Gavop's guide to buying homeowners insurance in Homosassa Springs, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Homosassa Springs, FL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| W Goodman Ln, W Shaker Pl, W Grove St, Spruce Pine Ct N, W Fern Pl, W Outlaw Ct, S Butin Pt, W Homosassa Trl, W Ox Eye Pl, W Noble St | $127,500 | $100,000 | $125,000-$150,000 | $99,500 | $90,000 | $100,000-$125,000 |
| W Wind Breeze Ct, W Keremar Ct, W Wildfire Ln, S Gettysburg Dr, E Redbay Ct, Jungleplum Ct S, W Vanilla Loop, S Oldfield Ave, S Red Eagle Ter, S Charlie Pt | $132,000 | $120,000 | $150,000-$175,000 | $125,000 | $120,000 | $100,000-$125,000 |
| S Kindness Pt, Cocoplum Ct N, S Gambler Pt, N Crystal Meadow Path, S Chestnut Hill Pt, S Sandspur Pt, Hazelwood Ct S, N Big Oaks Pt, W Sunburst Ln, Cocoplum Ct S | $160,500 | $130,000 | $175,000-$200,000 | $95,500 | $80,000 | $75,000-$100,000 |
| W Charmaine Dr, Sandpine Ct E, S Caraway Pt, W Sovereign Path, W Sardock Ct, S Nine Lake Loop, W Irving Ct, W Keating Ct, S Trivet Pt, Graytwig Ct W | $118,000 | $100,000 | $100,000-$125,000 | $109,500 | $90,000 | $75,000-$100,000 |
| S Wilson Pt, S Calder Pt, W Oakbud Ct, S Willmette Pt, S Brott Pt, W Donali Ct, W Greensilky Ln, Anton Ct, W Wild Oak Pl, S Thrasher Ave | $75,500 | $70,000 | $75,000-$100,000 | $77,500 | $60,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$60 | $685 |
| Home and Two Car | -$127 | $618 |
| Home and Three Car | -$186 | $558 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Citrus County | $2,500 | $1,097 | $3,597 | $797 | $3,297 | $300 |
| Homosassa Springs, FL | $700 | $735 | $1,435 | $534 | $1,234 | $201 |
| Citrus County, FL | $100 | $1,097 | $1,197 | $797 | $897 | $300 |
| Homosassa, FL | $1,000 | $2,197 | $3,197 | $1,597 | $2,597 | $600 |
| Sugarmill Woods, FL | $200 | $999 | $1,199 | $726 | $926 | $273 |
| Masaryktown, FL | $300 | $788 | $1,088 | $573 | $873 | $215 |
| Heritage Pines, FL | $2,000 | $1,449 | $3,449 | $1,053 | $3,053 | $396 |
| Fellowship, FL | $100 | $1,174 | $1,274 | $853 | $953 | $321 |
| River Ridge, FL | $2,000 | $1,445 | $3,445 | $1,050 | $3,050 | $395 |
| Raleigh, FL | $300 | $807 | $1,107 | $587 | $887 | $221 |
| Zephyrhills South, FL | $2,500 | $606 | $3,106 | $440 | $2,940 | $166 |
| Home Insurance Company Homosassa Springs, FL | Homeowners Insurance Agency Homosassa Springs, FL | Address | Popularity Score | Distance from Homosassa Springs (miles) |
|---|---|---|---|---|
| Allstate | Ronald Hilton | 17210 Camelot Ct Unit 101, Land O Lakes, FL, 34638 | 42.3 | |
| Allstate | Sebastian De Almenara | 8543 Gunn Hwy, Odessa, FL, 33556 | 49.7 | |
| Allstate | Lisette M. Fernandez | 4935 Van Dyke Rd, Lutz, FL, 33558 | 46.9 | |
| Travelers | Insurance Den Inc | 5547 S Oakridge Dr, Homosassa, FL, 34446 | 2.3 | |
| Travelers | Paul James Insurance | 18101 Highwoods Preserve Pkwy 18101 Highwoods Preserve Pkwy, Tampa, FL, 33647 | 47.9 | |
| Liberty Mutual Independent | Tampa Bay Insurance Llc | 2402 Merchant Ave, Odessa, FL, 33556 | 42.8 | |
| Travelers | Commercial Insurance Specialists Llc | 18115 Us Hwy 41 N Ste 400, Lutz, FL, 33549 | 46.6 | |
| Allstate | John Schenone | 18932 N Dale Mabry Hwy Ste 102, Lutz, FL, 33548 | 45.4 | |
| Allstate | Jason Aldrich | 10004 Cortez Blvd, Spring Hill, FL, 34613 | 19.8 | |
| Travelers | Donovan Insurance Solutions | 1 East Tarpon Ave, Tarpon Springs, FL, 34689 | 47.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Citrus County, FL | $117,400 | $1,110 | $870 | $1,490 | $620 |
| Homosassa Springs, FL | $72,000 | $744 | $580 | $1,000 | $420 |
| Citrus County, FL | $117,400 | $1,110 | $870 | $1,490 | $620 |
| Homosassa, FL | $275,200 | $2,224 | $1,730 | $2,980 | $1,250 |
| Sugarmill Woods, FL | $151,200 | $1,011 | $790 | $1,350 | $560 |
| Masaryktown, FL | $59,100 | $798 | $620 | $1,070 | $450 |
| Heritage Pines, FL | $157,900 | $1,467 | $1,140 | $1,970 | $830 |
| Fellowship, FL | $116,400 | $1,188 | $930 | $1,590 | $660 |
| River Ridge, FL | $157,300 | $1,463 | $1,140 | $1,960 | $820 |
| Raleigh, FL | $61,900 | $817 | $640 | $1,090 | $450 |
| Zephyrhills South, FL | $32,100 | $613 | $480 | $820 | $340 |