Gavop shows you how to buy homeowners insurance in Williams County, ND by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Williams County, ND - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 123rd Ave NW, 16th Ave W, 84th St NW, Dixon St N, 148th Ave NW, Skyway Ct, 108th Ave NW, 37th St W, Co Hwy 1, Front St E | $157,000 | $150,000 | $125,000-$150,000 | $67,500 | $60,000 | $50,000-$75,000 |
| 130th Ave NW, 33rd St W, 135th Ave NW, Co Hwy 15, 117 Ave NW, E 4th St, 71st St NW, Hoseth St N, 39th St NW, 151st Ave NW | $106,500 | $90,000 | $75,000-$100,000 | $141,500 | $120,000 | $150,000-$175,000 |
| 16th St W, Railroad Ave, W Dakota Pkwy, Co Hwy 4, E Broadway, Co Hwy 9, Beaver Lodge Ln N, Tioga Ln, 51st St NW, 52nd St NW | $145,000 | $130,000 | $150,000-$175,000 | $138,500 | $130,000 | $150,000-$175,000 |
| 123rd Ave NW, Parker St, 13th Ave W, 50th St W, 79th St NW, 13th St W, 72nd St NW, W Highland Dr, 4th Ave E, River St | $237,500 | $200,000 | $200,000-$250,000 | $173,500 | $150,000 | $175,000-$200,000 |
| 17th St W, 18th Cir W, 54th St NW, 77th St NW, 69th St NW, Dakota St N, Hall St, 49th St NW, 64th St NW, 56th St NW | $146,000 | $140,000 | $125,000-$150,000 | $95,000 | $90,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$181 | $772 |
| Superior Protection Discount | -$86 | $867 |
| Fire & Security Discount | -$67 | $886 |
| Hail Resistant Roof Discount | -$19 | $934 |
| Newly Constructed Home Discount | -$210 | $743 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Williams County | $700 | $941 | $1,641 | $684 | $1,384 | $257 |
| Williams County, ND | $1,500 | $941 | $2,441 | $684 | $2,184 | $257 |
| Williston, ND | $2,000 | $938 | $2,938 | $682 | $2,682 | $256 |
| Farmvale, ND | $200 | $927 | $1,127 | $673 | $873 | $253 |
| Medicine Lake, MT | $700 | $847 | $1,547 | $615 | $1,315 | $231 |
| Thorson, ND | $400 | $1,084 | $1,484 | $788 | $1,188 | $296 |
| Powers, ND | $400 | $1,422 | $1,822 | $1,033 | $1,433 | $389 |
| Culbertson, MT | $2,000 | $1,036 | $3,036 | $753 | $2,753 | $283 |
| Home Insurance Company Williams County, ND | Homeowners Insurance Agency Williams County, ND | Address | Popularity Score | Distance from Williams County (miles) |
|---|---|---|---|---|
| Farmers | Don Weber | 1412 2nd Ave W Ste 3, Williston, ND, 58801 | 14.5 | |
| Allstate | Kristi Schwartz | 1135 2nd Ave W Ste 203, Williston, ND, 58801 | 14.6 | |
| State Farm | Michael E Braun | 16 2nd St Nw, Tioga, ND, 58852 | 25.5 | |
| Allstate | Bbh Insurance Inc | 104 Railroad Ave, Ray, ND, 58849 | 14.7 | |
| Allstate | Frontier Insurance Solutions | 2321 2nd Ave W Ste 5, Williston, ND, 58801 | 13.9 | |
| State Farm | Dwight Richter | 1601 9th Ave Nw, Williston, ND, 58801-3871 | 14.8 | |
| Liberty Mutual Independent | Manger Insurance Inc | 511 2nd St W, Williston, ND, 58801 | 15.4 | |
| Travelers | First International Insurance | 100 N Main, Watford City, ND, 58854 | 38.8 | |
| Travelers | Liberty Insurance | Main St, Powers Lake, ND, 58773 | 41.5 | |
| Travelers | Hanisch Insurance Agency | 111 E Central Ave, Crosby, ND, 58730 | 40.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Dakota | $174,100 | $1,147 | $810 | $1,620 | $810 |
| Williams County, ND | $238,900 | $953 | $700 | $1,310 | $610 |
| Williams County, ND | $238,900 | $953 | $660 | $1,350 | $690 |
| Williston, ND | $237,200 | $950 | $660 | $1,350 | $690 |
| Farmvale, ND | $117,700 | $938 | $670 | $1,330 | $660 |
| Medicine Lake, MT | $124,400 | $857 | $650 | $1,120 | $470 |
| Thorson, ND | $159,400 | $1,097 | $790 | $1,520 | $730 |
| Powers, ND | $275,000 | $1,439 | $990 | $2,060 | $1,070 |
| Culbertson, MT | $194,100 | $1,049 | $800 | $1,370 | $570 |