Gavop shows you how to buy homeowners insurance in Kaufman, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $60,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $106,500 | $100,000 | $75,000-$100,000 |
| 3 Bedroom | $144,500 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $196,000 | $170,000 | $200,000-$250,000 |
| 5 Bedroom | $394,000 | $350,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$188 | $800 |
| Superior Protection Discount | -$99 | $889 |
| Fire & Security Discount | -$99 | $889 |
| Hail Resistant Roof Discount | -$20 | $968 |
| Newly Constructed Home Discount | -$198 | $790 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kaufman County | $700 | $1,374 | $2,074 | $999 | $1,699 | $376 |
| Kaufman, TX | $2,000 | $976 | $2,976 | $709 | $2,709 | $267 |
| Tool, TX | $400 | $1,483 | $1,883 | $1,078 | $1,478 | $405 |
| Lancaster, TX | $400 | $1,389 | $1,789 | $1,009 | $1,409 | $380 |
| Waxahachie, TX | $2,000 | $1,396 | $3,396 | $1,014 | $3,014 | $381 |
| Northwest Rockwall, TX | $300 | $1,499 | $1,799 | $1,089 | $1,389 | $410 |
| Murchison, TX | $1,500 | $1,403 | $2,903 | $1,020 | $2,520 | $383 |
| Richardson, TX | $300 | $1,262 | $1,562 | $917 | $1,217 | $345 |
| Milford, TX | $2,500 | $1,375 | $3,875 | $999 | $3,499 | $376 |
| Princeton, TX | $200 | $971 | $1,171 | $706 | $906 | $265 |
| Lowry Crossing, TX | $700 | $1,812 | $2,512 | $1,317 | $2,017 | $495 |
| Home Insurance Company Kaufman, TX | Homeowners Insurance Agency Kaufman, TX | Address | Popularity Score | Distance from Kaufman (miles) |
|---|---|---|---|---|
| State Farm | Rob Braun | 9601 White Rock Trl Ste 214, Dallas, TX, 75238-2558 | 37.4 | |
| Farmers | Christopher Fisher | 1320 Greenway Dr Ste 755, Irving, TX, 75038 | 48.6 | |
| Farmers | Rebecca Dillow | 1903 N Highway 78 Ste B, Wylie, TX, 75098 | 39.6 | |
| Liberty Mutual Independent | Swingle Collins & Associates | 13760 Noel Rd Ste 600, Dallas, TX, 75240 | 43.8 | |
| Allstate | Jim Kirk | 107 N Cedar Ridge Dr Ste 134, Duncanville, TX, 75116 | 38.9 | |
| State Farm | Dwight Hill | 4315 W Lovers Ln, Dallas, TX, 75209-2803 | 40.7 | |
| State Farm | Roxy Brown | 12640 E Northwest Hwy Ste 410, Dallas, TX, 75228-8091 | 34.2 | |
| Travelers | Tinius & Associates Llc | 4144 N Central Expy Ste 340, Dallas, TX, 75204 | 37.1 | |
| State Farm | Steve Barnes | 4403 N Central Expy Ste 100, Dallas, TX, 75205-4251 | 37.2 | |
| State Farm | Samantha Nguyen-Le | 3415 S Collins St Ste 107, Arlington, TX, 76014-3263 | 49.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Kaufman County, TX | $154,000 | $1,391 | $920 | $2,140 | $1,220 |
| Kaufman, TX | $113,800 | $988 | $650 | $1,520 | $870 |
| Tool, TX | $96,000 | $1,501 | $990 | $2,310 | $1,320 |
| Lancaster, TX | $109,800 | $1,406 | $930 | $2,160 | $1,230 |
| Waxahachie, TX | $163,800 | $1,413 | $930 | $2,180 | $1,250 |
| Northwest Rockwall, TX | $227,900 | $1,517 | $1,000 | $2,340 | $1,340 |
| Murchison, TX | $80,000 | $1,420 | $940 | $2,190 | $1,250 |
| Richardson, TX | $226,100 | $1,277 | $840 | $1,970 | $1,130 |
| Milford, TX | $74,900 | $1,392 | $920 | $2,140 | $1,220 |
| Princeton, TX | $156,300 | $983 | $650 | $1,510 | $860 |
| Lowry Crossing, TX | $200,200 | $1,834 | $1,210 | $2,820 | $1,610 |