Gavop's guide to buying homeowners insurance in Wilbraham, MA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $95,500 | $80,000 | $100,000-$125,000 |
| 2 Bedroom | $193,500 | $170,000 | $200,000-$250,000 |
| 3 Bedroom | $235,500 | $210,000 | $200,000-$250,000 |
| 4 Bedroom | $465,000 | $410,000 | $500,000-$600,000 |
| 5 Bedroom | $694,500 | $620,000 | $700,000-$800,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$130 | $738 |
| Superior Protection Discount | -$78 | $790 |
| Fire & Security Discount | -$78 | $790 |
| Hail Resistant Roof Discount | -$26 | $842 |
| Newly Constructed Home Discount | -$182 | $686 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,464 |
| Hail Damage | $4,571 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $16,887 |
| Home Insurance Company Wilbraham, MA | Homeowners Insurance Agency Wilbraham, MA | Address | Popularity Score | Distance from Wilbraham (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Oconnor & Co Insurance Agency Inc | 16 Village St, Dudley, MA, 1571 | 28.3 | |
| Liberty Mutual Independent | Haberman Insurance Group | 95 Ashley Ave Ste F, West Springfield, MA, 1089 | 10.0 | |
| Travelers | Gaudette Insurance Agency | One Plummers Corner , Whitinsville, MA, 1588 | 40.5 | |
| Travelers | Ripple Effect Insurance Inc | 335 Main St , Douglas, MA, 1516 | 37.1 | |
| Travelers | Marshall Insurance Agency Inc | 2 S Bolton St, Marlborough, MA, 1752 | 48.3 | |
| Travelers | Bates Fullam Insurance Agency | 975 Elm St, West Springfield, MA, 1089 | 10.1 | |
| Travelers | P A Pryor Insurance Agency | 595 N Main St, East Longmeadow, MA, 1028 | 6.3 | |
| Travelers | Goodworks Insurance | 708 Park Ave, Worcester, MA, 1603 | 31.6 | |
| Travelers | Forrest Insurance Agency | 603 N Main St , East Longmeadow, MA, 1028 | 6.3 | |
| Travelers | Philbin Insurance Agency Inc | 195 Union St, Clinton, MA, 1510 | 43.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $1,000 | $2,000 | $1,000 |
| Hampden County, MA | $198,500 | $910 | $610 | $1,280 | $670 |
| Wilbraham, MA | $301,200 | $868 | $630 | $1,220 | $590 |
| Ludlow, MA | $224,700 | $848 | $620 | $1,200 | $580 |
| East Longmeadow, MA | $256,500 | $916 | $670 | $1,310 | $640 |
| Tolland, CT | $286,600 | $922 | $630 | $1,320 | $690 |
| Blue Hills, CT | $142,100 | $841 | $570 | $1,160 | $590 |
| South Woodstock, CT | $211,300 | $1,087 | $740 | $1,530 | $790 |
| Windham, CT | $156,500 | $755 | $550 | $1,080 | $530 |
| Becket, MA | $251,200 | $1,075 | $780 | $1,520 | $740 |
| Boylston, MA | $363,100 | $1,455 | $970 | $2,080 | $1,110 |
| Haddam, CT | $305,400 | $958 | $680 | $1,320 | $640 |