Gavop's guide to buying homeowners insurance in Sheridan County, NE covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Sheridan County, NE - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| E 9th St, 556 Trl, 350th Ln, 423rd Trl, 177th Trl, 590th Rd, 213th Trl, 590th Rd, W 4th St, N Line St | $141,000 | $130,000 | $125,000-$150,000 | $55,000 | $50,000 | $50,000-$75,000 |
| 292 Nd Trl, E 7th St, 663rd Rd, 440th Ln, 370th Trl, 600th Rd, N Main St, 320th Ln, 213 Trl, 253 Trl | $81,500 | $80,000 | $75,000-$100,000 | $87,000 | $80,000 | $75,000-$100,000 |
| 437 Trl, Tiensvold Ave, Hickory St, S 3rd St, 190 Ln, 400th Trl, 130th Trl, 560 Th Rd, 392 Trl, 405th Trl | $64,500 | $60,000 | $50,000-$75,000 | $81,500 | $80,000 | $50,000-$75,000 |
| 550th Trl, 325 Trl, W 4th St, 470 Ln, 3rd St, W 6th St, S Gibson St, 530 Rd, 245 Trl, Fairview Dr | $69,000 | $60,000 | $50,000-$75,000 | $79,000 | $70,000 | $50,000-$75,000 |
| 550th Rd, 280 Ln, 281st Trl, Pole Creek Rd, 240 Ln, 600 Rd, N Elm St, 360 Th Ln, 310 Trl, E 10th St | $68,500 | $60,000 | $50,000-$75,000 | $58,000 | $50,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$128 | $547 |
| Superior Protection Discount | -$68 | $608 |
| Fire & Security Discount | -$54 | $621 |
| Hail Resistant Roof Discount | -$14 | $662 |
| Newly Constructed Home Discount | -$176 | $500 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sheridan County | $1,000 | $667 | $1,667 | $485 | $1,485 | $182 |
| Sheridan County, NE | $700 | $667 | $1,367 | $485 | $1,185 | $182 |
| Clinton, NE | $300 | $1,035 | $1,335 | $752 | $1,052 | $283 |
| Gordon, NE | $700 | $753 | $1,453 | $547 | $1,247 | $206 |
| North Rushville, NE | $400 | $897 | $1,297 | $652 | $1,052 | $245 |
| Merriman, NE | $2,000 | $673 | $2,673 | $489 | $2,489 | $184 |
| Chadron, NE | $700 | $901 | $1,601 | $655 | $1,355 | $246 |
| Dawes County, NE | $400 | $854 | $1,254 | $621 | $1,021 | $233 |
| Lackey, NE | $2,500 | $1,421 | $3,921 | $1,032 | $3,532 | $388 |
| Ashby, NE | $100 | $998 | $1,098 | $725 | $825 | $273 |
| Home Insurance Company Sheridan County, NE | Homeowners Insurance Agency Sheridan County, NE | Address | Popularity Score | Distance from Sheridan County (miles) |
|---|---|---|---|---|
| State Farm | Bob Alcorn | 127 N. Main St. Po Box 450, Gordon, NE, 69343 | 22.6 | |
| State Farm | Randy Bauer | 345 Main St, Chadron, NE, 69337-2357 | 38.2 | |
| Liberty Mutual Independent | Gregorys Insurance | 124 W 3rd St, Alliance, NE, 69301 | 37.5 | |
| Travelers | Security First Insurance | 110 E 2nd St, Rushville, NE, 69360 | 15.1 | |
| Travelers | First National Financial Services | 212 Main Street, Chadron, NE, 69337 | 38.3 | |
| State Farm | Bob Alcorn | 1201 W 8th St, Chadron, NE, 69337-2940 | 38.7 | |
| State Farm | Bob Neville | 422 Box Butte Ave, Alliance, NE, 69301-3344 | 37.5 | |
| Allstate | Chadron Ins Agy | 803 E 3rd St, Chadron, NE, 69337 | 37.8 | |
| Travelers | First National Financial Services | 212 Main St, Chadron, NE, 69337 | 38.3 | |
| Allstate | First Ntl Fin Svc | 212 Main St, Chadron, NE, 69337 | 38.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nebraska | $142,400 | $1,218 | $820 | $1,730 | $910 |
| Sheridan County, NE | $70,900 | $675 | $450 | $960 | $510 |
| Sheridan County, NE | $70,900 | $675 | $490 | $930 | $440 |
| Clinton, NE | $110,900 | $1,048 | $720 | $1,460 | $740 |
| Gordon, NE | $64,500 | $762 | $550 | $1,080 | $530 |
| North Rushville, NE | $87,200 | $908 | $630 | $1,300 | $670 |
| Merriman, NE | $52,500 | $681 | $460 | $930 | $470 |
| Chadron, NE | $117,500 | $912 | $650 | $1,270 | $620 |
| Dawes County, NE | $107,500 | $864 | $590 | $1,240 | $650 |
| Lackey, NE | $188,900 | $1,438 | $980 | $2,060 | $1,080 |
| Ashby, NE | $104,200 | $1,010 | $690 | $1,400 | $710 |