Gavop's guide to buying homeowners insurance in Slope County, ND covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $32,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $98,500 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $126,500 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $95,000 | $80,000 | $75,000-$100,000 |
| 5 Bedroom | $145,000 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$109 | $572 |
| Superior Protection Discount | -$68 | $613 |
| Fire & Security Discount | -$54 | $627 |
| Hail Resistant Roof Discount | -$14 | $668 |
| Newly Constructed Home Discount | -$198 | $484 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Slope County | $1,000 | $673 | $1,673 | $489 | $1,489 | $184 |
| Slope County, ND | $700 | $673 | $1,373 | $489 | $1,189 | $184 |
| Northwest Slope, ND | $100 | $879 | $979 | $639 | $739 | $240 |
| Reeder, ND | $2,000 | $659 | $2,659 | $479 | $2,479 | $180 |
| Golden Valley County, ND | $300 | $787 | $1,087 | $572 | $872 | $215 |
| Billings County, ND | $1,500 | $831 | $2,331 | $604 | $2,104 | $227 |
| Beach, ND | $500 | $902 | $1,402 | $656 | $1,156 | $247 |
| Hettinger, ND | $700 | $999 | $1,699 | $726 | $1,426 | $273 |
| Home Insurance Company Slope County, ND | Homeowners Insurance Agency Slope County, ND | Address | Popularity Score | Distance from Slope County (miles) |
|---|---|---|---|---|
| State Farm | Todd Otto | 128 1st St W, Dickinson, ND, 58601-5108 | 43.9 | |
| State Farm | Scott Karsky | 1091 3rd Ave W, Dickinson, ND, 58601-3802 | 44.4 | |
| Liberty Mutual Independent | American Insurance Inc | 38 1st St W, Dickinson, ND, 58601 | 44.0 | |
| Allstate | Kristi Schwartz | 111 2nd St W, Dickinson, ND, 58601 | 44.0 | |
| State Farm | Randy Harder | 19 E Divide, Bowman, ND, 58623-4028 | 18.5 | |
| Allstate | Dakota Insurance Agency | 75 Southeast First Street, Beach, ND, 58621 | 41.6 | |
| Liberty Mutual Independent | American Insurance Inc | 38 1st St W, Dickinson, ND, 58601 | 44.0 | |
| Travelers | Golva Insurance Agency | 410 Terrell Avenue, Golva, ND, 58632 | 31.9 | |
| Farmers | David Dolechek | 112 3rd St W Ste 201, Dickinson, ND, 58601 | 44.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Dakota | $174,100 | $1,147 | $840 | $1,620 | $780 |
| Slope County, ND | $89,300 | $681 | $490 | $970 | $480 |
| Slope County, ND | $89,300 | $681 | $480 | $930 | $450 |
| Northwest Slope, ND | $106,300 | $890 | $630 | $1,230 | $600 |
| Reeder, ND | $61,200 | $667 | $460 | $940 | $480 |
| Golden Valley County, ND | $119,900 | $796 | $580 | $1,130 | $550 |
| Billings County, ND | $185,300 | $841 | $610 | $1,190 | $580 |
| Beach, ND | $111,700 | $913 | $650 | $1,310 | $660 |
| Hettinger, ND | $135,900 | $1,011 | $700 | $1,440 | $740 |