Gavop's guide to buying homeowners insurance in Micco, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Micco, FL - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Barefoot Cir, Indigo Dr, Cedar Bark Rd, Hawthorne Cir NE, Macadamia Dr, Rose Ave, Palm Ave S, Overlook Dr, Bougainvillea Cir, Bannock St | $68,000 | $60,000 | $50,000-$75,000 | $80,500 | $70,000 | $50,000-$75,000 |
| Seagull Dr, Love Ct, 15th St, Myrtle Dr, Celestial Dr, Akee Dr, Heather Ln, Royal Palm Dr, Waterway Dr, W Oriole Cir | $102,500 | $90,000 | $100,000-$125,000 | $88,500 | $80,000 | $75,000-$100,000 |
| Lisle Hope Rd, Sailfish Ct, Plover Dr, Garretts Rd, Puffin Dr, Cooke Ave, Lilac Dr, Pecan Cir SE, Parker Ln, Sapodilla Dr | $88,500 | $80,000 | $75,000-$100,000 | $153,000 | $130,000 | $150,000-$175,000 |
| Mc Broom St, 14th St, Oleander Cir, Fleming Grant Rd, Barefoot Blvd, Amaryllis Dr, Pompano Ct, Holly St, Sabal Palm Ln, Fooshe Ave | $64,500 | $60,000 | $50,000-$75,000 | $61,000 | $50,000 | $25,000-$50,000 |
| Babcock St, Lindsay Rd, Longan Dr, E Oleander Cir, Tequesta Dr, Sebastian Rd, Osprey Dr, 11th St, Hibiscus Ave, Amandas Ave | $71,000 | $70,000 | $75,000-$100,000 | $111,500 | $100,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$71 | $713 |
| Home and Two Car | -$125 | $658 |
| Home and Three Car | -$180 | $603 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Brevard County | $2,500 | $1,331 | $3,831 | $967 | $3,467 | $364 |
| Micco, FL | $1,000 | $774 | $1,774 | $563 | $1,563 | $212 |
| Windsor, FL | $200 | $1,217 | $1,417 | $884 | $1,084 | $333 |
| Palm Bay, FL | $1,500 | $1,109 | $2,609 | $806 | $2,306 | $303 |
| West Melbourne, FL | $100 | $1,664 | $1,764 | $1,209 | $1,309 | $455 |
| Indian Harbour Beach, FL | $2,500 | $1,099 | $3,599 | $799 | $3,299 | $300 |
| White City, FL | $300 | $1,526 | $1,826 | $1,109 | $1,409 | $417 |
| Cocoa-Rockledge, FL | $700 | $1,474 | $2,174 | $1,071 | $1,771 | $403 |
| Port St. Lucie, FL | $300 | $990 | $1,290 | $719 | $1,019 | $270 |
| Hutchinson Island, FL | $700 | $1,081 | $1,781 | $786 | $1,486 | $295 |
| Cypress Quarters, FL | $100 | $907 | $1,007 | $659 | $759 | $248 |
| Palm City, FL | $2,000 | $922 | $2,922 | $670 | $2,670 | $252 |
| Home Insurance Company Micco, FL | Homeowners Insurance Agency Micco, FL | Address | Popularity Score | Distance from Micco (miles) |
|---|---|---|---|---|
| Travelers | Rick Carroll Insurance | 2160 Ne Dixie Hwy, Jensen Beach, FL, 34957 | 47.1 | |
| Allstate | Ladd Aliff | 3720 20th St, Vero Beach, FL, 32960 | 16.0 | |
| State Farm | Lois Kennedy | 1676 Us Highway 1, Sebastian, FL, 32958-1604 | 3.0 | |
| Travelers | Livings Insurance | 2646 Sw Mapp Rd Ste 101, Palm City, FL, 34990 | 49.4 | |
| Travelers | Professional Insurance Advisors Llc | 1875 43rd Ave, Vero Beach, FL, 32960 | 16.0 | |
| Liberty Mutual Independent | Mccall Agency Inc. | 1120 20th Pl, Vero Beach, FL, 32960 | 16.6 | |
| Allstate | Patrick Richmond | 3450 Bayside Lake Blvd Se, Palm Bay, FL, 32909 | 11.0 | |
| Allstate | Buyers Advantage | 705 Sebastian Blvd Ste F, Sebastian, FL, 32958 | 4.7 | |
| Allstate | Randall Hennis | 880 S Apollo Blvd, Melbourne, FL, 32901 | 17.6 | |
| Allstate | Monty Mccart | 820 Palm Bay Rd Ne Ste 111, Palm Bay, FL, 32905 | 14.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Brevard County, FL | $162,400 | $1,347 | $1,050 | $1,810 | $760 |
| Micco, FL | $79,000 | $784 | $610 | $1,050 | $440 |
| Windsor, FL | $2,000,001 | $1,231 | $960 | $1,650 | $690 |
| Palm Bay, FL | $119,200 | $1,123 | $880 | $1,500 | $620 |
| West Melbourne, FL | $190,600 | $1,684 | $1,310 | $2,260 | $950 |
| Indian Harbour Beach, FL | $246,000 | $1,112 | $870 | $1,490 | $620 |
| White City, FL | $169,600 | $1,545 | $1,210 | $2,070 | $860 |
| Cocoa-Rockledge, FL | $161,600 | $1,492 | $1,160 | $2,000 | $840 |
| Port St. Lucie, FL | $162,700 | $1,002 | $780 | $1,340 | $560 |
| Hutchinson Island, FL | $240,800 | $1,094 | $850 | $1,470 | $620 |
| Cypress Quarters, FL | $76,700 | $918 | $720 | $1,230 | $510 |
| Palm City, FL | $306,000 | $933 | $730 | $1,250 | $520 |