Gavop shows you how to buy homeowners insurance in Jerusalem, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Jerusalem, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| State Rd 1416, Camelot Way, Grady Ln, W Depot St, Mr Henry Rd, Shutt Rd, Mortgage Hill Way, Essic Rd, State Rd 1305, State Rd 1105 | $142,500 | $120,000 | $150,000-$175,000 | $149,500 | $130,000 | $125,000-$150,000 |
| Joyner St, Jolley Rd, Clark Rd, Joe Rd, State Rd 1694, St Matthews Rd, Brook Dr, State Rd 1119, Lakewood Village Rd, State Rd 1174 | $102,500 | $80,000 | $75,000-$100,000 | $49,500 | $40,000 | $50,000-$75,000 |
| Swicegood St, Orrell Trl, State Rd 1425, Crescent Dr, Poor Boy Trl, State Rd 1806, Manhattan Ln, State Rd 1118, Hinkle Dr, Ryans Way | $101,500 | $100,000 | $75,000-$100,000 | $109,500 | $100,000 | $100,000-$125,000 |
| Point Farm Ln, State Rd 1836, Player Ln, State Rd 1319, State Rd 1826, Irishman Pl, State Rd 1339, State Rd 1426, Thousand Trails Dr, Marginal St | $112,000 | $100,000 | $100,000-$125,000 | $78,000 | $70,000 | $75,000-$100,000 |
| State Rd 1656, Fulton Rd, Kent Ln, State Rd 1109, Dwiggins Rd, S Clement St, State Rd 1466, Parks Ln, Paso Ln, Canter Cir | $117,500 | $100,000 | $75,000-$100,000 | $77,500 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$111 | $475 |
| Superior Protection Discount | -$53 | $533 |
| Fire & Security Discount | -$64 | $521 |
| Hail Resistant Roof Discount | -$12 | $574 |
| Newly Constructed Home Discount | -$129 | $457 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Davie County | $2,500 | $879 | $3,379 | $639 | $3,139 | $240 |
| Jerusalem, NC | $1,500 | $579 | $2,079 | $421 | $1,921 | $158 |
| Turnersburg, NC | $300 | $687 | $987 | $499 | $799 | $188 |
| Davidson County, NC | $700 | $756 | $1,456 | $550 | $1,250 | $207 |
| Lewisville, NC | $500 | $832 | $1,332 | $604 | $1,104 | $227 |
| South Fall Creek, NC | $700 | $858 | $1,558 | $623 | $1,323 | $234 |
| Shoals, NC | $400 | $756 | $1,156 | $549 | $949 | $207 |
| Alexander County, NC | $2,000 | $744 | $2,744 | $540 | $2,540 | $203 |
| Lowesville, NC | $300 | $1,153 | $1,453 | $838 | $1,138 | $315 |
| Dobson, NC | $1,500 | $693 | $2,193 | $503 | $2,003 | $189 |
| Seagrove, NC | $100 | $650 | $750 | $472 | $572 | $178 |
| Millers Creek, NC | $1,500 | $672 | $2,172 | $488 | $1,988 | $184 |
| Home Insurance Company Jerusalem, NC | Homeowners Insurance Agency Jerusalem, NC | Address | Popularity Score | Distance from Jerusalem (miles) |
|---|---|---|---|---|
| State Farm | Roger O'Connell | 452 S Main St Ste 100, Davidson, NC, 28036-8095 | 29.8 | |
| State Farm | Gary Kochman | 9539 Idlewild Rd, Mint Hill, NC, 28227-6015 | 46.4 | |
| Allstate | J C Alvarado | 112 South Tryon Street Suite 300, Charlotte, NC, 28202 | 45.4 | |
| Travelers | Advantage Insurance | 160 North 1st St Ste 33, Albemarle, NC, 28001 | 37.5 | |
| State Farm | Greg Morris | 346 Salisbury Street, Mocksville, NC, 27028-2526 | 5.1 | |
| Nationwide | William Aaron Schmitt | 1850 E 3rd St Ste 145, Charlotte, NC, 28204 | 46.1 | |
| Liberty Mutual Independent | Hood Hargett & Assoc Inc | 132 N Mcdowell St, Charlotte, NC, 28204 | 45.6 | |
| Travelers | Fisher - Greene Insurance Agency | 300 Statesville Blvd, Salisbury, NC, 28144 | 9.9 | |
| Nationwide | David E Angel Jr | 4523 Park Rd, Charlotte, NC, 28209-3700 | 49.2 | |
| Travelers | American Auto Club Insurance Agency Llc | 9539 Pinnacle Drive Ste 340, Charlotte, NC, 28262 | 36.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $630 | $1,220 | $590 |
| Davie County, NC | $170,000 | $890 | $600 | $1,220 | $620 |
| Jerusalem, NC | $101,300 | $586 | $400 | $810 | $410 |
| Turnersburg, NC | $114,300 | $695 | $470 | $980 | $510 |
| Davidson County, NC | $134,800 | $765 | $530 | $1,090 | $560 |
| Lewisville, NC | $192,100 | $842 | $600 | $1,160 | $560 |
| South Fall Creek, NC | $154,300 | $868 | $620 | $1,230 | $610 |
| Shoals, NC | $129,400 | $765 | $540 | $1,060 | $520 |
| Alexander County, NC | $131,800 | $753 | $540 | $1,060 | $520 |
| Lowesville, NC | $247,000 | $1,167 | $790 | $1,600 | $810 |
| Dobson, NC | $127,000 | $701 | $480 | $1,000 | $520 |
| Seagrove, NC | $106,800 | $658 | $440 | $900 | $460 |
| Millers Creek, NC | $111,100 | $680 | $460 | $960 | $500 |