Gavop shows you how to buy homeowners insurance in Hot Spring County, AR by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $49,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $90,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $105,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $141,000 | $130,000 | $125,000-$150,000 |
| 5 Bedroom | $187,500 | $160,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$145 | $763 |
| Superior Protection Discount | -$82 | $826 |
| Fire & Security Discount | -$64 | $845 |
| Hail Resistant Roof Discount | -$18 | $890 |
| Newly Constructed Home Discount | -$191 | $717 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hot Spring County | $2,500 | $897 | $3,397 | $652 | $3,152 | $245 |
| Hot Spring County, AR | $2,500 | $897 | $3,397 | $652 | $3,152 | $245 |
| Poyen, AR | $300 | $757 | $1,057 | $550 | $850 | $207 |
| Dallas County, AR | $1,000 | $681 | $1,681 | $495 | $1,495 | $186 |
| Hurricane, AR | $200 | $926 | $1,126 | $673 | $873 | $253 |
| Wolf Creek, AR | $700 | $914 | $1,614 | $664 | $1,364 | $250 |
| Delight, AR | $500 | $813 | $1,313 | $591 | $1,091 | $222 |
| Carroll, AR | $500 | $760 | $1,260 | $552 | $1,052 | $208 |
| Roland, AR | $700 | $1,296 | $1,996 | $942 | $1,642 | $354 |
| Fourche Lafave, AR | $200 | $953 | $1,153 | $693 | $893 | $261 |
| Home Insurance Company Hot Spring County, AR | Homeowners Insurance Agency Hot Spring County, AR | Address | Popularity Score | Distance from Hot Spring County (miles) |
|---|---|---|---|---|
| Allstate | Waylon Biggs | 1215 Breckenridge Dr Ste 2, Little Rock, AR, 72205 | 44.4 | |
| Travelers | Mcghee Insurance Agency | 13000 Chenal Parkway, Suite 110 , Little Rock, AR, 72211 | 42.7 | |
| Farmers | Shanon Moody | 2901 Park Ave, Hot Springs, AR, 71901 | 17.0 | |
| Farmers | Meghan Landreth | 625 E Page Ave, Malvern, AR, 72104 | 8.7 | |
| State Farm | Kendall Hancock | 2836 Malvern Ave Ste B, Hot Springs, AR, 71901-8363 | 11.2 | |
| Allstate | K.C. Cagle | 11211 Cantrell Rd Ste 110, Little Rock, AR, 72212 | 45.3 | |
| Travelers | Gleason Insurance Llc | 320 Executive Ct. Ste. 204 , Little Rock, AR, 72205 | 43.6 | |
| Travelers | Abi Insurance Agency | 911 West Grand Avenue, Hot Springs, AR, 71913 | 14.6 | |
| State Farm | Cynthia Rougeau | 1420 Central Avenue, Hot Springs, AR, 71901-6148 | 14.2 | |
| Travelers | Jts Financial Services Llc | 415 N Mckinley Ste 305, Little Rock, AR, 72205 | 45.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arkansas | $118,500 | $1,088 | $750 | $1,540 | $790 |
| Hot Spring County, AR | $88,900 | $908 | $640 | $1,240 | $600 |
| Hot Spring County, AR | $88,900 | $908 | $630 | $1,280 | $650 |
| Poyen, AR | $54,500 | $766 | $540 | $1,080 | $540 |
| Dallas County, AR | $64,500 | $689 | $480 | $970 | $490 |
| Hurricane, AR | $87,200 | $937 | $680 | $1,330 | $650 |
| Wolf Creek, AR | $84,800 | $925 | $640 | $1,320 | $680 |
| Delight, AR | $65,000 | $823 | $550 | $1,160 | $610 |
| Carroll, AR | $55,100 | $769 | $550 | $1,050 | $500 |
| Roland, AR | $170,300 | $1,312 | $880 | $1,880 | $1,000 |
| Fourche Lafave, AR | $92,700 | $965 | $700 | $1,320 | $620 |