OR | $182,900 | $565 | $380 | $770 | $390 |
| Summer Lake, OR | $88,800 | $408 | $270 | $560 | $290 |
| Butte Falls, OR | $125,900 | $482 | $330 | $670 | $340 |