Gavop tells you how to get the best homeowners insurance in Riverside County, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Riverside County, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Overton Dr, Savannah Dr, Painted Hill Rd, Greenlee Way, Castle Peak Dr, Garden Home Ct, Cll Pablo Neruda, Laredo Ln, American Ave, Toscana | $317,500 | $270,000 | $300,000-$350,000 | $270,000 | $220,000 | $250,000-$300,000 |
| Goldenwood St, Tiller Ln, Biltmore Dr, Villa Scencero, Fawn Ridge Ct, Cortland St, Mission Dr W, Bodell Rd, Virginia Ave, Barrel Cactus Rd | $293,000 | $260,000 | $300,000-$350,000 | $228,500 | $200,000 | $200,000-$250,000 |
| Shanna Carle Dr, Midnight Sun Dr, Ave Arconte, Brilliance Ln, Tahoe Ct, N 2nd St, Heather Way, Pso Laredo N, Tam O'Shanter Plz, Arab Ln | $236,000 | $220,000 | $200,000-$250,000 | $133,500 | $120,000 | $100,000-$125,000 |
| Amsterdam Dr, Dusk Ct, Meridian Ave, Beeja Ct, Corte Salinas, Hanoverian Dr, Kentwood Dr, Cook Cir, Grey Wolf Way, Candelaria Ln | $185,500 | $160,000 | $175,000-$200,000 | $141,500 | $120,000 | $125,000-$150,000 |
| Ravenna Ln, Carson Ave, Mango Way, Don Dr, E Benton Rd, Wallace Ct, Akron St, Rio Linda Rd, Hopi Cir, Valencia Ave | $236,500 | $200,000 | $250,000-$300,000 | $119,000 | $110,000 | $100,000-$125,000 |
| E San Jacinto Ave, Brenda Ln, Jonah Way, Kachina Dr, Aucilla Ct, Via Pamilla, Capay Bay Ct, Scenic View Rd, Olive Dr, Ashmill Ct | $465,500 | $410,000 | $500,000-$600,000 | $243,000 | $220,000 | $200,000-$250,000 |
| Exeter Ave, Shaquile St, Azure Hills Ln, Shamrock St, Highland Palms Dr, Marathon Pl, Pyramid Lake Ct, Valleywood St, Sprucewood Ln, Crispin Dr | $264,000 | $210,000 | $250,000-$300,000 | $213,000 | $170,000 | $200,000-$250,000 |
| Coral Rock Ln, Honey Creek Ave, Stonemont Dr, N Burton Way, Montoya Dr, Sing Rd, Brookline Ave, Windhaven Way, Corte Chanate, N Forest Oaks Dr | $183,500 | $170,000 | $150,000-$175,000 | $177,000 | $150,000 | $175,000-$200,000 |
| N Lowell St, Ashwood Ct, Buckeye Ln, Valley Rd, Calico Trl, Discovery Dr, Lakepointe Dr, Matthews Rd, Vista Dr, Bridgette Way | $380,000 | $360,000 | $300,000-$350,000 | $184,500 | $170,000 | $200,000-$250,000 |
| Ave del Diablo, Friendship Dr, Seminole Pass, Rocky Rd, Cloudcrest Way, Rose Ridge Dr, Hollyberry Ln, Las Barrancas, Wren Dr, Napa Ln | $309,000 | $250,000 | $350,000-$400,000 | $223,000 | $200,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$150 | $639 |
| Superior Protection Discount | -$71 | $718 |
| Fire & Security Discount | -$63 | $726 |
| Hail Resistant Roof Discount | -$16 | $773 |
| Newly Constructed Home Discount | -$229 | $560 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Riverside County | $2,500 | $779 | $3,279 | $566 | $3,066 | $213 |
| Riverside County, CA | $700 | $779 | $1,479 | $566 | $1,266 | $213 |
| Indio Hills, CA | $300 | $637 | $937 | $463 | $763 | $174 |
| Indian Wells, CA | $2,000 | $1,034 | $3,034 | $751 | $2,751 | $283 |
| Palm Desert, CA | $500 | $830 | $1,330 | $603 | $1,103 | $227 |
| Rancho Mirage, CA | $1,000 | $1,049 | $2,049 | $762 | $1,762 | $287 |
| Twentynine Palms, CA | $100 | $1,052 | $1,152 | $764 | $864 | $287 |
| Desert Hot Springs, CA | $2,500 | $1,309 | $3,809 | $951 | $3,451 | $358 |
| Joshua Tree, CA | $100 | $1,034 | $1,134 | $751 | $851 | $283 |
| Chuckwalla Valley, CA | $1,000 | $1,034 | $2,034 | $751 | $1,751 | $283 |
| Calipatria-Westmorland, CA | $200 | $501 | $701 | $364 | $564 | $137 |
| West Imperial, CA | $1,000 | $490 | $1,490 | $356 | $1,356 | $134 |
| Home Insurance Company Riverside County, CA | Homeowners Insurance Agency Riverside County, CA | Address | Popularity Score | Distance from Riverside County (miles) |
|---|---|---|---|---|
| Travelers | Palm Valley Insurance Services Inc | 47040 Washington St Ste 3202, La Quinta, CA, 92253 | 16.4 | |
| State Farm | John Ford | 79440 Corporate Ctr Dr Ste 104, La Quinta, CA, 92253-7243 | 16.4 | |
| Farmers | Gary Donovan | 68828 Ramon Rd Ste A, Cathedral City, CA, 92234 | 27.1 | |
| State Farm | Bob Dunn | 7248 Joshua Lane, Yucca Valley, CA, 92284-2923 | 35.9 | |
| State Farm | Phil Goodge | 67555 E Palm Canyon Dr, Cathedral City, CA, 92234 | 28.0 | |
| Farmers | Christina Gutierrez | 47060 Washington St Ste 5202, La Quinta, CA, 92253 | 16.9 | |
| Allstate | Loni Kallay | 40100 Washington St Ste 135, Bermuda Dunes, CA, 92203 | 17.4 | |
| State Farm | Guillermo Molina | 82900 Avenue 42 Ste G110, Indio, CA, 92203-9664 | 12.5 | |
| Allstate | Raleigh Bernard Strader Iii | 57353 29 Palms Hwy Ste C, Yucca Valley, CA, 92284 | 36.0 | |
| Liberty Mutual Independent | Weingarten & Hough | 610 S Belardo Road 300, Palm Springs, CA, 92264 | 31.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Riverside County, CA | $304,500 | $789 | $580 | $1,070 | $490 |
| Riverside County, CA | $304,500 | $789 | $580 | $1,070 | $490 |
| Indio Hills, CA | $195,000 | $645 | $480 | $880 | $400 |
| Indian Wells, CA | $680,000 | $1,046 | $770 | $1,420 | $650 |
| Palm Desert, CA | $328,300 | $840 | $620 | $1,140 | $520 |
| Rancho Mirage, CA | $483,100 | $1,061 | $790 | $1,440 | $650 |
| Twentynine Palms, CA | $120,900 | $1,065 | $790 | $1,450 | $660 |
| Desert Hot Springs, CA | $135,000 | $1,325 | $980 | $1,800 | $820 |
| Joshua Tree, CA | $118,700 | $1,046 | $770 | $1,420 | $650 |
| Chuckwalla Valley, CA | $82,300 | $1,046 | $770 | $1,420 | $650 |
| Calipatria-Westmorland, CA | $101,900 | $507 | $380 | $690 | $310 |
| West Imperial, CA | $95,900 | $496 | $370 | $670 | $300 |