Gavop tells you how to get the best homeowners insurance in Morgantown, WV by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $68,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $140,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $202,500 | $190,000 | $175,000-$200,000 |
| 4 Bedroom | $299,500 | $250,000 | $350,000-$400,000 |
| 5 Bedroom | $364,500 | $320,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$145 | $616 |
| Superior Protection Discount | -$76 | $685 |
| Fire & Security Discount | -$53 | $708 |
| Hail Resistant Roof Discount | -$15 | $746 |
| Newly Constructed Home Discount | -$175 | $586 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Monongalia County | $1,000 | $860 | $1,860 | $625 | $1,625 | $235 |
| Morgantown, WV | $700 | $752 | $1,452 | $546 | $1,246 | $205 |
| Brookhaven, WV | $300 | $778 | $1,078 | $566 | $866 | $213 |
| South Uniontown, PA | $1,500 | $618 | $2,118 | $449 | $1,949 | $169 |
| East Uniontown, PA | $500 | $543 | $1,043 | $395 | $895 | $149 |
| Southern, WV | $1,500 | $674 | $2,174 | $489 | $1,989 | $184 |
| Fairfax, WV | $400 | $663 | $1,063 | $482 | $882 | $181 |
| Elk Lick, PA | $2,500 | $598 | $3,098 | $434 | $2,934 | $163 |
| Triadelphia, WV | $300 | $524 | $824 | $381 | $681 | $143 |
| New Centerville, PA | $2,500 | $563 | $3,063 | $409 | $2,909 | $154 |
| Chartiers, PA | $300 | $676 | $976 | $491 | $791 | $185 |
| Ohio County, WV | $700 | $701 | $1,401 | $509 | $1,209 | $191 |
| Home Insurance Company Morgantown, WV | Homeowners Insurance Agency Morgantown, WV | Address | Popularity Score | Distance from Morgantown (miles) |
|---|---|---|---|---|
| Erie | Insurance Centers Inc. | 102 Venture Suite # 5, Morgantown, WV, 26508 | 2.6 | |
| Allstate | Duane White | 1756 Mileground Rd Ste C, Morgantown, WV, 26505 | 1.3 | |
| State Farm | John Duty | 2000 White Willow Way, Morgantown, WV, 26505-6105 | 1.2 | |
| State Farm | Lori Vance | 5010 Mid Atlantic Dr, Morgantown, WV, 26508-4290 | 3.0 | |
| Erie | Goff Insurance Services | 3280 University Avenue Suite 4, Morgantown, WV, 26505 | 2.1 | |
| State Farm | Rosalyn Rhodes | 300 Jefferson Ave, Moundsville, WV, 26041-1640 | 46.7 | |
| State Farm | Parker Hall | 1000 Parkway Dr, Morgantown, WV, 26501-7178 | 2.0 | |
| State Farm | John Christie | 3130 Collins Ferry Rd, Morgantown, WV, 26505-3305 | 1.8 | |
| State Farm | Bob Burdette | 1189 Pineview Dr Ste G1, Morgantown, WV, 26505-2780 | 1.5 | |
| State Farm | Dave Michael | 548 Beechurst Ave, Morgantown, WV, 26505-4907 | 0.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $500 | $990 | $490 |
| Monongalia County, WV | $178,200 | $870 | $600 | $1,230 | $630 |
| Morgantown, WV | $182,500 | $761 | $550 | $1,080 | $530 |
| Brookhaven, WV | $197,400 | $788 | $580 | $1,090 | $510 |
| South Uniontown, PA | $112,500 | $625 | $440 | $860 | $420 |
| East Uniontown, PA | $82,900 | $550 | $380 | $780 | $400 |
| Southern, WV | $115,400 | $682 | $480 | $970 | $490 |
| Fairfax, WV | $96,200 | $671 | $460 | $950 | $490 |
| Elk Lick, PA | $104,100 | $605 | $410 | $850 | $440 |
| Triadelphia, WV | $60,000 | $530 | $360 | $750 | $390 |
| New Centerville, PA | $90,600 | $570 | $410 | $780 | $370 |
| Chartiers, PA | $165,900 | $684 | $460 | $940 | $480 |
| Ohio County, WV | $114,800 | $709 | $480 | $1,000 | $520 |