Gavop's guide to buying homeowners insurance in Swoyersville, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $34,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $94,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $97,500 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $104,500 | $100,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$84 | $514 |
| Superior Protection Discount | -$54 | $544 |
| Fire & Security Discount | -$60 | $538 |
| Hail Resistant Roof Discount | -$12 | $586 |
| Newly Constructed Home Discount | -$120 | $478 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Luzerne County | $1,000 | $624 | $1,624 | $453 | $1,453 | $170 |
| Swoyersville, PA | $1,000 | $591 | $1,591 | $429 | $1,429 | $161 |
| Pikes Creek, PA | $100 | $675 | $775 | $490 | $590 | $184 |
| Olyphant, PA | $1,000 | $644 | $1,644 | $468 | $1,468 | $176 |
| Jeddo, PA | $100 | $516 | $616 | $375 | $475 | $141 |
| Pocono Springs, PA | $1,500 | $656 | $2,156 | $477 | $1,977 | $179 |
| Meshoppen, PA | $400 | $727 | $1,127 | $528 | $928 | $199 |
| Braintrim, PA | $400 | $704 | $1,104 | $512 | $912 | $193 |
| Sheppton, PA | $1,000 | $583 | $1,583 | $424 | $1,424 | $159 |
| Herrick, PA | $200 | $751 | $951 | $546 | $746 | $205 |
| Mayberry, PA | $2,000 | $811 | $2,811 | $589 | $2,589 | $222 |
| Home Insurance Company Swoyersville, PA | Homeowners Insurance Agency Swoyersville, PA | Address | Popularity Score | Distance from Swoyersville (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Greenwald Berk Agency | 250 Pierce St Ste 311, Kingston, PA, 18704 | 2.4 | |
| Erie | Brosky Insurance Agency Inc. | 1540 E Race Street, Catasauqua, PA, 18032 | 49.6 | |
| Travelers | Corbett Insurance | 1324 Memorial Hwy Suite 3, Shavertown, PA, 18708 | 3.9 | |
| Allstate | Matthew Straub | 887 Wyoming Ave, Wyoming, PA, 18644 | 1.6 | |
| Travelers | Brosky Agency | 1540 E Race St, Allentown, PA, 18103 | 49.6 | |
| Allstate | Gannon Associates | 28 Main St Po Box 327, Towanda, PA, 18848 | 43.8 | |
| Allstate | George R. Denger | 401 Main St, Stockertown, PA, 18083 | 49.2 | |
| Allstate | Michael Bulzoni | 133 Moosic Rd, Old Forge, PA, 18518 | 9.1 | |
| Nationwide | Larry D Markley | 445 Coal St, Lehighton, PA, 18235-2030 | 32.9 | |
| Travelers | Dreher Agency Inc | 551 Main St, Stroudsburg, PA, 18360 | 41.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,040 | $500 |
| Luzerne County, PA | $124,100 | $631 | $450 | $900 | $450 |
| Swoyersville, PA | $120,300 | $598 | $430 | $830 | $400 |
| Pikes Creek, PA | $138,900 | $683 | $480 | $940 | $460 |
| Olyphant, PA | $148,000 | $652 | $440 | $930 | $490 |
| Jeddo, PA | $73,000 | $522 | $360 | $720 | $360 |
| Pocono Springs, PA | $129,800 | $664 | $480 | $950 | $470 |
| Meshoppen, PA | $165,500 | $736 | $510 | $1,010 | $500 |
| Braintrim, PA | $153,700 | $713 | $510 | $1,010 | $500 |
| Sheppton, PA | $98,300 | $590 | $400 | $810 | $410 |
| Herrick, PA | $178,300 | $760 | $540 | $1,040 | $500 |
| Mayberry, PA | $211,800 | $821 | $590 | $1,140 | $550 |