Gavop tells you how to get the best homeowners insurance in Black, IN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $108,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $89,000 | $70,000 | $100,000-$125,000 |
| 4 Bedroom | $127,500 | $120,000 | $125,000-$150,000 |
| 5 Bedroom | $232,000 | $210,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$107 | $563 |
| Superior Protection Discount | -$60 | $610 |
| Fire & Security Discount | -$47 | $623 |
| Hail Resistant Roof Discount | -$20 | $650 |
| Newly Constructed Home Discount | -$141 | $530 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Posey County | $1,500 | $723 | $2,223 | $525 | $2,025 | $198 |
| Black, IN | $2,500 | $662 | $3,162 | $481 | $2,981 | $181 |
| Henderson County, KY | $500 | $819 | $1,319 | $595 | $1,095 | $224 |
| Crook, IL | $1,000 | $599 | $1,599 | $435 | $1,435 | $164 |
| Eagle Creek, IL | $100 | $664 | $764 | $482 | $582 | $181 |
| Barton, IN | $700 | $807 | $1,507 | $587 | $1,287 | $221 |
| Somerville, IN | $100 | $672 | $772 | $488 | $588 | $184 |
| Nebo, KY | $2,500 | $904 | $3,404 | $657 | $3,157 | $247 |
| Decker, IN | $200 | $427 | $627 | $310 | $510 | $117 |
| Grass, IN | $2,000 | $683 | $2,683 | $496 | $2,496 | $187 |
| Northern, IL | $100 | $670 | $770 | $487 | $587 | $183 |
| Gentryville, IN | $1,500 | $561 | $2,061 | $408 | $1,908 | $153 |
| Home Insurance Company Black, IN | Homeowners Insurance Agency Black, IN | Address | Popularity Score | Distance from Black (miles) |
|---|---|---|---|---|
| State Farm | Bob Davis | 2727 1st Ave, Evansville, IN, 47710-3172 | 19.1 | |
| State Farm | Amy Higgs | 10933 Highway 66, Evansville, IN, 47712-8612 | 12.8 | |
| State Farm | C Larry Rhodes | 8688 Ruffian Ln Ste A, Newburgh, IN, 47630-3411 | 27.9 | |
| State Farm | Harold Calloway | 1125 W Mill Rd, Evansville, IN, 47710-3807 | 19.1 | |
| Erie | Self Insurance Services Llc | 7925 Bell Oaks Drive Suite A, Newburgh, IN, 47630 | 28.7 | |
| State Farm | Martin Woodruff | 2001 W Franklin St, Evansville, IN, 47712-5112 | 17.8 | |
| Erie | Freeman Will & Niemeier Inc. | 1919 W. Franklin St, Evansville, IN, 47712 | 17.9 | |
| Allstate | Sam Tanoos | 5334 Vogel Rd, Evansville, IN, 47715 | 23.7 | |
| Allstate | Kelly Miller | 5310 Pearl Dr Ste B, Evansville, IN, 47712 | 15.3 | |
| State Farm | Kyle Rhone | 421 N Saint Joseph Ave Ste D, Evansville, IN, 47712-5500 | 17.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $620 | $1,160 | $540 |
| Posey County, IN | $138,800 | $732 | $490 | $1,010 | $520 |
| Black, IN | $114,300 | $670 | $460 | $930 | $470 |
| Henderson County, KY | $118,000 | $829 | $590 | $1,180 | $590 |
| Crook, IL | $87,500 | $606 | $440 | $840 | $400 |
| Eagle Creek, IL | $106,800 | $672 | $460 | $950 | $490 |
| Barton, IN | $120,300 | $817 | $550 | $1,130 | $580 |
| Somerville, IN | $81,900 | $680 | $490 | $970 | $480 |
| Nebo, KY | $135,600 | $915 | $610 | $1,270 | $660 |
| Decker, IN | $31,100 | $432 | $290 | $620 | $330 |
| Grass, IN | $84,600 | $691 | $490 | $980 | $490 |
| Northern, IL | $108,600 | $678 | $490 | $970 | $480 |
| Gentryville, IN | $56,700 | $568 | $390 | $780 | $390 |