Gavop tells you how to get the best homeowners insurance in Etowah County, AL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $48,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $87,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $157,500 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $152,000 | $140,000 | $125,000-$150,000 |
| 5 Bedroom | $202,500 | $170,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$137 | $841 |
| Superior Protection Discount | -$98 | $880 |
| Fire & Security Discount | -$68 | $910 |
| Hail Resistant Roof Discount | -$29 | $949 |
| Newly Constructed Home Discount | -$284 | $695 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Etowah County | $1,000 | $967 | $1,967 | $702 | $1,702 | $264 |
| Etowah County, AL | $700 | $967 | $1,667 | $702 | $1,402 | $264 |
| Rainbow City, AL | $500 | $881 | $1,381 | $640 | $1,140 | $241 |
| Clarence, AL | $2,500 | $760 | $3,260 | $552 | $3,052 | $208 |
| Snead, AL | $500 | $1,010 | $1,510 | $734 | $1,234 | $276 |
| Highland Lake, AL | $700 | $1,468 | $2,168 | $1,067 | $1,767 | $401 |
| Fort Payne, AL | $400 | $900 | $1,300 | $654 | $1,054 | $246 |
| Rainsville, AL | $2,000 | $1,071 | $3,071 | $778 | $2,778 | $293 |
| Moody, AL | $100 | $874 | $974 | $635 | $735 | $239 |
| Hanceville, AL | $1,500 | $773 | $2,273 | $562 | $2,062 | $211 |
| Jackson County, AL | $100 | $967 | $1,067 | $702 | $802 | $264 |
| Haralson County, GA | $2,000 | $695 | $2,695 | $505 | $2,505 | $190 |
| Home Insurance Company Etowah County, AL | Homeowners Insurance Agency Etowah County, AL | Address | Popularity Score | Distance from Etowah County (miles) |
|---|---|---|---|---|
| Allstate | Tyler Elliott | 305 W Grand Ave, Rainbow City, AL, 35906 | 6.0 | |
| State Farm | Paul Harris | 915 W Meighan Blvd, Gadsden, AL, 35901-3327 | 2.4 | |
| Allstate | Billy Kemp | 1197 Highway 77, Southside, AL, 35907 | 7.7 | |
| State Farm | Larry Currie | 425 East 10th Street, Anniston, AL, 36207-4789 | 29.5 | |
| Farmers | Phillip Fikes | 105 Locust St Ste 1c, Gadsden, AL, 35901 | 3.2 | |
| State Farm | Rick Hester | 210 Bay St, Gadsden, AL, 35901-5231 | 3.3 | |
| State Farm | Bradley Hamner | 11310 Memorial Pkwy Sw Ste C, Huntsville, AL, 35803-2477 | 50.0 | |
| State Farm | Karen Acker | 103 2nd Ave W, Oneonta, AL, 35121-1603 | 26.5 | |
| Allstate | Ronald Hall | 9729 Parkway E, Birmingham, AL, 35215 | 48.7 | |
| Travelers | Shannon & Banks Inc | 200 Chestnut St, Ste B, Gadsden, AL, 35901 | 3.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $840 | $1,610 | $770 |
| Etowah County, AL | $105,100 | $978 | $670 | $1,390 | $720 |
| Etowah County, AL | $105,100 | $978 | $710 | $1,400 | $690 |
| Rainbow City, AL | $150,200 | $892 | $620 | $1,240 | $620 |
| Clarence, AL | $88,600 | $769 | $520 | $1,060 | $540 |
| Snead, AL | $105,600 | $1,022 | $740 | $1,440 | $700 |
| Highland Lake, AL | $211,500 | $1,486 | $1,080 | $2,110 | $1,030 |
| Fort Payne, AL | $116,300 | $911 | $620 | $1,250 | $630 |
| Rainsville, AL | $116,400 | $1,084 | $790 | $1,550 | $760 |
| Moody, AL | $148,000 | $884 | $630 | $1,220 | $590 |
| Hanceville, AL | $91,100 | $783 | $570 | $1,070 | $500 |
| Jackson County, AL | $105,000 | $978 | $670 | $1,350 | $680 |
| Haralson County, GA | $117,000 | $703 | $480 | $1,010 | $530 |