Gavop shows you how to buy homeowners insurance in Bellevue, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $32,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $71,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $76,000 | $70,000 | $75,000-$100,000 |
| 4 Bedroom | $198,000 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $262,500 | $240,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $604 |
| Superior Protection Discount | -$73 | $655 |
| Fire & Security Discount | -$65 | $662 |
| Hail Resistant Roof Discount | -$15 | $713 |
| Newly Constructed Home Discount | -$160 | $567 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,088 |
| Hail Damage | $5,211 |
| Wind Damage | $10,216 |
| Expensive Claims | |
| Fire | $36,411 |
| Accidental Discharge/Leakage | $8,194 |
| Optional Coverage Losses | $7,826 |
| Home Insurance Company Bellevue, KY | Homeowners Insurance Agency Bellevue, KY | Address | Popularity Score | Distance from Bellevue (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Gartman Insurance Agency Inc | 495 Erlanger Rd Ste 104, Erlanger, KY, 41018 | 8.8 | |
| Allstate | Lora L. Lee | 2021 Alexandria Pike Ste A, Highland Heights, KY, 41076 | 4.2 | |
| Liberty Mutual Independent | Crawford Insurance | 179 Fairfield Ave, Bellevue, KY, 41073 | 0.6 | |
| State Farm | Garrick Straub | 4135 Alexandria Pike Ste 107, Cold Spring, KY, 41076-6801 | 5.9 | |
| Liberty Mutual Independent | Gross Insurance Agency | 26 North Avenue Fort Thomas, Fort Thomas, KY, 41075 | 2.1 | |
| Travelers | Garner Insurance Agency | 7430 Us Highway 42 Ste 207, Florence, KY, 41042 | 13.8 | |
| State Farm | John Hoffman | 2156 Declaration Dr, Independence, KY, 41051-7034 | 12.6 | |
| Allstate | Hans Philippo | 7138 Price Pike, Florence, KY, 41042 | 10.8 | |
| Allstate | Jenni Ballard | 619 Buttermilk Pike, Crescent Springs, KY, 41017 | 6.5 | |
| Allstate | Jeffrey Baker | 6785 Houston Rd Ste 200, Florence, KY, 41042 | 11.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $600 | $1,230 | $630 |
| Campbell County, KY | $160,700 | $949 | $650 | $1,300 | $650 |
| Bellevue, KY | $121,000 | $727 | $530 | $1,040 | $510 |
| Forestville, OH | $204,400 | $706 | $480 | $970 | $490 |
| Covedale, OH | $148,500 | $688 | $470 | $960 | $490 |
| The Village of Indian Hill, OH | $947,000 | $681 | $460 | $970 | $510 |
| Colerain, OH | $121,300 | $632 | $450 | $870 | $420 |
| Ross, OH | $205,600 | $707 | $520 | $970 | $450 |
| Miller, IN | $183,400 | $820 | $590 | $1,120 | $530 |
| Butlerville, OH | $93,000 | $604 | $440 | $840 | $400 |
| Dillsboro, IN | $111,500 | $789 | $570 | $1,130 | $560 |
| Clarksville, OH | $93,800 | $606 | $430 | $870 | $440 |
| College Corner, OH | $81,500 | $569 | $420 | $810 | $390 |