Gavop's guide to buying homeowners insurance in Hidalgo, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Hidalgo, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Saltillo, E Bugambilia Ave, E Azalia Ave, Horseshoe Ln, E Jarilla Ave, E Azalea Ave, Texano Dr, Levee St, S Depot Rd, Tulipan Ave | $106,000 | $100,000 | $100,000-$125,000 | $73,500 | $60,000 | $75,000-$100,000 |
| Bridge, Pirate Dr, Park, Saltillo St, Huisache Ave, E Judy St, E Pirate Dr, S 19th St, E Brazil, S 3rd St | $159,500 | $130,000 | $175,000-$200,000 | $81,000 | $70,000 | $75,000-$100,000 |
| S 34th St, S Monterrey St, N R Sanchez Rd, Azalea, S Center R Sanchez Rd, Kitty, Bugambilia Ave, N Lake Dr, Mora St, Kitty St | $113,500 | $110,000 | $100,000-$125,000 | $105,000 | $80,000 | $100,000-$125,000 |
| Judy Ave, 8th, N 18th St, E Azalia, Coma Ave, Rodeo Dr, E Franklin Tree Ave, Ebano, Bugambilia, E Kumquat Ave | $90,000 | $80,000 | $50,000-$75,000 | $66,500 | $50,000 | $50,000-$75,000 |
| S Kitty, S Lake Dr, E Dalia Ave, E Camelia Ave, Tulipan, Victoria St, Conchita Dr, Flora Ave, Azalia, Pate Ranch Rd | $104,000 | $100,000 | $75,000-$100,000 | $97,500 | $90,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$177 | $865 |
| Superior Protection Discount | -$104 | $938 |
| Fire & Security Discount | -$104 | $938 |
| Hail Resistant Roof Discount | -$21 | $1,021 |
| Newly Constructed Home Discount | -$240 | $803 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hidalgo County | $700 | $1,274 | $1,974 | $926 | $1,626 | $348 |
| Hidalgo, TX | $2,500 | $1,030 | $3,530 | $748 | $3,248 | $281 |
| Alton, TX | $300 | $986 | $1,286 | $717 | $1,017 | $270 |
| C\ufffdsar Ch\ufffdvez, TX | $200 | $1,434 | $1,634 | $1,042 | $1,242 | $392 |
| Home Insurance Company Hidalgo, TX | Homeowners Insurance Agency Hidalgo, TX | Address | Popularity Score | Distance from Hidalgo (miles) |
|---|---|---|---|---|
| Farmers | Sandra Smith | 2205 N Sugar Rd, Pharr, TX, 78577 | 8.2 | |
| State Farm | Trae Pena | 943 N Expressway Ste 14, Brownsville, TX, 78520-8669 | 48.1 | |
| State Farm | Sergio Pena | 1215 E. Expressway 83, Mission, TX, 78572 | 7.6 | |
| Liberty Mutual Independent | Texas Insurance Managers | 410 E Harrison, Harlingen, TX, 78550 | 35.1 | |
| Liberty Mutual Independent | Mission Duncan Insurance Agency | 220 E. Tom Landry, Mission, TX, 78572 | 8.8 | |
| Liberty Mutual Independent | Mission Duncan Insurance Agency | 220 E Tom Landry St, Mission, TX, 78572 | 8.8 | |
| Travelers | Nia Insurance Agency | 123 N International Ste G, Hidalgo, TX, 78557 | 0.9 | |
| Farmers | Jose Contreras | 4006 N 22nd St, Mcallen, TX, 78504 | 9.3 | |
| Allstate | Alford Insurance | 147 E Price Po Box 4990, Brownsville, TX, 78523 | 48.1 | |
| Farmers | Armando Trevino | 7705 S Cage Blvd Unit A, Pharr, TX, 78577 | 3.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Hidalgo County, TX | $82,400 | $1,290 | $850 | $1,990 | $1,140 |
| Hidalgo, TX | $88,800 | $1,042 | $690 | $1,610 | $920 |
| Alton, TX | $77,000 | $998 | $660 | $1,540 | $880 |
| C\ufffdsar Ch\ufffdvez, TX | $85,900 | $1,451 | $960 | $2,230 | $1,270 |