Gavop tells you how to get the best homeowners insurance in Delhi, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $56,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $87,500 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $99,000 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $261,000 | $240,000 | $250,000-$300,000 |
| 5 Bedroom | $291,000 | $270,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$95 | $538 |
| Superior Protection Discount | -$63 | $570 |
| Fire & Security Discount | -$51 | $583 |
| Hail Resistant Roof Discount | -$13 | $621 |
| Newly Constructed Home Discount | -$171 | $462 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Delaware County | $2,000 | $598 | $2,598 | $435 | $2,435 | $163 |
| Delhi, NY | $2,500 | $626 | $3,126 | $455 | $2,955 | $171 |
| Laurens, NY | $100 | $613 | $713 | $445 | $545 | $167 |
| Butternuts, NY | $1,000 | $613 | $1,613 | $445 | $1,445 | $167 |
| Denning, NY | $100 | $807 | $907 | $587 | $687 | $221 |
| Springfield, NY | $2,000 | $650 | $2,650 | $472 | $2,472 | $178 |
| Susquehanna Depot, PA | $100 | $539 | $639 | $392 | $492 | $147 |
| Napanoch, NY | $1,000 | $594 | $1,594 | $432 | $1,432 | $162 |
| Zena, NY | $200 | $971 | $1,171 | $706 | $906 | $265 |
| Hurley, NY | $1,500 | $743 | $2,243 | $540 | $2,040 | $203 |
| Westerlo, NY | $100 | $734 | $834 | $533 | $633 | $201 |
| Minden, NY | $1,000 | $587 | $1,587 | $426 | $1,426 | $160 |
| Home Insurance Company Delhi, NY | Homeowners Insurance Agency Delhi, NY | Address | Popularity Score | Distance from Delhi (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | The Misner Agency Inc | 489 State Route 52, Woodbourne, NY, 12788 | 38.8 | |
| Travelers | Fire Mark Insurance Agency Inc | 826 E Main St, Cobleskill, NY, 12043 | 35.9 | |
| Allstate | Gfi Insurance | 30 North St, Monticello, NY, 12701 | 44.0 | |
| Allstate | Drickard Insurance | 4 S Washington Ave Ste 1, Oxford, NY, 13830 | 37.3 | |
| Allstate | Robert E. Sinnott | 1462 Rte 28, West Hurley, NY, 12491 | 45.4 | |
| State Farm | Dan Couse | 106 Shoprite Blvd, Ellenville, NY, 12428-5624 | 46.2 | |
| Travelers | Gates Cole Associates Inc | 1 Main St, Sidney, NY, 13838 | 25.1 | |
| Travelers | Robert O Mable Agency Inc | 147 Main Street, Delhi, NY, 13753 | 0.6 | |
| Travelers | Nbt-Mang Insurance Agency | 297 River St Service Rd, Oneonta, NY, 13820 | 15.0 | |
| Liberty Mutual Independent | Marshall & Sterling Inc | 2 High St, Monticello, NY, 12701 | 44.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $790 | $1,590 | $800 |
| Delaware County, NY | $138,000 | $605 | $410 | $860 | $450 |
| Delhi, NY | $167,800 | $633 | $460 | $900 | $440 |
| Laurens, NY | $134,700 | $620 | $450 | $860 | $410 |
| Butternuts, NY | $135,000 | $620 | $440 | $850 | $410 |
| Denning, NY | $214,300 | $817 | $550 | $1,170 | $620 |
| Springfield, NY | $157,500 | $658 | $480 | $930 | $450 |
| Susquehanna Depot, PA | $81,500 | $546 | $380 | $770 | $390 |
| Napanoch, NY | $118,000 | $601 | $410 | $820 | $410 |
| Zena, NY | $255,800 | $983 | $700 | $1,410 | $710 |
| Hurley, NY | $235,000 | $752 | $530 | $1,060 | $530 |
| Westerlo, NY | $191,500 | $743 | $510 | $1,060 | $550 |
| Minden, NY | $77,100 | $594 | $420 | $830 | $410 |