Gavop's guide to buying homeowners insurance in Sugar Creek, IN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $75,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $174,500 | $140,000 | $150,000-$175,000 |
| 3 Bedroom | $156,000 | $130,000 | $175,000-$200,000 |
| 4 Bedroom | $358,000 | $310,000 | $400,000-$500,000 |
| 5 Bedroom | $294,000 | $260,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$141 | $686 |
| Superior Protection Discount | -$74 | $752 |
| Fire & Security Discount | -$58 | $769 |
| Hail Resistant Roof Discount | -$17 | $810 |
| Newly Constructed Home Discount | -$190 | $636 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hancock County | $1,000 | $881 | $1,881 | $640 | $1,640 | $241 |
| Sugar Creek, IN | $1,500 | $817 | $2,317 | $593 | $2,093 | $223 |
| North Crows Nest, IN | $200 | $2,891 | $3,091 | $2,101 | $2,301 | $790 |
| Johnson County, IN | $1,000 | $853 | $1,853 | $620 | $1,620 | $233 |
| Avon, IN | $500 | $813 | $1,313 | $591 | $1,091 | $222 |
| Guilford, IN | $700 | $783 | $1,483 | $569 | $1,269 | $214 |
| Arcadia, IN | $300 | $757 | $1,057 | $550 | $850 | $207 |
| Mooreland, IN | $2,500 | $590 | $3,090 | $429 | $2,929 | $161 |
| Kirklin, IN | $500 | $739 | $1,239 | $537 | $1,037 | $202 |
| Ray, IN | $700 | $986 | $1,686 | $717 | $1,417 | $269 |
| Geneva, IN | $300 | $651 | $951 | $473 | $773 | $178 |
| Bean Blossom, IN | $1,500 | $851 | $2,351 | $618 | $2,118 | $232 |
| Home Insurance Company Sugar Creek, IN | Homeowners Insurance Agency Sugar Creek, IN | Address | Popularity Score | Distance from Sugar Creek (miles) |
|---|---|---|---|---|
| State Farm | Stacey Hamilton | 4725 S Arlington Ave, Indianapolis, IN, 46237-3512 | 9.4 | |
| Travelers | Hadley Insurance Inc | 1655 E Main Street, Danville, IN, 46122 | 32.0 | |
| State Farm | Chris Straley | 5845 Sunnyside Rd Ste 1100, Indianapolis, IN, 46235-8407 | 9.5 | |
| State Farm | Greg Clark | 6335 Oaklandon Rd, Indianapolis, IN, 46236-2999 | 9.8 | |
| State Farm | Tia Walker | 1035 N Post Rd Ste B, Indianapolis, IN, 46219-4245 | 6.9 | |
| State Farm | Amy Henry | 9423 Pendleton Pike, Indianapolis, IN, 46236-2770 | 9.5 | |
| State Farm | Shelly Wynn | 8701 Southeastern Ave, Indianapolis, IN, 46239-1338 | 6.7 | |
| State Farm | Brent Reece | 5040 W Us 52 Ste A, New Palestine, IN, 46163-8637 | 1.2 | |
| Travelers | A I King Insurance Agency Inc | 8604 Allisonville Road Suite 210, Indianapolis, IN, 46250 | 15.4 | |
| Travelers | Douglas J Kafoure Insurance Agency Inc | 910 N Shadeland Ave Ste E, Indianapolis, IN, 46219 | 8.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $580 | $1,180 | $600 |
| Hancock County, IN | $161,800 | $892 | $650 | $1,280 | $630 |
| Sugar Creek, IN | $187,200 | $827 | $550 | $1,180 | $630 |
| North Crows Nest, IN | $900,000 | $2,926 | $1,960 | $4,180 | $2,220 |
| Johnson County, IN | $149,700 | $863 | $610 | $1,180 | $570 |
| Avon, IN | $185,200 | $823 | $570 | $1,140 | $570 |
| Guilford, IN | $168,000 | $792 | $530 | $1,090 | $560 |
| Arcadia, IN | $104,500 | $766 | $540 | $1,100 | $560 |
| Mooreland, IN | $62,800 | $597 | $430 | $850 | $420 |
| Kirklin, IN | $99,400 | $748 | $540 | $1,050 | $510 |
| Ray, IN | $194,300 | $998 | $710 | $1,410 | $700 |
| Geneva, IN | $89,200 | $659 | $470 | $930 | $460 |
| Bean Blossom, IN | $135,300 | $861 | $610 | $1,200 | $590 |