Gavop's guide to buying homeowners insurance in Mississippi County, MO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $27,500 | $20,000 | $25,000-$50,000 |
| 2 Bedroom | $79,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $76,000 | $60,000 | $50,000-$75,000 |
| 4 Bedroom | $141,500 | $120,000 | $100,000-$125,000 |
| 5 Bedroom | $88,000 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$99 | $610 |
| Superior Protection Discount | -$64 | $646 |
| Fire & Security Discount | -$57 | $653 |
| Hail Resistant Roof Discount | -$14 | $696 |
| Newly Constructed Home Discount | -$149 | $561 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Mississippi County | $700 | $701 | $1,401 | $510 | $1,210 | $192 |
| Mississippi County, MO | $2,000 | $701 | $2,701 | $510 | $2,510 | $192 |
| Anniston, MO | $500 | $687 | $1,187 | $499 | $999 | $188 |
| Rootwad, MO | $400 | $1,000 | $1,400 | $727 | $1,127 | $273 |
| Commerce, MO | $700 | $1,152 | $1,852 | $837 | $1,537 | $315 |
| La Center, KY | $400 | $812 | $1,212 | $590 | $990 | $222 |
| Pulaski, IL | $1,500 | $423 | $1,923 | $307 | $1,807 | $116 |
| Sylvania, MO | $100 | $954 | $1,054 | $694 | $794 | $261 |
| Rives, TN | $1,000 | $692 | $1,692 | $503 | $1,503 | $189 |
| Jackson, MO | $300 | $786 | $1,086 | $571 | $871 | $215 |
| Home Insurance Company Mississippi County, MO | Homeowners Insurance Agency Mississippi County, MO | Address | Popularity Score | Distance from Mississippi County (miles) |
|---|---|---|---|---|
| Farmers | Chelsea Eaton | 1166 Greenway Dr Ste B5, Jackson, MO, 63755 | 42.1 | |
| Travelers | Mitchell Insurance | P O Box 10, Sikeston, MO, 63801 | 16.6 | |
| Travelers | Golden Rule Insurance Associates | 2102 E Blvd, Jackson, MO, 63755 | 42.2 | |
| State Farm | Stuart Beussink | 301 High St, Marble Hill, MO, 63764-9111 | 49.8 | |
| Travelers | Self Insurance Agency | 2201 E Malone Ave, Sikeston, MO, 63801 | 14.7 | |
| Allstate | Rinehart Insurance | 2102 N Outer Rd, Dexter, MO, 63841 | 38.7 | |
| Farmers | Melissa Coots | 603 S Main St Ste C, Sikeston, MO, 63801 | 16.0 | |
| Farmers | Bard Womack | 1720 Kings Way Dr Unit 104, Cape Girardeau, MO, 63701 | 37.9 | |
| State Farm | Matt Steward | 1314 N Douglass St, Malden, MO, 63863-1350 | 41.2 | |
| State Farm | Andy Bullinger | 2524 William Street, Cape Girardeau, MO, 63703-5763 | 36.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $790 | $1,530 | $740 |
| Mississippi County, MO | $73,400 | $710 | $510 | $1,010 | $500 |
| Mississippi County, MO | $73,400 | $710 | $490 | $1,010 | $520 |
| Anniston, MO | $40,900 | $695 | $510 | $970 | $460 |
| Rootwad, MO | $120,100 | $1,012 | $740 | $1,400 | $660 |
| Commerce, MO | $178,300 | $1,166 | $840 | $1,610 | $770 |
| La Center, KY | $109,100 | $822 | $580 | $1,170 | $590 |
| Pulaski, IL | $46,300 | $428 | $310 | $590 | $280 |
| Sylvania, MO | $105,800 | $966 | $660 | $1,370 | $710 |
| Rives, TN | $63,200 | $700 | $510 | $970 | $460 |
| Jackson, MO | $158,900 | $796 | $580 | $1,090 | $510 |