How Can I Make My Morgantown, WV Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Morgantown, WV by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Morgantown, WV Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $68,500 $60,000 $50,000-$75,000
2 Bedroom $140,500 $110,000 $100,000-$125,000
3 Bedroom $202,500 $190,000 $175,000-$200,000
4 Bedroom $299,500 $250,000 $350,000-$400,000
5 Bedroom $364,500 $320,000 $350,000-$400,000

Estimate your Savings with Home Insurance Discounts in Morgantown, WV | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$145 $616
Superior Protection Discount -$76 $685
Fire & Security Discount -$53 $708
Hail Resistant Roof Discount -$15 $746
Newly Constructed Home Discount -$175 $586

Choose the Right Deductible for your Morgantown, WV Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Monongalia County $1,000 $860 $1,860 $625 $1,625 $235
Morgantown, WV $700 $752 $1,452 $546 $1,246 $205
Brookhaven, WV $300 $778 $1,078 $566 $866 $213
South Uniontown, PA $1,500 $618 $2,118 $449 $1,949 $169
East Uniontown, PA $500 $543 $1,043 $395 $895 $149
Southern, WV $1,500 $674 $2,174 $489 $1,989 $184
Fairfax, WV $400 $663 $1,063 $482 $882 $181
Elk Lick, PA $2,500 $598 $3,098 $434 $2,934 $163
Triadelphia, WV $300 $524 $824 $381 $681 $143
New Centerville, PA $2,500 $563 $3,063 $409 $2,909 $154
Chartiers, PA $300 $676 $976 $491 $791 $185
Ohio County, WV $700 $701 $1,401 $509 $1,209 $191

Identify Top Home Insurance Agents near Morgantown, WV | Back to Top

Home Insurance Company Morgantown, WV Homeowners Insurance Agency Morgantown, WV Address Popularity Score Distance from Morgantown (miles)
Erie Insurance Centers Inc. 102 Venture Suite # 5, Morgantown, WV, 26508
2.6
Allstate Duane White 1756 Mileground Rd Ste C, Morgantown, WV, 26505
1.3
State Farm John Duty 2000 White Willow Way, Morgantown, WV, 26505-6105
1.2
State Farm Lori Vance 5010 Mid Atlantic Dr, Morgantown, WV, 26508-4290
3.0
Erie Goff Insurance Services 3280 University Avenue Suite 4, Morgantown, WV, 26505
2.1
State Farm Rosalyn Rhodes 300 Jefferson Ave, Moundsville, WV, 26041-1640
46.7
State Farm Parker Hall 1000 Parkway Dr, Morgantown, WV, 26501-7178
2.0
State Farm John Christie 3130 Collins Ferry Rd, Morgantown, WV, 26505-3305
1.8
State Farm Bob Burdette 1189 Pineview Dr Ste G1, Morgantown, WV, 26505-2780
1.5
State Farm Dave Michael 548 Beechurst Ave, Morgantown, WV, 26505-4907
0.8

Compare Rates for Morgantown, WV Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
West Virginia $111,600 $721 $500 $990 $490
Monongalia County, WV $178,200 $870 $600 $1,230 $630
Morgantown, WV $182,500 $761 $550 $1,080 $530
Brookhaven, WV $197,400 $788 $580 $1,090 $510
South Uniontown, PA $112,500 $625 $440 $860 $420
East Uniontown, PA $82,900 $550 $380 $780 $400
Southern, WV $115,400 $682 $480 $970 $490
Fairfax, WV $96,200 $671 $460 $950 $490
Elk Lick, PA $104,100 $605 $410 $850 $440
Triadelphia, WV $60,000 $530 $360 $750 $390
New Centerville, PA $90,600 $570 $410 $780 $370
Chartiers, PA $165,900 $684 $460 $940 $480
Ohio County, WV $114,800 $709 $480 $1,000 $520